VFITX vs. VDIGX
VFITX (Vanguard Intermediate-Term Treasury Fund Investor Shares) and VDIGX (Vanguard Dividend Growth Fund) are both mutual funds - VFITX is a Government Bonds fund managed by Vanguard, while VDIGX is a Dividend fund actively managed by Vanguard. Over the past 10 years, VFITX returned 1.13%/yr vs 12.20%/yr for VDIGX. Their -0.06 correlation means they have often moved in opposite directions in the past. Both charge a 0.20% expense ratio.
Performance
VFITX vs. VDIGX - Performance Comparison
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Returns By Period
In the year-to-date period, VFITX achieves a -1.19% return, which is significantly lower than VDIGX's 5.63% return. Over the past 10 years, VFITX has underperformed VDIGX with an annualized return of 1.13%, while VDIGX has yielded a comparatively higher 12.20% annualized return.
VFITX
- 1D
- 0.10%
- 1M
- -0.91%
- 6M
- -0.92%
- YTD
- -1.19%
- 1Y
- 0.81%
- 3Y*
- 3.57%
- 5Y*
- -0.33%
- 10Y*
- 1.13%
- ALL TIME*
- 4.53%
VDIGX
- 1D
- 0.53%
- 1M
- 0.16%
- 6M
- 4.68%
- YTD
- 5.63%
- 1Y
- 11.26%
- 3Y*
- 14.29%
- 5Y*
- 9.72%
- 10Y*
- 12.20%
- ALL TIME*
- 9.36%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
VFITX vs. VDIGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VFITX Vanguard Intermediate-Term Treasury Fund Investor Shares | -1.19% | 7.54% | 1.39% | 4.08% | -10.43% | -2.38% | 8.20% | 6.29% | 1.01% | 1.57% |
VDIGX Vanguard Dividend Growth Fund | 5.63% | 11.11% | 20.84% | 8.11% | -4.89% | 24.86% | 12.04% | 30.94% | 0.08% | 19.32% |
Correlation
The correlation between VFITX and VDIGX is 0.33, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.33 |
Correlation (3Y) Balances recent behavior with more history. | 0.24 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.18 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.01 |
Correlation (All Time) Calculated using the full available price history since May 15, 1992 | -0.06 |
The correlation between VFITX and VDIGX shifts across timeframes, from -0.06 (all time) to 0.33 (1 year), reflecting how their relationship changes across market environments.
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Return for Risk
VFITX vs. VDIGX — Risk / Return Rank
VFITX
VDIGX
VFITX vs. VDIGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Intermediate-Term Treasury Fund Investor Shares (VFITX) and Vanguard Dividend Growth Fund (VDIGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VFITX | VDIGX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.02 | ||
| Sortino ratioReturn per unit of downside risk | -1.52 | ||
| Omega ratioGain probability vs. loss probability | 1.04 | 1.22 | -0.18 |
| Calmar ratioReturn relative to maximum drawdown | 0.25 | 1.39 | -1.14 |
| Martin ratioReturn relative to average drawdown | 0.57 | 5.50 | -4.94 |
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Drawdowns
VFITX vs. VDIGX - Drawdown Comparison
The maximum VFITX drawdown since its inception was -15.58%, smaller than the maximum VDIGX drawdown of -45.23%. Use the drawdown chart below to compare losses from any high point for VFITX and VDIGX.
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Drawdown Indicators
| VFITX | VDIGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -15.58% | -45.23% | +29.65% |
Max Drawdown (1Y)Largest decline over 1 year | -3.21% | -9.09% | +5.88% |
Max Drawdown (3Y)Largest decline over 3 years | -4.74% | -10.23% | +5.49% |
Max Drawdown (5Y)Largest decline over 5 years | -14.54% | -16.18% | +1.64% |
Max Drawdown (10Y)Largest decline over 10 years | -15.58% | -32.98% | +17.40% |
Current DrawdownCurrent decline from peak | -2.86% | -0.19% | -2.67% |
Average DrawdownAverage peak-to-trough decline | -2.64% | -6.62% | +3.98% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.44% | 2.29% | -0.85% |
Volatility
VFITX vs. VDIGX - Volatility Comparison
The current volatility for Vanguard Intermediate-Term Treasury Fund Investor Shares (VFITX) is 0.94%, while Vanguard Dividend Growth Fund (VDIGX) has a volatility of 2.64%. This indicates that VFITX experiences smaller price fluctuations and is considered to be less risky than VDIGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VFITX | VDIGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 0.94% | 2.64% | -1.70% |
Volatility (6M)Calculated over the trailing 6-month period | 2.98% | 7.91% | -4.93% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.66% | 10.21% | -6.55% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.65% | 13.86% | -8.21% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.66% | 15.68% | -11.02% |
VFITX vs. VDIGX - Expense Ratio Comparison
Both VFITX and VDIGX have an expense ratio of 0.20%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Dividends
VFITX vs. VDIGX - Dividend Comparison
VFITX's dividend yield for the trailing twelve months is around 3.63%, less than VDIGX's 23.24% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VDIGX Vanguard Dividend Growth Fund | 23.24% | 21.90% | 21.94% | 2.29% | 6.06% | 5.45% | 2.83% | 4.70% | 8.72% | 5.16% | 2.86% | 5.70% |
VFITX Vanguard Intermediate-Term Treasury Fund Investor Shares | 3.63% | 3.90% | 4.05% | 3.45% | 1.97% | 0.99% | 4.84% | 2.30% | 2.34% | 1.75% | 2.77% | 2.50% |
Frequently Asked Questions
VFITX and VDIGX have a correlation of 0.33, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VDIGX has higher volatility (2.64%) compared to VFITX (0.94%). In terms of maximum drawdown, VFITX dropped -15.58% vs VDIGX's -45.23%.
VDIGX currently has the higher Sharpe Ratio (1.24 vs 0.22), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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