VBCJ vs. SCHJ
VBCJ (Vanguard Target Maturity 2036 Corporate Bond ETF) and SCHJ (Schwab 1-5 Year Corporate Bond ETF) are both exchange-traded funds - VBCJ is a Corporate Bonds fund tracking the ICE 2036 Maturity US Corporate Constrained Index, while SCHJ is a Short-Term Bond fund tracking the Bloomberg US 1-5 Year Corporate Bond Index. Both are passively managed. Their correlation of 0.89 means they have usually moved in the same direction. VBCJ charges 0.08%/yr vs 0.03%/yr for SCHJ.
Performance
VBCJ vs. SCHJ - Performance Comparison
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Returns By Period
VBCJ
- 1D
- -0.23%
- 1M
- -2.01%
- 6M
- —
- YTD
- —
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
- ALL TIME*
- —
SCHJ
- 1D
- -0.06%
- 1M
- -0.28%
- 6M
- 0.42%
- YTD
- 0.75%
- 1Y
- 2.99%
- 3Y*
- 5.46%
- 5Y*
- 2.31%
- 10Y*
- —
- ALL TIME*
- 2.60%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $5.98M | $7.81M | $6.46M | |
| $130.65K | $204.60K | $255.48K |
VBCJ vs. SCHJ - Yearly Performance Comparison
| 2026 (YTD) | |
|---|---|
VBCJ Vanguard Target Maturity 2036 Corporate Bond ETF | -0.08% |
SCHJ Schwab 1-5 Year Corporate Bond ETF | 0.88% |
Correlation
The correlation between VBCJ and SCHJ is 0.89, meaning they have usually moved in the same direction, including during past declines.
| Correlation | |
|---|---|
Correlation (All Time) Calculated using the full available price history since Mar 26, 2026 | 0.89 |
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Return for Risk
VBCJ vs. SCHJ — Risk / Return Rank
VBCJ
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
SCHJ
VBCJ vs. SCHJ - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Maturity 2036 Corporate Bond ETF (VBCJ) and Schwab 1-5 Year Corporate Bond ETF (SCHJ). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VBCJ | SCHJ | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | — | — | |
| Sortino ratioReturn per unit of downside risk | — | — | |
| Omega ratioGain probability vs. loss probability | — | 1.35 | — |
| Calmar ratioReturn relative to maximum drawdown | — | 2.44 | — |
| Martin ratioReturn relative to average drawdown | — | 9.17 | — |
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Drawdowns
VBCJ vs. SCHJ - Drawdown Comparison
The maximum VBCJ drawdown since its inception was -2.51%, smaller than the maximum SCHJ drawdown of -13.62%. Use the drawdown chart below to compare losses from any high point for VBCJ and SCHJ.
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Drawdown Indicators
| VBCJ | SCHJ | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -2.51% | -13.62% | +11.11% |
Max Drawdown (1Y)Largest decline over 1 year | — | -1.47% | — |
Max Drawdown (3Y)Largest decline over 3 years | — | -1.47% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -9.43% | — |
Current DrawdownCurrent decline from peak | -2.44% | -0.33% | -2.11% |
Average DrawdownAverage peak-to-trough decline | -0.89% | -1.85% | +0.96% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | — | 0.39% | — |
Volatility
VBCJ vs. SCHJ - Volatility Comparison
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Volatility by Period
| VBCJ | SCHJ | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | — | 0.53% | — |
Volatility (6M)Calculated over the trailing 6-month period | — | 1.53% | — |
Volatility (1Y)Calculated over the trailing 1-year period | 5.61% | 1.93% | +3.68% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.61% | 2.95% | +2.66% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.61% | 4.10% | +1.51% |
VBCJ vs. SCHJ - Expense Ratio Comparison
VBCJ has a 0.08% expense ratio, which is higher than SCHJ's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
VBCJ vs. SCHJ - Dividend Comparison
VBCJ's dividend yield for the trailing twelve months is around 1.32%, less than SCHJ's 4.50% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
SCHJ Schwab 1-5 Year Corporate Bond ETF | 4.09% | 4.42% | 4.00% | 2.98% | 1.64% | 0.94% | 2.54% | 0.42% |
VBCJ Vanguard Target Maturity 2036 Corporate Bond ETF | 1.32% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
VBCJ and SCHJ have a correlation of 0.89, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, SCHJ is cheaper at 0.03% per year. The better choice depends on whether you care most about return, fees, risk, or income.
SCHJ is cheaper with a 0.03% expense ratio, compared with 0.08% for VBCJ.
SCHJ has the higher dividend yield at 4.09%, compared with 1.32% for VBCJ.
VBCJ is categorized as Corporate Bonds, while SCHJ is Short-Term Bond. VBCJ tracks ICE 2036 Maturity US Corporate Constrained Index, while SCHJ tracks Bloomberg US 1-5 Year Corporate Bond Index. They also come from different issuers: Vanguard and Charles Schwab. Their fees differ too: 0.08% for VBCJ and 0.03% for SCHJ.
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