VFIDX vs. VCIT
Compare and contrast key facts about Vanguard Intermediate-Term Investment-Grade Fund Admiral Shares (VFIDX) and Vanguard Intermediate-Term Corporate Bond ETF (VCIT).
VFIDX is managed by Vanguard. It was launched on Feb 12, 2001. VCIT is a passively managed fund by Vanguard that tracks the performance of the Barclays U.S. 5-10 Year Corp Index. It was launched on Nov 19, 2009.
Performance
VFIDX vs. VCIT - Performance Comparison
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VFIDX vs. VCIT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VFIDX Vanguard Intermediate-Term Investment-Grade Fund Admiral Shares | -1.43% | 9.67% | 3.29% | 8.63% | -13.77% | -1.51% | 10.44% | 10.50% | -0.44% | 4.28% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | -0.45% | 9.34% | 3.20% | 8.98% | -13.98% | -1.77% | 9.46% | 14.10% | -1.74% | 5.31% |
Returns By Period
In the year-to-date period, VFIDX achieves a -1.43% return, which is significantly lower than VCIT's -0.45% return. Over the past 10 years, VFIDX has underperformed VCIT with an annualized return of 2.74%, while VCIT has yielded a comparatively higher 3.06% annualized return.
VFIDX
- 1D
- 0.46%
- 1M
- -2.89%
- YTD
- -1.43%
- 6M
- -0.20%
- 1Y
- 5.19%
- 3Y*
- 5.32%
- 5Y*
- 1.39%
- 10Y*
- 2.74%
VCIT
- 1D
- 0.55%
- 1M
- -1.98%
- YTD
- -0.45%
- 6M
- 0.69%
- 1Y
- 6.08%
- 3Y*
- 5.56%
- 5Y*
- 1.42%
- 10Y*
- 3.06%
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VFIDX vs. VCIT - Expense Ratio Comparison
VFIDX has a 0.10% expense ratio, which is higher than VCIT's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
VFIDX vs. VCIT — Risk / Return Rank
VFIDX
VCIT
VFIDX vs. VCIT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Intermediate-Term Investment-Grade Fund Admiral Shares (VFIDX) and Vanguard Intermediate-Term Corporate Bond ETF (VCIT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VFIDX | VCIT | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.23 | 1.26 | -0.03 |
Sortino ratioReturn per unit of downside risk | 1.77 | 1.76 | +0.01 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.24 | -0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.87 | 2.07 | -0.21 |
Martin ratioReturn relative to average drawdown | 6.78 | 7.31 | -0.53 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VFIDX | VCIT | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.23 | 1.26 | -0.03 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.22 | 0.22 | 0.00 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.53 | 0.49 | +0.04 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.87 | 0.75 | +0.12 |
Correlation
The correlation between VFIDX and VCIT is 0.85, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VFIDX vs. VCIT - Dividend Comparison
VFIDX's dividend yield for the trailing twelve months is around 4.66%, less than VCIT's 4.72% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VFIDX Vanguard Intermediate-Term Investment-Grade Fund Admiral Shares | 4.66% | 4.91% | 4.65% | 3.90% | 3.20% | 3.61% | 5.80% | 3.13% | 3.32% | 3.06% | 3.94% | 3.64% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | 4.33% | 4.62% | 4.43% | 3.72% | 3.03% | 2.87% | 2.78% | 3.37% | 3.61% | 3.21% | 3.29% | 3.34% |
Drawdowns
VFIDX vs. VCIT - Drawdown Comparison
The maximum VFIDX drawdown since its inception was -20.14%, roughly equal to the maximum VCIT drawdown of -20.56%. Use the drawdown chart below to compare losses from any high point for VFIDX and VCIT.
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Drawdown Indicators
| VFIDX | VCIT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -20.14% | -20.56% | +0.42% |
Max Drawdown (1Y)Largest decline over 1 year | -3.34% | -2.99% | -0.35% |
Max Drawdown (5Y)Largest decline over 5 years | -20.14% | -20.56% | +0.42% |
Max Drawdown (10Y)Largest decline over 10 years | -20.14% | -20.56% | +0.42% |
Current DrawdownCurrent decline from peak | -2.89% | -1.98% | -0.91% |
Average DrawdownAverage peak-to-trough decline | -2.61% | -3.18% | +0.57% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.92% | 0.85% | +0.07% |
Volatility
VFIDX vs. VCIT - Volatility Comparison
The current volatility for Vanguard Intermediate-Term Investment-Grade Fund Admiral Shares (VFIDX) is 1.70%, while Vanguard Intermediate-Term Corporate Bond ETF (VCIT) has a volatility of 2.07%. This indicates that VFIDX experiences smaller price fluctuations and is considered to be less risky than VCIT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VFIDX | VCIT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.70% | 2.07% | -0.37% |
Volatility (6M)Calculated over the trailing 6-month period | 2.67% | 2.84% | -0.17% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.70% | 4.85% | -0.15% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.35% | 6.60% | -0.25% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.17% | 6.27% | -1.10% |