VFITX vs. VBILX
Compare and contrast key facts about Vanguard Intermediate-Term Treasury Fund Investor Shares (VFITX) and Vanguard Intermediate-Term Bond Index Fund Admiral Shares (VBILX).
VFITX is managed by Vanguard. It was launched on Oct 28, 1991. VBILX is managed by Vanguard. It was launched on Nov 12, 2001.
Performance
VFITX vs. VBILX - Performance Comparison
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VFITX vs. VBILX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VFITX Vanguard Intermediate-Term Treasury Fund Investor Shares | -0.58% | 7.54% | 1.39% | 4.08% | -10.43% | -2.38% | 8.20% | 6.29% | 1.01% | 1.57% |
VBILX Vanguard Intermediate-Term Bond Index Fund Admiral Shares | -0.94% | 8.57% | 1.54% | 6.09% | -13.59% | -2.36% | 9.82% | 10.20% | -0.15% | 3.86% |
Returns By Period
In the year-to-date period, VFITX achieves a -0.58% return, which is significantly higher than VBILX's -0.94% return. Over the past 10 years, VFITX has underperformed VBILX with an annualized return of 1.32%, while VBILX has yielded a comparatively higher 1.94% annualized return.
VFITX
- 1D
- 0.51%
- 1M
- -2.26%
- YTD
- -0.58%
- 6M
- 0.58%
- 1Y
- 3.63%
- 3Y*
- 3.14%
- 5Y*
- 0.29%
- 10Y*
- 1.32%
VBILX
- 1D
- 0.48%
- 1M
- -2.72%
- YTD
- -0.94%
- 6M
- 0.18%
- 1Y
- 4.23%
- 3Y*
- 3.80%
- 5Y*
- 0.40%
- 10Y*
- 1.94%
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VFITX vs. VBILX - Expense Ratio Comparison
VFITX has a 0.20% expense ratio, which is higher than VBILX's 0.07% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
VFITX vs. VBILX — Risk / Return Rank
VFITX
VBILX
VFITX vs. VBILX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Intermediate-Term Treasury Fund Investor Shares (VFITX) and Vanguard Intermediate-Term Bond Index Fund Admiral Shares (VBILX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VFITX | VBILX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.98 | 1.05 | -0.07 |
Sortino ratioReturn per unit of downside risk | 1.49 | 1.53 | -0.05 |
Omega ratioGain probability vs. loss probability | 1.17 | 1.19 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.69 | 1.70 | -0.01 |
Martin ratioReturn relative to average drawdown | 5.21 | 5.69 | -0.48 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VFITX | VBILX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.98 | 1.05 | -0.07 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.05 | 0.06 | -0.01 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.28 | 0.36 | -0.08 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.92 | 0.67 | +0.25 |
Correlation
The correlation between VFITX and VBILX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VFITX vs. VBILX - Dividend Comparison
VFITX's dividend yield for the trailing twelve months is around 3.59%, less than VBILX's 3.79% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VFITX Vanguard Intermediate-Term Treasury Fund Investor Shares | 3.59% | 3.90% | 4.05% | 3.45% | 1.97% | 0.99% | 4.84% | 2.30% | 2.34% | 1.75% | 2.77% | 2.50% |
VBILX Vanguard Intermediate-Term Bond Index Fund Admiral Shares | 3.79% | 4.01% | 3.80% | 3.09% | 1.99% | 3.39% | 2.94% | 2.73% | 2.87% | 2.73% | 3.06% | 3.09% |
Drawdowns
VFITX vs. VBILX - Drawdown Comparison
The maximum VFITX drawdown since its inception was -15.58%, smaller than the maximum VBILX drawdown of -19.26%. Use the drawdown chart below to compare losses from any high point for VFITX and VBILX.
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Drawdown Indicators
| VFITX | VBILX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -15.58% | -19.26% | +3.68% |
Max Drawdown (1Y)Largest decline over 1 year | -2.85% | -3.18% | +0.33% |
Max Drawdown (5Y)Largest decline over 5 years | -14.98% | -19.15% | +4.17% |
Max Drawdown (10Y)Largest decline over 10 years | -15.58% | -19.26% | +3.68% |
Current DrawdownCurrent decline from peak | -2.26% | -2.72% | +0.46% |
Average DrawdownAverage peak-to-trough decline | -2.65% | -3.16% | +0.51% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.93% | 0.95% | -0.02% |
Volatility
VFITX vs. VBILX - Volatility Comparison
The current volatility for Vanguard Intermediate-Term Treasury Fund Investor Shares (VFITX) is 1.48%, while Vanguard Intermediate-Term Bond Index Fund Admiral Shares (VBILX) has a volatility of 1.64%. This indicates that VFITX experiences smaller price fluctuations and is considered to be less risky than VBILX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VFITX | VBILX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.48% | 1.64% | -0.16% |
Volatility (6M)Calculated over the trailing 6-month period | 2.57% | 2.74% | -0.17% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.30% | 4.59% | -0.29% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.59% | 6.36% | -0.77% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.65% | 5.35% | -0.70% |