VSTIX vs. VTI
Compare and contrast key facts about VALIC Company I Stock Index Fund (VSTIX) and Vanguard Total Stock Market ETF (VTI).
VSTIX is managed by VALIC. It was launched on Apr 20, 1987. VTI is a passively managed fund by Vanguard that tracks the performance of the CRSP US Total Market Index. It was launched on Jun 27, 2016.
Performance
VSTIX vs. VTI - Performance Comparison
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VSTIX vs. VTI - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VSTIX VALIC Company I Stock Index Fund | -7.17% | 14.28% | 24.76% | 25.62% | -18.11% | 28.40% | 18.55% | 31.05% | -8.09% | 21.46% |
VTI Vanguard Total Stock Market ETF | -4.01% | 17.10% | 23.81% | 26.05% | -19.52% | 25.68% | 21.08% | 30.67% | -5.23% | 21.21% |
Returns By Period
In the year-to-date period, VSTIX achieves a -7.17% return, which is significantly lower than VTI's -4.01% return. Over the past 10 years, VSTIX has underperformed VTI with an annualized return of 12.75%, while VTI has yielded a comparatively higher 13.60% annualized return.
VSTIX
- 1D
- -0.39%
- 1M
- -7.75%
- YTD
- -7.17%
- 6M
- -4.75%
- 1Y
- 14.10%
- 3Y*
- 15.74%
- 5Y*
- 10.49%
- 10Y*
- 12.75%
VTI
- 1D
- 2.93%
- 1M
- -5.00%
- YTD
- -4.01%
- 6M
- -1.66%
- 1Y
- 18.11%
- 3Y*
- 17.84%
- 5Y*
- 10.46%
- 10Y*
- 13.60%
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VSTIX vs. VTI - Expense Ratio Comparison
VSTIX has a 0.29% expense ratio, which is higher than VTI's 0.03% expense ratio.
Return for Risk
VSTIX vs. VTI — Risk / Return Rank
VSTIX
VTI
VSTIX vs. VTI - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for VALIC Company I Stock Index Fund (VSTIX) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VSTIX | VTI | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.85 | 0.96 | -0.11 |
Sortino ratioReturn per unit of downside risk | 1.35 | 1.48 | -0.14 |
Omega ratioGain probability vs. loss probability | 1.20 | 1.23 | -0.03 |
Calmar ratioReturn relative to maximum drawdown | 0.85 | 1.52 | -0.67 |
Martin ratioReturn relative to average drawdown | 4.16 | 7.26 | -3.10 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VSTIX | VTI | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.85 | 0.96 | -0.11 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.61 | 0.60 | 0.00 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.70 | 0.75 | -0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.30 | 0.48 | -0.18 |
Correlation
The correlation between VSTIX and VTI is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VSTIX vs. VTI - Dividend Comparison
VSTIX's dividend yield for the trailing twelve months is around 13.79%, more than VTI's 1.17% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VSTIX VALIC Company I Stock Index Fund | 13.79% | 0.00% | 6.25% | 7.76% | 11.33% | 5.68% | 7.26% | 3.37% | 1.81% | 5.48% | 0.00% | 0.00% |
VTI Vanguard Total Stock Market ETF | 1.17% | 1.12% | 1.27% | 1.44% | 1.66% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% |
Drawdowns
VSTIX vs. VTI - Drawdown Comparison
The maximum VSTIX drawdown since its inception was -69.93%, which is greater than VTI's maximum drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for VSTIX and VTI.
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Drawdown Indicators
| VSTIX | VTI | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -69.93% | -55.45% | -14.48% |
Max Drawdown (1Y)Largest decline over 1 year | -12.14% | -12.30% | +0.16% |
Max Drawdown (5Y)Largest decline over 5 years | -24.41% | -25.36% | +0.95% |
Max Drawdown (10Y)Largest decline over 10 years | -33.52% | -35.00% | +1.48% |
Current DrawdownCurrent decline from peak | -8.98% | -6.25% | -2.73% |
Average DrawdownAverage peak-to-trough decline | -20.78% | -8.08% | -12.70% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.61% | 2.58% | +0.03% |
Volatility
VSTIX vs. VTI - Volatility Comparison
The current volatility for VALIC Company I Stock Index Fund (VSTIX) is 3.95%, while Vanguard Total Stock Market ETF (VTI) has a volatility of 5.45%. This indicates that VSTIX experiences smaller price fluctuations and is considered to be less risky than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VSTIX | VTI | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.95% | 5.45% | -1.50% |
Volatility (6M)Calculated over the trailing 6-month period | 8.50% | 9.73% | -1.23% |
Volatility (1Y)Calculated over the trailing 1-year period | 17.66% | 19.01% | -1.35% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 17.40% | 17.42% | -0.02% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.33% | 18.29% | +0.04% |