VCAR vs. XLYI

Last updated Aug 1, 2026

VCAR (Simplify Volt RoboCar Disruption and Tech ETF) and XLYI (State Street Consumer Discretionary Select Sector SPDR Premium Income ETF) are both exchange-traded funds - VCAR is a Consumer Discretionary Equities fund actively managed by Simplify, while XLYI is a Derivative Income fund actively managed by State Street. Both are actively managed. Over the past year, VCAR returned -35.50% vs 8.70% for XLYI. Their 0.63 correlation means they have sometimes moved together and sometimes differently. VCAR charges 0.95%/yr vs 0.35%/yr for XLYI.

Performance

VCAR vs. XLYI - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Simplify Volt RoboCar Disruption and Tech ETF (VCAR) and State Street Consumer Discretionary Select Sector SPDR Premium Income ETF (XLYI). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, VCAR achieves a -29.86% return, which is significantly lower than XLYI's -0.31% return.

VCAR

• 1D: 1.78%
• 1M: -21.76%
• 6M: -25.49%
• YTD: -29.86%
• 1Y: -35.50%
• 3Y*: 14.91%
• 5Y*: 4.30%
• 10Y*: —
• ALL TIME*: 2.20%

XLYI

• 1D: 2.83%
• 1M: -0.39%
• 6M: -2.34%
• YTD: -0.31%
• 1Y: 8.70%
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: 5.29%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
VCAR Simplify Volt RoboCar Disruption and Tech ETF	$120.21K	$121.08K	$205.86K
XLYI State Street Consumer Discretionary Select Sector SPDR Premium Income ETF	$81.44K	$62.05K	$59.61K

VCAR vs. XLYI - Yearly Performance Comparison

	2026 (YTD)	2025
VCAR Simplify Volt RoboCar Disruption and Tech ETF	-29.86%	-13.78%
XLYI State Street Consumer Discretionary Select Sector SPDR Premium Income ETF	-0.31%	5.63%

Correlation

The correlation between VCAR and XLYI is 0.63, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.

	Correlation
Correlation (1Y) Focuses on recent behavior, but can change the most.	0.63
Correlation (All Time) Calculated using the full available price history since Jul 30, 2025	0.63

The correlation between VCAR and XLYI has been stable across timeframes, ranging from 0.63 to 0.63 - a consistent structural relationship.

VCAR vs. XLYI - Sectors Allocation Comparison

Sectors	VCAR	XLYI
Consumer Cyclical	100.0%	99.0%
Basic Materials	-	-
Communication Services	-	-
Consumer Defensive	-	-
Energy	-	-
Financial Services	-	99.8%
Healthcare	-	-
Industrials	-	-
Real Estate	-	-
Technology	-	1.0%
Utilities	-	-

Return for Risk

VCAR vs. XLYI — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

VCAR

VCAR Risk / Return Rank: 4
VCAR Sharpe Ratio Rank: 4
VCAR Sortino Ratio Rank: 4
VCAR Omega Ratio Rank: 4
VCAR Calmar Ratio Rank: 4
VCAR Martin Ratio Rank: 4

XLYI

XLYI Risk / Return Rank: 20
XLYI Sharpe Ratio Rank: 20
XLYI Sortino Ratio Rank: 19
XLYI Omega Ratio Rank: 19
XLYI Calmar Ratio Rank: 21
XLYI Martin Ratio Rank: 22

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

VCAR vs. XLYI - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Simplify Volt RoboCar Disruption and Tech ETF (VCAR) and State Street Consumer Discretionary Select Sector SPDR Premium Income ETF (XLYI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	VCAR	XLYI	Difference
Sharpe ratio: Return per unit of total volatility	-0.66	0.40	-1.06
Sortino ratio: Return per unit of downside risk	-0.75	0.66	-1.41
Omega ratio: Gain probability vs. loss probability	0.91	1.08	-0.17
Calmar ratio: Return relative to maximum drawdown	-0.66	0.53	-1.18
Martin ratio: Return relative to average drawdown	-1.07	1.50	-2.56

VCAR vs. XLYI - Sharpe Ratio Comparison

The current VCAR Sharpe Ratio is -0.66, which is lower than the XLYI Sharpe Ratio of 0.40. The chart below compares the historical Sharpe Ratios of VCAR and XLYI, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

VCAR vs. XLYI - Drawdown Comparison

The maximum VCAR drawdown since its inception was -69.11%, which is greater than XLYI's maximum drawdown of -12.32%. Use the drawdown chart below to compare losses from any high point for VCAR and XLYI.

