VCGAX vs. VSTIX
Compare and contrast key facts about VALIC Company I Systematic Core Fund (VCGAX) and VALIC Company I Stock Index Fund (VSTIX).
VCGAX is managed by VALIC. It was launched on Apr 29, 1994. VSTIX is managed by VALIC. It was launched on Apr 20, 1987.
Performance
VCGAX vs. VSTIX - Performance Comparison
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VCGAX vs. VSTIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VCGAX VALIC Company I Systematic Core Fund | -5.22% | 9.41% | 23.14% | 23.94% | -18.71% | 26.34% | 24.07% | 30.50% | -8.98% | 21.09% |
VSTIX VALIC Company I Stock Index Fund | -4.47% | 14.28% | 24.76% | 25.62% | -18.11% | 28.40% | 18.55% | 31.05% | -8.09% | 21.46% |
Returns By Period
In the year-to-date period, VCGAX achieves a -5.22% return, which is significantly lower than VSTIX's -4.47% return. Over the past 10 years, VCGAX has underperformed VSTIX with an annualized return of 12.30%, while VSTIX has yielded a comparatively higher 13.07% annualized return.
VCGAX
- 1D
- 2.96%
- 1M
- -4.45%
- YTD
- -5.22%
- 6M
- -3.11%
- 1Y
- 13.37%
- 3Y*
- 14.13%
- 5Y*
- 8.51%
- 10Y*
- 12.30%
VSTIX
- 1D
- 2.91%
- 1M
- -5.11%
- YTD
- -4.47%
- 6M
- -2.31%
- 1Y
- 16.98%
- 3Y*
- 16.85%
- 5Y*
- 10.87%
- 10Y*
- 13.07%
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VCGAX vs. VSTIX - Expense Ratio Comparison
VCGAX has a 0.63% expense ratio, which is higher than VSTIX's 0.29% expense ratio.
Return for Risk
VCGAX vs. VSTIX — Risk / Return Rank
VCGAX
VSTIX
VCGAX vs. VSTIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for VALIC Company I Systematic Core Fund (VCGAX) and VALIC Company I Stock Index Fund (VSTIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VCGAX | VSTIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.79 | 0.99 | -0.20 |
Sortino ratioReturn per unit of downside risk | 1.28 | 1.55 | -0.28 |
Omega ratioGain probability vs. loss probability | 1.18 | 1.23 | -0.05 |
Calmar ratioReturn relative to maximum drawdown | 1.00 | 1.23 | -0.23 |
Martin ratioReturn relative to average drawdown | 4.43 | 5.95 | -1.52 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VCGAX | VSTIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.79 | 0.99 | -0.20 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.51 | 0.63 | -0.12 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.67 | 0.72 | -0.04 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.22 | 0.30 | -0.08 |
Correlation
The correlation between VCGAX and VSTIX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VCGAX vs. VSTIX - Dividend Comparison
VCGAX's dividend yield for the trailing twelve months is around 7.16%, less than VSTIX's 13.40% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VCGAX VALIC Company I Systematic Core Fund | 7.16% | 0.00% | 1.69% | 4.83% | 0.79% | 9.20% | 10.09% | 10.41% | 1.01% | 3.82% |
VSTIX VALIC Company I Stock Index Fund | 13.40% | 0.00% | 6.25% | 7.76% | 11.33% | 5.68% | 7.26% | 3.37% | 1.81% | 5.48% |
Drawdowns
VCGAX vs. VSTIX - Drawdown Comparison
The maximum VCGAX drawdown since its inception was -71.37%, roughly equal to the maximum VSTIX drawdown of -69.93%. Use the drawdown chart below to compare losses from any high point for VCGAX and VSTIX.
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Drawdown Indicators
| VCGAX | VSTIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -71.37% | -69.93% | -1.44% |
Max Drawdown (1Y)Largest decline over 1 year | -12.22% | -12.14% | -0.08% |
Max Drawdown (5Y)Largest decline over 5 years | -24.90% | -24.41% | -0.49% |
Max Drawdown (10Y)Largest decline over 10 years | -34.41% | -33.52% | -0.89% |
Current DrawdownCurrent decline from peak | -6.87% | -6.33% | -0.54% |
Average DrawdownAverage peak-to-trough decline | -25.40% | -20.77% | -4.63% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.77% | 2.58% | +0.19% |
Volatility
VCGAX vs. VSTIX - Volatility Comparison
VALIC Company I Systematic Core Fund (VCGAX) and VALIC Company I Stock Index Fund (VSTIX) have volatilities of 5.20% and 5.13%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VCGAX | VSTIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.20% | 5.13% | +0.07% |
Volatility (6M)Calculated over the trailing 6-month period | 8.88% | 8.97% | -0.09% |
Volatility (1Y)Calculated over the trailing 1-year period | 17.64% | 17.85% | -0.21% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.94% | 17.45% | -0.51% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 18.38% | 18.35% | +0.03% |