VBINX vs. SBIFX

Last updated Jun 4, 2026

VBINX (Vanguard Balanced Index Fund) and SBIFX (Sextant Bond Income Fund) are both mutual funds - VBINX is a Diversified Portfolio fund managed by Vanguard, while SBIFX is a Long-Term Bond fund managed by Sextant Mutual Funds. At a 0.01 correlation, their price movements are largely independent. VBINX charges 0.18%/yr vs 0.65%/yr for SBIFX.

Performance

VBINX vs. SBIFX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Vanguard Balanced Index Fund (VBINX) and Sextant Bond Income Fund (SBIFX). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

VBINX

• 1D: 0.15%
• 1M: 3.69%
• YTD: 7.32%
• 6M: 7.20%
• 1Y: 19.24%
• 3Y*: 15.97%
• 5Y*: 8.48%
• 10Y*: 9.97%

SBIFX

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

VBINX vs. SBIFX - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
VBINX Vanguard Balanced Index Fund	7.32%	13.46%	17.63%	17.41%	-16.98%	13.62%	16.26%	21.67%	-2.97%	13.75%
SBIFX Sextant Bond Income Fund	-0.81%	7.29%	-0.05%	5.30%	-17.54%	-2.37%	8.83%	10.24%	-1.13%	5.14%

Correlation

The correlation between VBINX and SBIFX is 0.20, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.20
Correlation (3Y) Calculated over the trailing 3-year period	0.34
Correlation (5Y) Calculated over the trailing 5-year period	0.27
Correlation (10Y) Calculated over the trailing 10-year period	0.11
Correlation (All Time) Calculated using the full available price history since Jan 4, 1994	0.01

The correlation between VBINX and SBIFX shifts across timeframes, from 0.01 (all time) to 0.34 (3 years), reflecting how their relationship changes across market environments.

Return for Risk

VBINX vs. SBIFX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

VBINX

VBINX Risk / Return Rank: 75
VBINX Sharpe Ratio Rank: 74
VBINX Sortino Ratio Rank: 73
VBINX Omega Ratio Rank: 69
VBINX Calmar Ratio Rank: 75
VBINX Martin Ratio Rank: 82

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

VBINX vs. SBIFX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard Balanced Index Fund (VBINX) and Sextant Bond Income Fund (SBIFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	VBINX	SBIFX	Difference
Sharpe ratio: Return per unit of total volatility	2.50	—	—
Sortino ratio: Return per unit of downside risk	3.57	—	—
Omega ratio: Gain probability vs. loss probability	1.46	—	—
Calmar ratio: Return relative to maximum drawdown	3.39	—	—
Martin ratio: Return relative to average drawdown	15.44	—	—
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

Sharpe Ratios by Period

	VBINX	SBIFX	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	2.50	—	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.77	—	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	0.89	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.79	—	—

Drawdowns

Drawdown Indicators

	VBINX	SBIFX	Difference
Max Drawdown Largest peak-to-trough decline	-35.97%	—	—
Max Drawdown (1Y) Largest decline over 1 year	-5.84%	—	—
Max Drawdown (3Y) Largest decline over 3 years	-11.60%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-21.61%	—	—
Max Drawdown (10Y) Largest decline over 10 years	-22.78%	—	—
Current Drawdown Current decline from peak	0.00%	—	—
Average Drawdown Average peak-to-trough decline	-4.14%	—	—
Ulcer Index Depth and duration of drawdowns from previous peaks	1.28%	—	—

Volatility

Volatility by Period

	VBINX	SBIFX	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.26%	—	—
Volatility (6M) Calculated over the trailing 6-month period	6.13%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	7.91%	—	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	11.10%	—	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	11.23%	—	—

VBINX vs. SBIFX - Expense Ratio Comparison

VBINX has a 0.18% expense ratio, which is lower than SBIFX's 0.65% expense ratio.

Dividends

VBINX vs. SBIFX - Dividend Comparison

VBINX's dividend yield for the trailing twelve months is around 5.11%, more than SBIFX's 2.94% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
SBIFX Sextant Bond Income Fund	2.94%	3.57%	3.19%	2.60%	2.14%	2.33%	2.39%	2.86%	3.22%	3.04%	2.92%	3.30%
VBINX Vanguard Balanced Index Fund	5.11%	5.89%	7.88%	4.25%	2.71%	2.71%	2.54%	2.19%	2.20%	1.83%	1.97%	1.95%

Frequently Asked Questions

Can I hold both VBINX and SBIFX in my portfolio?

VBINX and SBIFX have a correlation of 0.20, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.