VSTIX vs. VLSMX
VSTIX (VALIC Company I Stock Index Fund) and VLSMX (VALIC Company I Moderate Growth Lifestyle Fund) are both mutual funds - VSTIX is a Large Cap Blend Equities fund managed by VALIC, while VLSMX is a Diversified Portfolio fund managed by VALIC. Over the past 5 years, VSTIX returned 11.76%/yr vs 5.55%/yr for VLSMX. Their correlation of 0.92 means they have usually moved in the same direction. VSTIX charges 0.29%/yr vs 0.12%/yr for VLSMX.
Performance
VSTIX vs. VLSMX - Performance Comparison
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Returns By Period
In the year-to-date period, VSTIX achieves a 9.14% return, which is significantly higher than VLSMX's 5.58% return.
VSTIX
- 1D
- 1.67%
- 1M
- -0.57%
- 6M
- 7.62%
- YTD
- 9.14%
- 1Y
- 20.30%
- 3Y*
- 17.59%
- 5Y*
- 11.76%
- 10Y*
- 14.00%
- ALL TIME*
- 6.39%
VLSMX
- 1D
- 1.14%
- 1M
- -0.44%
- 6M
- 3.96%
- YTD
- 5.58%
- 1Y
- 13.11%
- 3Y*
- 10.78%
- 5Y*
- 5.55%
- 10Y*
- —
- ALL TIME*
- 5.55%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
VSTIX vs. VLSMX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
VSTIX VALIC Company I Stock Index Fund | 9.14% | 14.28% | 24.76% | 25.62% | -18.11% | 12.64% |
VLSMX VALIC Company I Moderate Growth Lifestyle Fund | 5.58% | 11.90% | 10.83% | 13.95% | -14.66% | 3.57% |
Correlation
The correlation between VSTIX and VLSMX is 0.92, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.92 |
Correlation (3Y) Balances recent behavior with more history. | 0.90 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.92 |
Correlation (All Time) Calculated using the full available price history since Jun 15, 2021 | 0.92 |
The correlation between VSTIX and VLSMX has been stable across timeframes, ranging from 0.90 to 0.92 - a consistent structural relationship.
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Return for Risk
VSTIX vs. VLSMX — Risk / Return Rank
VSTIX
VLSMX
VSTIX vs. VLSMX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for VALIC Company I Stock Index Fund (VSTIX) and VALIC Company I Moderate Growth Lifestyle Fund (VLSMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VSTIX | VLSMX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.07 | ||
| Sortino ratioReturn per unit of downside risk | -0.18 | ||
| Omega ratioGain probability vs. loss probability | 1.26 | 1.28 | -0.02 |
| Calmar ratioReturn relative to maximum drawdown | 2.03 | 1.97 | +0.06 |
| Martin ratioReturn relative to average drawdown | 8.72 | 8.47 | +0.25 |
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Drawdowns
VSTIX vs. VLSMX - Drawdown Comparison
The maximum VSTIX drawdown since its inception was -69.93%, which is greater than VLSMX's maximum drawdown of -20.09%. Use the drawdown chart below to compare losses from any high point for VSTIX and VLSMX.
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Drawdown Indicators
| VSTIX | VLSMX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -69.93% | -20.09% | -49.84% |
Max Drawdown (1Y)Largest decline over 1 year | -8.98% | -6.29% | -2.69% |
Max Drawdown (3Y)Largest decline over 3 years | -21.05% | -11.69% | -9.36% |
Max Drawdown (5Y)Largest decline over 5 years | -24.41% | -20.09% | -4.32% |
Max Drawdown (10Y)Largest decline over 10 years | -33.52% | — | — |
Current DrawdownCurrent decline from peak | -2.13% | -0.93% | -1.20% |
Average DrawdownAverage peak-to-trough decline | -20.56% | -5.06% | -15.50% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.08% | 1.46% | +0.62% |
Volatility
VSTIX vs. VLSMX - Volatility Comparison
VALIC Company I Stock Index Fund (VSTIX) has a higher volatility of 3.46% compared to VALIC Company I Moderate Growth Lifestyle Fund (VLSMX) at 2.35%. This indicates that VSTIX's price experiences larger fluctuations and is considered to be riskier than VLSMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VSTIX | VLSMX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.46% | 2.35% | +1.11% |
Volatility (6M)Calculated over the trailing 6-month period | 9.99% | 6.84% | +3.15% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.49% | 8.12% | +4.37% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.55% | 9.94% | +7.61% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.37% | 9.89% | +8.48% |
VSTIX vs. VLSMX - Expense Ratio Comparison
VSTIX has a 0.29% expense ratio, which is higher than VLSMX's 0.12% expense ratio.
Dividends
VSTIX vs. VLSMX - Dividend Comparison
VSTIX's dividend yield for the trailing twelve months is around 11.73%, more than VLSMX's 6.07% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|
VLSMX VALIC Company I Moderate Growth Lifestyle Fund | 6.07% | 0.00% | 2.12% | 11.91% | 9.84% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VSTIX VALIC Company I Stock Index Fund | 11.73% | 0.00% | 6.25% | 7.76% | 11.33% | 5.68% | 7.26% | 3.37% | 1.81% | 5.48% |
Frequently Asked Questions
With a correlation of 0.92, VSTIX and VLSMX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
VSTIX has higher volatility (3.46%) compared to VLSMX (2.35%). In terms of maximum drawdown, VSTIX dropped -69.93% vs VLSMX's -20.09%.
VLSMX currently has the higher Sharpe Ratio (1.53 vs 1.46), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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