VASIX vs. VTINX
Compare and contrast key facts about Vanguard LifeStrategy Income Fund (VASIX) and Vanguard Target Retirement Income Fund (VTINX).
VASIX is managed by Vanguard. It was launched on Sep 30, 1994. VTINX is managed by Vanguard. It was launched on Oct 27, 2003.
Performance
VASIX vs. VTINX - Performance Comparison
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VASIX vs. VTINX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VASIX Vanguard LifeStrategy Income Fund | -1.27% | 9.42% | 6.67% | 9.63% | -13.94% | 1.92% | 9.13% | 12.05% | -1.05% | 6.05% |
VTINX Vanguard Target Retirement Income Fund | -1.40% | 11.31% | 6.66% | 10.66% | -12.75% | 5.24% | 10.02% | 13.16% | -1.98% | 7.46% |
Returns By Period
In the year-to-date period, VASIX achieves a -1.27% return, which is significantly higher than VTINX's -1.40% return. Over the past 10 years, VASIX has underperformed VTINX with an annualized return of 3.76%, while VTINX has yielded a comparatively higher 4.84% annualized return.
VASIX
- 1D
- 0.26%
- 1M
- -3.65%
- YTD
- -1.27%
- 6M
- 0.05%
- 1Y
- 6.51%
- 3Y*
- 6.68%
- 5Y*
- 2.39%
- 10Y*
- 3.76%
VTINX
- 1D
- 0.19%
- 1M
- -3.96%
- YTD
- -1.40%
- 6M
- 0.13%
- 1Y
- 8.28%
- 3Y*
- 7.52%
- 5Y*
- 3.51%
- 10Y*
- 4.84%
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VASIX vs. VTINX - Expense Ratio Comparison
VASIX has a 0.11% expense ratio, which is higher than VTINX's 0.08% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
VASIX vs. VTINX — Risk / Return Rank
VASIX
VTINX
VASIX vs. VTINX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard LifeStrategy Income Fund (VASIX) and Vanguard Target Retirement Income Fund (VTINX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VASIX | VTINX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.45 | 1.54 | -0.09 |
Sortino ratioReturn per unit of downside risk | 2.02 | 2.18 | -0.17 |
Omega ratioGain probability vs. loss probability | 1.28 | 1.31 | -0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.72 | 1.98 | -0.26 |
Martin ratioReturn relative to average drawdown | 7.48 | 8.44 | -0.96 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VASIX | VTINX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.45 | 1.54 | -0.09 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.42 | 0.59 | -0.17 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.77 | 0.85 | -0.08 |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.10 | 0.89 | +0.21 |
Correlation
The correlation between VASIX and VTINX is 0.92, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VASIX vs. VTINX - Dividend Comparison
VASIX's dividend yield for the trailing twelve months is around 4.30%, less than VTINX's 5.10% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VASIX Vanguard LifeStrategy Income Fund | 4.30% | 4.18% | 7.61% | 3.17% | 2.02% | 3.95% | 2.15% | 2.73% | 3.55% | 1.52% | 2.26% | 2.57% |
VTINX Vanguard Target Retirement Income Fund | 5.10% | 5.02% | 5.89% | 4.01% | 3.08% | 8.63% | 3.42% | 2.62% | 4.19% | 1.56% | 2.27% | 3.53% |
Drawdowns
VASIX vs. VTINX - Drawdown Comparison
The maximum VASIX drawdown since its inception was -18.17%, smaller than the maximum VTINX drawdown of -19.96%. Use the drawdown chart below to compare losses from any high point for VASIX and VTINX.
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Drawdown Indicators
| VASIX | VTINX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -18.17% | -19.96% | +1.79% |
Max Drawdown (1Y)Largest decline over 1 year | -3.90% | -4.14% | +0.24% |
Max Drawdown (5Y)Largest decline over 5 years | -18.17% | -17.02% | -1.15% |
Max Drawdown (10Y)Largest decline over 10 years | -18.17% | -17.02% | -1.15% |
Current DrawdownCurrent decline from peak | -3.65% | -3.96% | +0.31% |
Average DrawdownAverage peak-to-trough decline | -1.92% | -2.21% | +0.29% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.89% | 0.97% | -0.08% |
Volatility
VASIX vs. VTINX - Volatility Comparison
The current volatility for Vanguard LifeStrategy Income Fund (VASIX) is 2.08%, while Vanguard Target Retirement Income Fund (VTINX) has a volatility of 2.23%. This indicates that VASIX experiences smaller price fluctuations and is considered to be less risky than VTINX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VASIX | VTINX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.08% | 2.23% | -0.15% |
Volatility (6M)Calculated over the trailing 6-month period | 3.03% | 3.47% | -0.44% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.62% | 5.53% | -0.91% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.68% | 6.00% | -0.32% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.87% | 5.68% | -0.81% |