VCIT vs. PTIAX
VCIT (Vanguard Intermediate-Term Corporate Bond ETF) and PTIAX (Performance Trust Strategic Bond Fund) are both funds - VCIT is a Corporate Bonds fund tracking the Bloomberg U.S. 5-10 Year Corporate Bond Index, while PTIAX is a Intermediate Core-Plus Bond fund managed by Performance Trust. Over the past 10 years, VCIT returned 2.65%/yr vs 2.61%/yr for PTIAX. Their 0.72 correlation means they have sometimes moved together and sometimes differently. VCIT charges 0.03%/yr vs 0.76%/yr for PTIAX.
Performance
VCIT vs. PTIAX - Performance Comparison
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Returns By Period
In the year-to-date period, VCIT achieves a -0.64% return, which is significantly lower than PTIAX's 0.01% return. Both investments have delivered pretty close results over the past 10 years, with VCIT having a 2.65% annualized return and PTIAX not far behind at 2.61%.
VCIT
- 1D
- -0.15%
- 1M
- -1.31%
- 6M
- -0.88%
- YTD
- -0.64%
- 1Y
- 2.20%
- 3Y*
- 5.78%
- 5Y*
- 0.64%
- 10Y*
- 2.65%
- ALL TIME*
- 4.24%
PTIAX
- 1D
- -0.15%
- 1M
- -1.23%
- 6M
- -0.30%
- YTD
- 0.01%
- 1Y
- 2.80%
- 3Y*
- 4.90%
- 5Y*
- 0.48%
- 10Y*
- 2.61%
- ALL TIME*
- 4.10%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $656.43M | $641.05M | $718.26M |
VCIT vs. PTIAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VCIT Vanguard Intermediate-Term Corporate Bond ETF | -0.64% | 9.34% | 3.20% | 8.98% | -13.98% | -1.77% | 9.46% | 14.10% | -1.74% | 5.31% |
PTIAX Performance Trust Strategic Bond Fund | 0.01% | 6.92% | 3.52% | 7.48% | -12.84% | 1.15% | 5.73% | 7.36% | 2.01% | 7.08% |
Correlation
The correlation between VCIT and PTIAX is 0.89, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.89 |
Correlation (3Y) Balances recent behavior with more history. | 0.90 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.90 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.82 |
Correlation (All Time) Calculated using the full available price history since Jan 3, 2011 | 0.72 |
The correlation between VCIT and PTIAX shifts across timeframes, from 0.72 (all time) to 0.90 (3 years), reflecting how their relationship changes across market environments.
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Return for Risk
VCIT vs. PTIAX — Risk / Return Rank
VCIT
PTIAX
VCIT vs. PTIAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Intermediate-Term Corporate Bond ETF (VCIT) and Performance Trust Strategic Bond Fund (PTIAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VCIT | PTIAX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.19 | ||
| Sortino ratioReturn per unit of downside risk | -0.31 | ||
| Omega ratioGain probability vs. loss probability | 1.13 | 1.16 | -0.03 |
| Calmar ratioReturn relative to maximum drawdown | 1.04 | 1.22 | -0.18 |
| Martin ratioReturn relative to average drawdown | 2.91 | 3.10 | -0.19 |
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Drawdowns
VCIT vs. PTIAX - Drawdown Comparison
The maximum VCIT drawdown since its inception was -20.56%, which is greater than PTIAX's maximum drawdown of -16.90%. Use the drawdown chart below to compare losses from any high point for VCIT and PTIAX.
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Drawdown Indicators
| VCIT | PTIAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -20.56% | -16.90% | -3.66% |
Max Drawdown (1Y)Largest decline over 1 year | -2.96% | -2.99% | +0.03% |
Max Drawdown (3Y)Largest decline over 3 years | -5.29% | -4.13% | -1.16% |
Max Drawdown (5Y)Largest decline over 5 years | -20.51% | -16.90% | -3.61% |
Max Drawdown (10Y)Largest decline over 10 years | -20.56% | -16.90% | -3.66% |
Current DrawdownCurrent decline from peak | -2.16% | -2.21% | +0.05% |
Average DrawdownAverage peak-to-trough decline | -3.14% | -2.43% | -0.71% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.06% | 1.18% | -0.12% |
Volatility
VCIT vs. PTIAX - Volatility Comparison
Vanguard Intermediate-Term Corporate Bond ETF (VCIT) has a higher volatility of 1.12% compared to Performance Trust Strategic Bond Fund (PTIAX) at 0.92%. This indicates that VCIT's price experiences larger fluctuations and is considered to be riskier than PTIAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VCIT | PTIAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.12% | 0.92% | +0.20% |
Volatility (6M)Calculated over the trailing 6-month period | 3.29% | 2.93% | +0.36% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.10% | 3.88% | +0.22% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.62% | 4.99% | +1.63% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 6.28% | 4.06% | +2.22% |
VCIT vs. PTIAX - Expense Ratio Comparison
VCIT has a 0.03% expense ratio, which is lower than PTIAX's 0.76% expense ratio.
Dividends
VCIT vs. PTIAX - Dividend Comparison
VCIT's dividend yield for the trailing twelve months is around 4.88%, which matches PTIAX's 4.86% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PTIAX Performance Trust Strategic Bond Fund | 4.86% | 4.68% | 4.44% | 4.03% | 3.96% | 3.01% | 3.86% | 4.11% | 4.47% | 5.51% | 5.49% | 4.87% |
VCIT Vanguard Intermediate-Term Corporate Bond ETF | 4.46% | 4.62% | 4.43% | 3.72% | 3.03% | 2.87% | 2.78% | 3.37% | 3.61% | 3.21% | 3.29% | 3.34% |
Frequently Asked Questions
VCIT and PTIAX have a correlation of 0.89, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VCIT has higher volatility (1.12%) compared to PTIAX (0.92%). In terms of maximum drawdown, VCIT dropped -20.56% vs PTIAX's -16.90%.
PTIAX currently has the higher Sharpe Ratio (0.94 vs 0.75), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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