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VBINX vs. VTTVX
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility

Correlation

The correlation between VBINX and VTTVX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


-0.50.00.51.0
Correlation: 1.0

Performance

VBINX vs. VTTVX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Vanguard Balanced Index Fund (VBINX) and Vanguard Target Retirement 2025 Fund (VTTVX). The values are adjusted to include any dividend payments, if applicable.

200.00%250.00%300.00%350.00%NovemberDecember2025FebruaryMarchApril
336.38%
200.99%
VBINX
VTTVX

Key characteristics

Sharpe Ratio

VBINX:

0.28

VTTVX:

0.26

Sortino Ratio

VBINX:

0.42

VTTVX:

0.37

Omega Ratio

VBINX:

1.06

VTTVX:

1.06

Calmar Ratio

VBINX:

0.28

VTTVX:

0.13

Martin Ratio

VBINX:

0.88

VTTVX:

0.71

Ulcer Index

VBINX:

3.11%

VTTVX:

3.12%

Daily Std Dev

VBINX:

9.81%

VTTVX:

8.53%

Max Drawdown

VBINX:

-35.97%

VTTVX:

-46.03%

Current Drawdown

VBINX:

-8.60%

VTTVX:

-12.70%

Returns By Period

In the year-to-date period, VBINX achieves a -2.99% return, which is significantly lower than VTTVX's 1.18% return. Over the past 10 years, VBINX has outperformed VTTVX with an annualized return of 6.54%, while VTTVX has yielded a comparatively lower 3.35% annualized return.


VBINX

YTD

-2.99%

1M

-3.67%

6M

-4.67%

1Y

3.30%

5Y*

8.82%

10Y*

6.54%

VTTVX

YTD

1.18%

1M

-0.73%

6M

-4.70%

1Y

2.65%

5Y*

4.64%

10Y*

3.35%

*Annualized

Compare stocks, funds, or ETFs

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


VBINX vs. VTTVX - Expense Ratio Comparison

VBINX has a 0.18% expense ratio, which is higher than VTTVX's 0.08% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.


VBINX
Vanguard Balanced Index Fund
Expense ratio chart for VBINX: current value is 0.18%, compared with the broader market range of 0.00% to 2.12%.0.50%1.00%1.50%2.00%
VBINX: 0.18%
Expense ratio chart for VTTVX: current value is 0.08%, compared with the broader market range of 0.00% to 2.12%.0.50%1.00%1.50%2.00%
VTTVX: 0.08%

Risk-Adjusted Performance

VBINX vs. VTTVX — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

VBINX
The Risk-Adjusted Performance Rank of VBINX is 4545
Overall Rank
The Sharpe Ratio Rank of VBINX is 4444
Sharpe Ratio Rank
The Sortino Ratio Rank of VBINX is 4343
Sortino Ratio Rank
The Omega Ratio Rank of VBINX is 4343
Omega Ratio Rank
The Calmar Ratio Rank of VBINX is 5252
Calmar Ratio Rank
The Martin Ratio Rank of VBINX is 4343
Martin Ratio Rank

VTTVX
The Risk-Adjusted Performance Rank of VTTVX is 4242
Overall Rank
The Sharpe Ratio Rank of VTTVX is 4343
Sharpe Ratio Rank
The Sortino Ratio Rank of VTTVX is 4141
Sortino Ratio Rank
The Omega Ratio Rank of VTTVX is 4444
Omega Ratio Rank
The Calmar Ratio Rank of VTTVX is 3939
Calmar Ratio Rank
The Martin Ratio Rank of VTTVX is 4141
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

VBINX vs. VTTVX - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard Balanced Index Fund (VBINX) and Vanguard Target Retirement 2025 Fund (VTTVX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


Sharpe ratio
The chart of Sharpe ratio for VBINX, currently valued at 0.28, compared to the broader market-1.000.001.002.003.004.00
VBINX: 0.28
VTTVX: 0.26
The chart of Sortino ratio for VBINX, currently valued at 0.42, compared to the broader market0.002.004.006.008.00
VBINX: 0.42
VTTVX: 0.37
The chart of Omega ratio for VBINX, currently valued at 1.06, compared to the broader market0.501.001.502.002.503.003.50
VBINX: 1.06
VTTVX: 1.06
The chart of Calmar ratio for VBINX, currently valued at 0.28, compared to the broader market0.002.004.006.008.0010.0012.00
VBINX: 0.28
VTTVX: 0.13
The chart of Martin ratio for VBINX, currently valued at 0.88, compared to the broader market0.0020.0040.0060.00
VBINX: 0.88
VTTVX: 0.71

The current VBINX Sharpe Ratio is 0.28, which is comparable to the VTTVX Sharpe Ratio of 0.26. The chart below compares the historical Sharpe Ratios of VBINX and VTTVX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


Rolling 12-month Sharpe Ratio0.000.501.001.502.002.503.003.50NovemberDecember2025FebruaryMarchApril
0.28
0.26
VBINX
VTTVX

Dividends

VBINX vs. VTTVX - Dividend Comparison

VBINX's dividend yield for the trailing twelve months is around 1.58%, less than VTTVX's 2.92% yield.


TTM20242023202220212020201920182017201620152014
VBINX
Vanguard Balanced Index Fund
1.58%2.02%1.93%1.80%1.27%1.55%2.02%2.19%1.83%1.97%1.95%1.79%
VTTVX
Vanguard Target Retirement 2025 Fund
2.92%2.96%2.75%2.21%2.16%1.65%2.37%2.55%1.99%2.00%2.19%1.95%

Drawdowns

VBINX vs. VTTVX - Drawdown Comparison

The maximum VBINX drawdown since its inception was -35.97%, smaller than the maximum VTTVX drawdown of -46.03%. Use the drawdown chart below to compare losses from any high point for VBINX and VTTVX. For additional features, visit the drawdowns tool.


-15.00%-10.00%-5.00%0.00%NovemberDecember2025FebruaryMarchApril
-8.60%
-12.70%
VBINX
VTTVX

Volatility

VBINX vs. VTTVX - Volatility Comparison

Vanguard Balanced Index Fund (VBINX) has a higher volatility of 3.95% compared to Vanguard Target Retirement 2025 Fund (VTTVX) at 2.33%. This indicates that VBINX's price experiences larger fluctuations and is considered to be riskier than VTTVX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


1.00%2.00%3.00%4.00%5.00%6.00%NovemberDecember2025FebruaryMarchApril
3.95%
2.33%
VBINX
VTTVX
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Disclaimer

The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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