XLYI vs. TRUD

Last updated Jul 18, 2026

XLYI (State Street Consumer Discretionary Select Sector SPDR Premium Income ETF) and TRUD (VanEck Consumer Discretionary TruSector ETF) are both exchange-traded funds - XLYI is a Derivative Income fund actively managed by State Street, while TRUD is a Consumer Discretionary Equities fund actively managed by VanEck. Both are actively managed. With a 0.96 correlation, they move nearly in lockstep. XLYI charges 0.35%/yr vs 0.16%/yr for TRUD.

Performance

XLYI vs. TRUD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in State Street Consumer Discretionary Select Sector SPDR Premium Income ETF (XLYI) and VanEck Consumer Discretionary TruSector ETF (TRUD). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, XLYI achieves a -1.01% return, which is significantly higher than TRUD's -1.46% return.

XLYI

• 1D: -1.08%
• 1M: 0.81%
• 6M: -3.40%
• YTD: -1.01%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

TRUD

• 1D: -1.48%
• 1M: 1.10%
• 6M: -3.88%
• YTD: -1.46%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

XLYI vs. TRUD - Yearly Performance Comparison

	2026 (YTD)	2025
XLYI State Street Consumer Discretionary Select Sector SPDR Premium Income ETF	-1.01%	3.59%
TRUD VanEck Consumer Discretionary TruSector ETF	-1.46%	6.58%

Correlation

The correlation between XLYI and TRUD is 0.96 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.

	Correlation
Correlation (All Time) Calculated using the full available price history since Aug 21, 2025	0.96

XLYI vs. TRUD - Sectors Allocation Comparison

Sectors	XLYI	TRUD
Financial Services	99.2%	63.7%
Basic Materials	-	-
Communication Services	-	0.1%
Consumer Cyclical	-	36.4%
Consumer Defensive	-	-
Energy	-	-
Healthcare	-	-
Industrials	-	0.0%
Real Estate	-	-
Technology	-	0.0%
Utilities	-	-

Return for Risk

XLYI vs. TRUD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for State Street Consumer Discretionary Select Sector SPDR Premium Income ETF (XLYI) and VanEck Consumer Discretionary TruSector ETF (TRUD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

XLYI vs. TRUD - Drawdown Comparison

The maximum XLYI drawdown since its inception was -12.32%, smaller than the maximum TRUD drawdown of -15.96%. Use the drawdown chart below to compare losses from any high point for XLYI and TRUD.

Drawdown Indicators

	XLYI	TRUD	Difference
Max Drawdown Largest peak-to-trough decline	-12.32%	-15.96%	+3.64%
Current Drawdown Current decline from peak	-4.54%	-6.32%	+1.78%
Average Drawdown Average peak-to-trough decline	-3.16%	-4.55%	+1.39%

Volatility

Volatility by Period

	XLYI	TRUD	Difference
Volatility (1Y) Calculated over the trailing 1-year period	15.66%	20.91%	-5.25%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.66%	20.91%	-5.25%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	15.66%	20.91%	-5.25%

XLYI vs. TRUD - Expense Ratio Comparison

XLYI has a 0.35% expense ratio, which is higher than TRUD's 0.16% expense ratio.

Dividends

XLYI vs. TRUD - Dividend Comparison

XLYI's dividend yield for the trailing twelve months is around 14.90%, more than TRUD's 0.49% yield.

Position	TTM	2025
TRUD VanEck Consumer Discretionary TruSector ETF	0.49%	0.17%
XLYI State Street Consumer Discretionary Select Sector SPDR Premium Income ETF	14.90%	6.76%

Frequently Asked Questions

Can I hold both XLYI and TRUD in my portfolio?

With a correlation of 0.96, XLYI and TRUD move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.

Which ETF is better, XLYI or TRUD?

On fees, TRUD is cheaper at 0.16% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, XLYI or TRUD?

TRUD is cheaper with a 0.16% expense ratio, compared with 0.35% for XLYI.

Which ETF pays a higher dividend yield, XLYI or TRUD?

XLYI has the higher dividend yield at 14.90%, compared with 0.49% for TRUD.

What is the main difference between XLYI and TRUD?

XLYI is categorized as Derivative Income, while TRUD is Consumer Discretionary Equities. They also come from different issuers: State Street and VanEck. Their fees differ too: 0.35% for XLYI and 0.16% for TRUD.