VTIAX vs. SWISX
Compare and contrast key facts about Vanguard Total International Stock Index Fund Admiral Shares (VTIAX) and Schwab International Index Fund (SWISX).
VTIAX is managed by Vanguard. It was launched on Nov 29, 2010. SWISX is a passively managed fund by Charles Schwab that tracks the performance of the MSCI EAFE Index. It was launched on May 19, 1997.
Performance
VTIAX vs. SWISX - Performance Comparison
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Returns By Period
In the year-to-date period, VTIAX achieves a 2.76% return, which is significantly higher than SWISX's 2.05% return. Both investments have delivered pretty close results over the past 10 years, with VTIAX having a 8.94% annualized return and SWISX not far ahead at 8.96%.
VTIAX
- 1D
- -0.64%
- 1M
- -3.28%
- YTD
- 2.76%
- 6M
- 5.87%
- 1Y
- 30.61%
- 3Y*
- 15.42%
- 5Y*
- 7.41%
- 10Y*
- 8.94%
SWISX
- 1D
- -0.61%
- 1M
- -3.43%
- YTD
- 2.05%
- 6M
- 4.99%
- 1Y
- 26.41%
- 3Y*
- 14.52%
- 5Y*
- 8.41%
- 10Y*
- 8.96%
VTIAX vs. SWISX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VTIAX Vanguard Total International Stock Index Fund Admiral Shares | 2.76% | 32.18% | 5.34% | 15.28% | -16.02% | 8.59% | 11.27% | 21.52% | -14.46% | 27.54% |
SWISX Schwab International Index Fund | 2.05% | 31.59% | 3.54% | 18.13% | -14.30% | 11.25% | 8.14% | 21.87% | -13.38% | 25.32% |
Correlation
The correlation between VTIAX and SWISX is 0.97 — these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk. Consider pairing with a less correlated asset class instead.
VTIAX vs. SWISX - Expense Ratio Comparison
VTIAX has a 0.11% expense ratio, which is higher than SWISX's 0.06% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
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Return for Risk
VTIAX vs. SWISX — Risk / Return Rank
VTIAX
SWISX
VTIAX vs. SWISX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Total International Stock Index Fund Admiral Shares (VTIAX) and Schwab International Index Fund (SWISX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VTIAX | SWISX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.78 | 1.38 | +0.40 |
Sortino ratioReturn per unit of downside risk | 2.35 | 1.90 | +0.45 |
Omega ratioGain probability vs. loss probability | 1.35 | 1.27 | +0.08 |
Calmar ratioReturn relative to maximum drawdown | 2.51 | 2.12 | +0.39 |
Martin ratioReturn relative to average drawdown | 9.59 | 7.95 | +1.64 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VTIAX | SWISX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.78 | 1.38 | +0.40 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.50 | 0.52 | -0.02 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.57 | 0.53 | +0.03 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.40 | 0.29 | +0.10 |
Drawdowns
VTIAX vs. SWISX - Drawdown Comparison
The maximum VTIAX drawdown since its inception was -35.83%, smaller than the maximum SWISX drawdown of -60.65%. Use the drawdown chart below to compare losses from any high point for VTIAX and SWISX.
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Drawdown Indicators
| VTIAX | SWISX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -35.83% | -60.65% | +24.82% |
Max Drawdown (1Y)Largest decline over 1 year | -11.28% | -11.39% | +0.11% |
Max Drawdown (5Y)Largest decline over 5 years | -29.56% | -29.42% | -0.14% |
Max Drawdown (10Y)Largest decline over 10 years | -35.83% | -33.83% | -2.00% |
Current DrawdownCurrent decline from peak | -7.90% | -7.28% | -0.62% |
Average DrawdownAverage peak-to-trough decline | -8.15% | -14.88% | +6.73% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.96% | 3.04% | -0.08% |
Volatility
VTIAX vs. SWISX - Volatility Comparison
The current volatility for Vanguard Total International Stock Index Fund Admiral Shares (VTIAX) is 6.92%, while Schwab International Index Fund (SWISX) has a volatility of 7.39%. This indicates that VTIAX experiences smaller price fluctuations and is considered to be less risky than SWISX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VTIAX | SWISX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.92% | 7.39% | -0.47% |
Volatility (6M)Calculated over the trailing 6-month period | 10.94% | 11.36% | -0.42% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.81% | 17.29% | -1.48% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.85% | 16.12% | -1.27% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.85% | 16.81% | -0.96% |
Dividends
VTIAX vs. SWISX - Dividend Comparison
VTIAX's dividend yield for the trailing twelve months is around 2.92%, less than SWISX's 3.48% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTIAX Vanguard Total International Stock Index Fund Admiral Shares | 2.92% | 3.15% | 3.33% | 3.22% | 3.04% | 3.05% | 2.10% | 3.04% | 3.16% | 2.73% | 2.93% | 2.84% |
SWISX Schwab International Index Fund | 3.48% | 3.55% | 3.29% | 3.31% | 2.73% | 3.34% | 1.88% | 3.09% | 3.15% | 2.71% | 3.19% | 2.71% |