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VFIDX vs. VFSUX
Performance
Return for Risk
Dividends
Drawdowns
Volatility

Performance

VFIDX vs. VFSUX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Vanguard Intermediate-Term Investment-Grade Fund Admiral Shares (VFIDX) and Vanguard Short-Term Investment-Grade Fund Admiral Shares (VFSUX). The values are adjusted to include any dividend payments, if applicable.

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VFIDX vs. VFSUX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
VFIDX
Vanguard Intermediate-Term Investment-Grade Fund Admiral Shares
-1.43%9.67%3.29%8.63%-13.77%-1.51%10.44%10.50%-0.44%4.28%
VFSUX
Vanguard Short-Term Investment-Grade Fund Admiral Shares
-0.38%6.87%5.08%6.17%-5.75%-0.62%5.26%5.85%0.98%2.13%

Returns By Period

In the year-to-date period, VFIDX achieves a -1.43% return, which is significantly lower than VFSUX's -0.38% return. Over the past 10 years, VFIDX has outperformed VFSUX with an annualized return of 2.74%, while VFSUX has yielded a comparatively lower 2.59% annualized return.


VFIDX

1D
0.46%
1M
-2.89%
YTD
-1.43%
6M
-0.20%
1Y
5.19%
3Y*
5.32%
5Y*
1.39%
10Y*
2.74%

VFSUX

1D
0.19%
1M
-1.42%
YTD
-0.38%
6M
0.77%
1Y
4.36%
3Y*
5.25%
5Y*
2.31%
10Y*
2.59%
*Multi-year figures are annualized to reflect compound growth (CAGR)

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VFIDX vs. VFSUX - Expense Ratio Comparison

Both VFIDX and VFSUX have an expense ratio of 0.10%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.


Return for Risk

VFIDX vs. VFSUX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

VFIDX
VFIDX Risk / Return Rank: 7171
Overall Rank
VFIDX Sharpe Ratio Rank: 7171
Sharpe Ratio Rank
VFIDX Sortino Ratio Rank: 7272
Sortino Ratio Rank
VFIDX Omega Ratio Rank: 6060
Omega Ratio Rank
VFIDX Calmar Ratio Rank: 7979
Calmar Ratio Rank
VFIDX Martin Ratio Rank: 7272
Martin Ratio Rank

VFSUX
VFSUX Risk / Return Rank: 9393
Overall Rank
VFSUX Sharpe Ratio Rank: 9191
Sharpe Ratio Rank
VFSUX Sortino Ratio Rank: 9595
Sortino Ratio Rank
VFSUX Omega Ratio Rank: 9292
Omega Ratio Rank
VFSUX Calmar Ratio Rank: 9393
Calmar Ratio Rank
VFSUX Martin Ratio Rank: 9494
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

VFIDX vs. VFSUX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard Intermediate-Term Investment-Grade Fund Admiral Shares (VFIDX) and Vanguard Short-Term Investment-Grade Fund Admiral Shares (VFSUX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


VFIDXVFSUXDifference

Sharpe ratio

Return per unit of total volatility

1.23

1.93

-0.70

Sortino ratio

Return per unit of downside risk

1.77

3.19

-1.42

Omega ratio

Gain probability vs. loss probability

1.23

1.43

-0.20

Calmar ratio

Return relative to maximum drawdown

1.87

2.97

-1.10

Martin ratio

Return relative to average drawdown

6.78

12.05

-5.27

VFIDX vs. VFSUX - Sharpe Ratio Comparison

The current VFIDX Sharpe Ratio is 1.23, which is lower than the VFSUX Sharpe Ratio of 1.93. The chart below compares the historical Sharpe Ratios of VFIDX and VFSUX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


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Sharpe Ratios by Period


VFIDXVFSUXDifference

Sharpe Ratio (1Y)

Calculated over the trailing 1-year period

1.23

1.93

-0.70

Sharpe Ratio (5Y)

Calculated over the trailing 5-year period

0.22

0.79

-0.57

Sharpe Ratio (10Y)

Calculated over the trailing 10-year period

0.53

1.05

-0.52

Sharpe Ratio (All Time)

Calculated using the full available price history

0.87

1.34

-0.47

Correlation

The correlation between VFIDX and VFSUX is 0.85, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


Dividends

VFIDX vs. VFSUX - Dividend Comparison

VFIDX's dividend yield for the trailing twelve months is around 4.66%, more than VFSUX's 4.30% yield.


TTM20252024202320222021202020192018201720162015
VFIDX
Vanguard Intermediate-Term Investment-Grade Fund Admiral Shares
4.66%4.91%4.65%3.90%3.20%3.61%5.80%3.13%3.32%3.06%3.94%3.64%
VFSUX
Vanguard Short-Term Investment-Grade Fund Admiral Shares
4.30%4.59%4.16%3.14%2.03%1.79%2.34%2.92%2.79%2.11%2.14%2.09%

Drawdowns

VFIDX vs. VFSUX - Drawdown Comparison

The maximum VFIDX drawdown since its inception was -20.14%, which is greater than VFSUX's maximum drawdown of -9.24%. Use the drawdown chart below to compare losses from any high point for VFIDX and VFSUX.


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Drawdown Indicators


VFIDXVFSUXDifference

Max Drawdown

Largest peak-to-trough decline

-20.14%

-9.24%

-10.90%

Max Drawdown (1Y)

Largest decline over 1 year

-3.34%

-1.71%

-1.63%

Max Drawdown (5Y)

Largest decline over 5 years

-20.14%

-9.24%

-10.90%

Max Drawdown (10Y)

Largest decline over 10 years

-20.14%

-9.24%

-10.90%

Current Drawdown

Current decline from peak

-2.89%

-1.42%

-1.47%

Average Drawdown

Average peak-to-trough decline

-2.61%

-0.88%

-1.73%

Ulcer Index

Depth and duration of drawdowns from previous peaks

0.92%

0.42%

+0.50%

Volatility

VFIDX vs. VFSUX - Volatility Comparison

Vanguard Intermediate-Term Investment-Grade Fund Admiral Shares (VFIDX) has a higher volatility of 1.70% compared to Vanguard Short-Term Investment-Grade Fund Admiral Shares (VFSUX) at 0.75%. This indicates that VFIDX's price experiences larger fluctuations and is considered to be riskier than VFSUX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


VFIDXVFSUXDifference

Volatility (1M)

Calculated over the trailing 1-month period

1.70%

0.75%

+0.95%

Volatility (6M)

Calculated over the trailing 6-month period

2.67%

1.50%

+1.17%

Volatility (1Y)

Calculated over the trailing 1-year period

4.70%

2.53%

+2.17%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

6.35%

2.95%

+3.40%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

5.17%

2.47%

+2.70%