VBINX vs. BALFX
Compare and contrast key facts about Vanguard Balanced Index Fund (VBINX) and American Funds American Balanced Fund (BALFX).
VBINX is managed by Vanguard. It was launched on Nov 9, 1992. BALFX is managed by American Funds. It was launched on Mar 15, 2001.
Performance
VBINX vs. BALFX - Performance Comparison
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VBINX vs. BALFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VBINX Vanguard Balanced Index Fund | -4.20% | 13.46% | 17.63% | 17.41% | -16.98% | 13.62% | 16.26% | 21.67% | -2.97% | 13.75% |
BALFX American Funds American Balanced Fund | -2.88% | 18.40% | 14.91% | 13.62% | -12.19% | 15.69% | 10.81% | 18.50% | -3.54% | 14.63% |
Returns By Period
In the year-to-date period, VBINX achieves a -4.20% return, which is significantly lower than BALFX's -2.88% return. Both investments have delivered pretty close results over the past 10 years, with VBINX having a 8.91% annualized return and BALFX not far ahead at 8.93%.
VBINX
- 1D
- -0.06%
- 1M
- -5.44%
- YTD
- -4.20%
- 6M
- -2.43%
- 1Y
- 10.77%
- 3Y*
- 12.47%
- 5Y*
- 6.80%
- 10Y*
- 8.91%
BALFX
- 1D
- -0.14%
- 1M
- -6.82%
- YTD
- -2.88%
- 6M
- 0.82%
- 1Y
- 15.28%
- 3Y*
- 13.46%
- 5Y*
- 8.01%
- 10Y*
- 8.93%
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VBINX vs. BALFX - Expense Ratio Comparison
VBINX has a 0.18% expense ratio, which is lower than BALFX's 0.62% expense ratio.
Return for Risk
VBINX vs. BALFX — Risk / Return Rank
VBINX
BALFX
VBINX vs. BALFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Balanced Index Fund (VBINX) and American Funds American Balanced Fund (BALFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VBINX | BALFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.00 | 1.42 | -0.43 |
Sortino ratioReturn per unit of downside risk | 1.49 | 2.08 | -0.59 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.29 | -0.07 |
Calmar ratioReturn relative to maximum drawdown | 1.29 | 1.99 | -0.70 |
Martin ratioReturn relative to average drawdown | 6.13 | 8.46 | -2.33 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VBINX | BALFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.00 | 1.42 | -0.43 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.62 | 0.77 | -0.16 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.80 | 0.85 | -0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.76 | 0.65 | +0.11 |
Correlation
The correlation between VBINX and BALFX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VBINX vs. BALFX - Dividend Comparison
VBINX's dividend yield for the trailing twelve months is around 5.72%, less than BALFX's 8.48% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VBINX Vanguard Balanced Index Fund | 5.72% | 5.89% | 7.88% | 4.25% | 2.71% | 2.71% | 2.54% | 2.19% | 2.20% | 1.83% | 1.97% | 1.95% |
BALFX American Funds American Balanced Fund | 8.48% | 8.22% | 7.14% | 2.02% | 2.24% | 4.24% | 4.31% | 3.44% | 5.30% | 4.66% | 4.18% | 5.54% |
Drawdowns
VBINX vs. BALFX - Drawdown Comparison
The maximum VBINX drawdown since its inception was -35.97%, smaller than the maximum BALFX drawdown of -40.20%. Use the drawdown chart below to compare losses from any high point for VBINX and BALFX.
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Drawdown Indicators
| VBINX | BALFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -35.97% | -40.20% | +4.23% |
Max Drawdown (1Y)Largest decline over 1 year | -7.80% | -7.34% | -0.46% |
Max Drawdown (5Y)Largest decline over 5 years | -21.61% | -18.81% | -2.80% |
Max Drawdown (10Y)Largest decline over 10 years | -22.78% | -22.34% | -0.44% |
Current DrawdownCurrent decline from peak | -5.84% | -7.03% | +1.19% |
Average DrawdownAverage peak-to-trough decline | -4.16% | -4.18% | +0.02% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.65% | 1.73% | -0.08% |
Volatility
VBINX vs. BALFX - Volatility Comparison
The current volatility for Vanguard Balanced Index Fund (VBINX) is 3.08%, while American Funds American Balanced Fund (BALFX) has a volatility of 3.28%. This indicates that VBINX experiences smaller price fluctuations and is considered to be less risky than BALFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VBINX | BALFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.08% | 3.28% | -0.20% |
Volatility (6M)Calculated over the trailing 6-month period | 5.94% | 6.75% | -0.81% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.28% | 11.10% | +0.18% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.06% | 10.41% | +0.65% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 11.19% | 10.61% | +0.58% |