Share Price Chart
Loading graphics...
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in VALIC Company I Moderate Growth Lifestyle Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Loading graphics...
Returns By Period
VALIC Company I Moderate Growth Lifestyle Fund (VLSMX) has returned -3.41% so far this year and 10.23% over the past 12 months.
VALIC Company I Moderate Growth Lifestyle Fund
- 1D
- 0.21%
- 1M
- -5.93%
- YTD
- -3.41%
- 6M
- -1.39%
- 1Y
- 10.23%
- 3Y*
- 9.37%
- 5Y*
- —
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- 2.91%
- 1M
- -5.09%
- YTD
- -4.63%
- 6M
- -2.39%
- 1Y
- 16.33%
- 3Y*
- 16.69%
- 5Y*
- 10.18%
- 10Y*
- 12.16%
Monthly Returns
Based on dividend-adjusted daily data since Jun 15, 2021, VLSMX's average daily return is +0.02%, while the average monthly return is +0.37%. At this rate, your investment would double in approximately 15.6 years.
Historically, 66% of months were positive and 34% were negative. The best month was Nov 2023 with a return of +7.1%, while the worst month was Sep 2022 at -6.7%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 3 months.
On a daily basis, VLSMX closed higher 50% of trading days. The best single day was Apr 9, 2025 with a return of +4.2%, while the worst single day was Mar 6, 2025 at -3.0%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.55% | 1.10% | -5.93% | -3.41% | |||||||||
| 2025 | 2.44% | 0.41% | -4.67% | 0.14% | 3.05% | 3.16% | 0.53% | 2.12% | 2.27% | 1.21% | 0.63% | 0.25% | 11.90% |
| 2024 | 0.23% | 2.56% | 2.35% | -3.59% | 3.57% | 1.25% | 2.39% | 1.91% | 1.46% | -2.19% | 3.36% | -2.64% | 10.83% |
| 2023 | 5.55% | -2.66% | 1.55% | 1.07% | -1.14% | 3.38% | 1.83% | -1.64% | -3.74% | -2.65% | 7.14% | 5.15% | 13.95% |
| 2022 | -3.98% | -1.73% | 0.06% | -5.43% | 0.44% | -5.35% | 5.19% | -3.27% | -6.68% | 2.98% | 5.86% | -2.88% | -14.66% |
| 2021 | -0.12% | 0.80% | 1.53% | -2.83% | 3.03% | -1.44% | 2.68% | 3.57% |
Benchmark Metrics
VALIC Company I Moderate Growth Lifestyle Fund has an annualized alpha of -1.14%, beta of 0.53, and R² of 0.84 versus S&P 500 Index. Calculated based on daily prices since June 16, 2021.
- This fund participated in 75.34% of S&P 500 Index downside but only 56.53% of its upside — more exposed to losses than it benefited from rallies.
- Beta of 0.53 indicates this fund moves significantly less than S&P 500 Index — a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- -1.14%
- Beta
- 0.53
- R²
- 0.84
- Upside Capture
- 56.53%
- Downside Capture
- 75.34%
Expense Ratio
VLSMX has an expense ratio of 0.12%, which is considered low.
Return for Risk
Risk / Return Rank
VLSMX ranks 57 for risk / return — on par with similar mutual funds. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for VALIC Company I Moderate Growth Lifestyle Fund (VLSMX) and compare them to a chosen benchmark (S&P 500 Index).
| VLSMX | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.10 | 0.90 | +0.20 |
Sortino ratioReturn per unit of downside risk | 1.60 | 1.39 | +0.21 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.21 | +0.02 |
Calmar ratioReturn relative to maximum drawdown | 1.28 | 1.40 | -0.12 |
Martin ratioReturn relative to average drawdown | 5.70 | 6.61 | -0.91 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Explore VLSMX risk-adjusted metrics in detail
Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.
Dividends
Dividend History
VALIC Company I Moderate Growth Lifestyle Fund provided a 6.63% dividend yield over the last twelve months, with an annual payout of $0.97 per share.
| Period | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Dividend | $0.97 | $0.00 | $0.31 | $1.58 | $1.30 |
Dividend yield | 6.63% | 0.00% | 2.12% | 11.91% | 9.84% |
Monthly Dividends
The table displays the monthly dividend distributions for VALIC Company I Moderate Growth Lifestyle Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.97 | $0.97 | |||||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| 2024 | $0.00 | $0.00 | $0.31 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.31 |
| 2023 | $0.00 | $0.00 | $1.58 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.58 |
| 2022 | $1.30 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.30 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading graphics...
Worst Drawdowns
The table below displays the maximum drawdowns of the VALIC Company I Moderate Growth Lifestyle Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the VALIC Company I Moderate Growth Lifestyle Fund was 20.09%, occurring on Oct 14, 2022. Recovery took 345 trading sessions.
The current VALIC Company I Moderate Growth Lifestyle Fund drawdown is 6.10%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -20.09% | Nov 10, 2021 | 234 | Oct 14, 2022 | 345 | Mar 1, 2024 | 579 |
| -11.69% | Feb 20, 2025 | 34 | Apr 8, 2025 | 54 | Jun 26, 2025 | 88 |
| -6.29% | Feb 26, 2026 | 22 | Mar 27, 2026 | — | — | — |
| -4.35% | Jul 17, 2024 | 16 | Aug 7, 2024 | 8 | Aug 19, 2024 | 24 |
| -4.25% | Apr 1, 2024 | 15 | Apr 19, 2024 | 18 | May 15, 2024 | 33 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading graphics...