VCAR vs. IAK
VCAR (Simplify Volt RoboCar Disruption and Tech ETF) and IAK (iShares U.S. Insurance ETF) are both exchange-traded funds - VCAR is a Consumer Discretionary Equities fund actively managed by Simplify, while IAK is a Financials Equities fund tracking the Dow Jones U.S. Select Insurance Index. VCAR is actively managed, while IAK is passively managed. Over the past 5 years, VCAR returned 4.30%/yr vs 15.95%/yr for IAK. Their 0.12 correlation means their historical movements had little consistent relationship. VCAR charges 0.95%/yr vs 0.38%/yr for IAK.
Performance
VCAR vs. IAK - Performance Comparison
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Returns By Period
In the year-to-date period, VCAR achieves a -29.86% return, which is significantly lower than IAK's 10.07% return.
VCAR
- 1D
- 1.78%
- 1M
- -21.76%
- 6M
- -25.49%
- YTD
- -29.86%
- 1Y
- -35.50%
- 3Y*
- 14.91%
- 5Y*
- 4.30%
- 10Y*
- —
- ALL TIME*
- 2.20%
IAK
- 1D
- -0.31%
- 1M
- -0.06%
- 6M
- 12.67%
- YTD
- 10.07%
- 1Y
- 19.63%
- 3Y*
- 19.72%
- 5Y*
- 15.95%
- 10Y*
- 13.45%
- ALL TIME*
- 7.39%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $14.76M | $20.90M | $11.89M | |
| $120.21K | $121.08K | $205.86K |
VCAR vs. IAK - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
VCAR Simplify Volt RoboCar Disruption and Tech ETF | -29.86% | -14.73% | 152.27% | 58.33% | -61.11% | 18.52% | 2.57% |
IAK iShares U.S. Insurance ETF | 10.07% | 9.50% | 28.25% | 11.28% | 11.33% | 26.84% | 1.11% |
Correlation
The correlation between VCAR and IAK is -0.21, meaning they have often moved in opposite directions in the past. This relationship can weaken or reverse as market conditions change.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | -0.21 |
Correlation (3Y) Balances recent behavior with more history. | -0.01 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.12 |
Correlation (All Time) Calculated using the full available price history since Dec 29, 2020 | 0.12 |
The correlation between VCAR and IAK shifts across timeframes, from -0.21 (1 year) to 0.12 (all time), reflecting how their relationship changes across market environments.
VCAR vs. IAK - Sectors Allocation Comparison
Sectors
VCAR
IAK
Consumer Cyclical
-
Basic Materials
-
-
Communication Services
-
-
Consumer Defensive
-
-
Energy
-
-
Financial Services
-
Healthcare
-
Industrials
-
-
Real Estate
-
-
Technology
-
-
Utilities
-
-
Consumer Cyclical
VCAR
IAK
-
Basic Materials
VCAR
-
IAK
-
Communication Services
VCAR
-
IAK
-
Consumer Defensive
VCAR
-
IAK
-
Energy
VCAR
-
IAK
-
Financial Services
VCAR
-
IAK
Healthcare
VCAR
-
IAK
Industrials
VCAR
-
IAK
-
Real Estate
VCAR
-
IAK
-
Technology
VCAR
-
IAK
-
Utilities
VCAR
-
IAK
-
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Return for Risk
VCAR vs. IAK — Risk / Return Rank
VCAR
IAK
VCAR vs. IAK - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Simplify Volt RoboCar Disruption and Tech ETF (VCAR) and iShares U.S. Insurance ETF (IAK). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VCAR | IAK | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.83 | ||
| Sortino ratioReturn per unit of downside risk | -2.47 | ||
| Omega ratioGain probability vs. loss probability | 0.91 | 1.21 | -0.30 |
| Calmar ratioReturn relative to maximum drawdown | -0.66 | 2.45 | -3.11 |
| Martin ratioReturn relative to average drawdown | -1.07 | 5.96 | -7.03 |
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Drawdowns
VCAR vs. IAK - Drawdown Comparison
The maximum VCAR drawdown since its inception was -69.11%, smaller than the maximum IAK drawdown of -77.38%. Use the drawdown chart below to compare losses from any high point for VCAR and IAK.
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Drawdown Indicators
| VCAR | IAK | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -69.11% | -77.38% | +8.27% |
Max Drawdown (1Y)Largest decline over 1 year | -58.54% | -7.62% | -50.92% |
Max Drawdown (3Y)Largest decline over 3 years | -58.54% | -11.58% | -46.96% |
Max Drawdown (5Y)Largest decline over 5 years | -69.11% | -14.76% | -54.35% |
Max Drawdown (10Y)Largest decline over 10 years | — | -44.95% | — |
Current DrawdownCurrent decline from peak | -56.48% | -3.23% | -53.25% |
Average DrawdownAverage peak-to-trough decline | -37.90% | -16.01% | -21.89% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 36.03% | 3.13% | +32.90% |
Volatility
VCAR vs. IAK - Volatility Comparison
Simplify Volt RoboCar Disruption and Tech ETF (VCAR) has a higher volatility of 20.19% compared to iShares U.S. Insurance ETF (IAK) at 7.03%. This indicates that VCAR's price experiences larger fluctuations and is considered to be riskier than IAK based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VCAR | IAK | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 20.19% | 7.03% | +13.16% |
Volatility (6M)Calculated over the trailing 6-month period | 41.35% | 12.43% | +28.92% |
Volatility (1Y)Calculated over the trailing 1-year period | 58.04% | 16.00% | +42.04% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 51.92% | 18.13% | +33.79% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 50.55% | 20.92% | +29.63% |
VCAR vs. IAK - Expense Ratio Comparison
VCAR has a 0.95% expense ratio, which is higher than IAK's 0.38% expense ratio.
Dividends
VCAR vs. IAK - Dividend Comparison
VCAR's dividend yield for the trailing twelve months is around 31.55%, more than IAK's 2.43% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IAK iShares U.S. Insurance ETF | 2.43% | 1.69% | 1.49% | 1.44% | 1.69% | 2.26% | 2.07% | 1.84% | 2.33% | 1.62% | 1.68% | 1.62% |
VCAR Simplify Volt RoboCar Disruption and Tech ETF | 31.55% | 23.87% | 0.62% | 0.00% | 0.83% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
VCAR and IAK have a correlation of -0.21, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
VCAR has higher volatility (20.19%) compared to IAK (7.03%). In terms of maximum drawdown, VCAR dropped -69.11% vs IAK's -77.38%.
On 5-year performance, IAK leads with 15.95% vs 4.30% for VCAR. On fees, IAK is cheaper at 0.38% per year. On volatility, IAK has been the lower-risk option at 7.03%. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 5-year period, IAK has performed better with a 15.95% return vs 4.30%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
IAK is cheaper with a 0.38% expense ratio, compared with 0.95% for VCAR.
VCAR has the higher dividend yield at 31.55%, compared with 2.43% for IAK.
VCAR is categorized as Consumer Discretionary Equities, while IAK is Financials Equities. They also come from different issuers: Simplify and iShares. Their fees differ too: 0.95% for VCAR and 0.38% for IAK.
IAK currently has the higher Sharpe Ratio (1.17 vs -0.66), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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