VCAR vs. XLYI

Last updated Jul 14, 2026

VCAR (Simplify Volt RoboCar Disruption and Tech ETF) and XLYI (State Street Consumer Discretionary Select Sector SPDR Premium Income ETF) are both exchange-traded funds - VCAR is a Consumer Discretionary Equities fund actively managed by Simplify, while XLYI is a Derivative Income fund actively managed by State Street. Both are actively managed. A 0.64 correlation means they provide meaningful diversification when combined. VCAR charges 0.95%/yr vs 0.35%/yr for XLYI.

Performance

VCAR vs. XLYI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Simplify Volt RoboCar Disruption and Tech ETF (VCAR) and State Street Consumer Discretionary Select Sector SPDR Premium Income ETF (XLYI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, VCAR achieves a -10.37% return, which is significantly lower than XLYI's -0.73% return.

VCAR

• 1D: -4.33%
• 1M: -4.85%
• 6M: -10.16%
• YTD: -10.37%
• 1Y: -22.02%
• 3Y*: 24.74%
• 5Y*: 9.84%
• 10Y*: —

XLYI

• 1D: -1.08%
• 1M: 0.69%
• 6M: -4.22%
• YTD: -0.73%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

VCAR vs. XLYI - Yearly Performance Comparison

	2026 (YTD)	2025
VCAR Simplify Volt RoboCar Disruption and Tech ETF	-10.37%	-13.78%
XLYI State Street Consumer Discretionary Select Sector SPDR Premium Income ETF	-0.73%	5.63%

Correlation

The correlation between VCAR and XLYI is 0.64, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jul 30, 2025	0.64

VCAR vs. XLYI - Sectors Allocation Comparison

Sectors	VCAR	XLYI
Consumer Cyclical	100.0%	-
Basic Materials	-	-
Communication Services	-	-
Consumer Defensive	-	-
Energy	-	-
Financial Services	-	99.2%
Healthcare	-	-
Industrials	-	-
Real Estate	-	-
Technology	-	-
Utilities	-	-

Return for Risk

VCAR vs. XLYI — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

VCAR

VCAR Risk / Return Rank: 6
VCAR Sharpe Ratio Rank: 6
VCAR Sortino Ratio Rank: 7
VCAR Omega Ratio Rank: 7
VCAR Calmar Ratio Rank: 6
VCAR Martin Ratio Rank: 6

XLYI

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

VCAR vs. XLYI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Simplify Volt RoboCar Disruption and Tech ETF (VCAR) and State Street Consumer Discretionary Select Sector SPDR Premium Income ETF (XLYI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	VCAR	XLYI	Difference
Sharpe ratio: Return per unit of total volatility	-0.39	—	—
Sortino ratio: Return per unit of downside risk	-0.22	—	—
Omega ratio: Gain probability vs. loss probability	0.97	—	—
Calmar ratio: Return relative to maximum drawdown	-0.39	—	—
Martin ratio: Return relative to average drawdown	-0.65	—	—

Drawdowns

VCAR vs. XLYI - Drawdown Comparison

The maximum VCAR drawdown since its inception was -69.11%, which is greater than XLYI's maximum drawdown of -12.32%. Use the drawdown chart below to compare losses from any high point for VCAR and XLYI.

Drawdown Indicators

	VCAR	XLYI	Difference
Max Drawdown Largest peak-to-trough decline	-69.11%	-12.32%	-56.79%
Max Drawdown (1Y) Largest decline over 1 year	-56.12%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-56.12%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-69.11%	—	—
Current Drawdown Current decline from peak	-44.38%	-4.27%	-40.11%
Average Drawdown Average peak-to-trough decline	-37.76%	-3.14%	-34.62%
Ulcer Index Depth and duration of drawdowns from previous peaks	33.93%	—	—

Volatility

Volatility by Period

	VCAR	XLYI	Difference
Volatility (1M) Calculated over the trailing 1-month period	18.67%	—	—
Volatility (6M) Calculated over the trailing 6-month period	38.91%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	57.15%	15.73%	+41.42%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	51.47%	15.73%	+35.74%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	50.34%	15.73%	+34.61%

VCAR vs. XLYI - Expense Ratio Comparison

VCAR has a 0.95% expense ratio, which is higher than XLYI's 0.35% expense ratio.

Dividends

VCAR vs. XLYI - Dividend Comparison

VCAR's dividend yield for the trailing twelve months is around 24.69%, more than XLYI's 14.86% yield.

Position	TTM	2025	2024	2023	2022
VCAR Simplify Volt RoboCar Disruption and Tech ETF	24.69%	23.87%	0.62%	0.00%	0.83%
XLYI State Street Consumer Discretionary Select Sector SPDR Premium Income ETF	14.86%	6.76%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both VCAR and XLYI in my portfolio?

VCAR and XLYI have a correlation of 0.64, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, VCAR or XLYI?

On fees, XLYI is cheaper at 0.35% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, VCAR or XLYI?

XLYI is cheaper with a 0.35% expense ratio, compared with 0.95% for VCAR.

Which ETF pays a higher dividend yield, VCAR or XLYI?

VCAR has the higher dividend yield at 24.69%, compared with 14.86% for XLYI.

What is the main difference between VCAR and XLYI?

VCAR is categorized as Consumer Discretionary Equities, while XLYI is Derivative Income. They also come from different issuers: Simplify and State Street. Their fees differ too: 0.95% for VCAR and 0.35% for XLYI.