Drawdown Indicators

	VCAR	XLYI	Difference
Max Drawdown Largest peak-to-trough decline	-69.11%	-12.32%	-56.79%
Max Drawdown (1Y) Largest decline over 1 year	-58.54%	-12.32%	-46.22%
Max Drawdown (3Y) Largest decline over 3 years	-58.54%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-69.11%	—	—
Current Drawdown Current decline from peak	-56.48%	-3.86%	-52.62%
Average Drawdown Average peak-to-trough decline	-37.90%	-3.29%	-34.61%
Ulcer Index Depth and duration of drawdowns from previous peaks	36.03%	4.33%	+31.70%

Volatility

VCAR vs. XLYI - Volatility Comparison

Simplify Volt RoboCar Disruption and Tech ETF (VCAR) has a higher volatility of 20.19% compared to State Street Consumer Discretionary Select Sector SPDR Premium Income ETF (XLYI) at 6.42%. This indicates that VCAR's price experiences larger fluctuations and is considered to be riskier than XLYI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	VCAR	XLYI	Difference
Volatility (1M) Calculated over the trailing 1-month period	20.19%	6.42%	+13.77%
Volatility (6M) Calculated over the trailing 6-month period	41.35%	12.97%	+28.38%
Volatility (1Y) Calculated over the trailing 1-year period	58.04%	16.34%	+41.70%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	51.92%	16.32%	+35.60%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	50.55%	16.32%	+34.23%

VCAR vs. XLYI - Expense Ratio Comparison

VCAR has a 0.95% expense ratio, which is higher than XLYI's 0.35% expense ratio.

Dividends

VCAR vs. XLYI - Dividend Comparison

VCAR's dividend yield for the trailing twelve months is around 31.55%, more than XLYI's 14.79% yield.

Position	TTM	2025	2024	2023	2022
VCAR Simplify Volt RoboCar Disruption and Tech ETF	31.55%	23.87%	0.62%	0.00%	0.83%
XLYI State Street Consumer Discretionary Select Sector SPDR Premium Income ETF	14.79%	6.76%	0.00%	0.00%	0.00%

Frequently Asked Questions

Can I hold both VCAR and XLYI in my portfolio?

VCAR and XLYI have a correlation of 0.63, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, VCAR or XLYI?

VCAR has higher volatility (20.19%) compared to XLYI (6.42%). In terms of maximum drawdown, VCAR dropped -69.11% vs XLYI's -12.32%.

Which ETF is better, VCAR or XLYI?

On 1-year performance, XLYI leads with 8.70% vs -35.50% for VCAR. On fees, XLYI is cheaper at 0.35% per year. On volatility, XLYI has been the lower-risk option at 6.42%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, VCAR or XLYI?

Over the 1-year period, XLYI has performed better with a 8.70% return vs -35.50%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, VCAR or XLYI?

XLYI is cheaper with a 0.35% expense ratio, compared with 0.95% for VCAR.

Which ETF pays a higher dividend yield, VCAR or XLYI?

VCAR has the higher dividend yield at 31.55%, compared with 14.79% for XLYI.

What is the main difference between VCAR and XLYI?

VCAR is categorized as Consumer Discretionary Equities, while XLYI is Derivative Income. They also come from different issuers: Simplify and State Street. Their fees differ too: 0.95% for VCAR and 0.35% for XLYI.

Which has better risk-adjusted returns?

XLYI currently has the higher Sharpe Ratio (0.40 vs -0.66), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.