V vs. VBR

Last updated Jun 19, 2026

V (Visa Inc.) is a stock, while VBR (Vanguard Small-Cap Value ETF) is Small Cap Value Equities fund tracking the CRSP US Small Cap Value Index. Over the past 10 years, V returned 16.33%/yr vs 10.72%/yr for VBR. A 0.54 correlation means they provide meaningful diversification when combined.

Performance

V vs. VBR - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Visa Inc. (V) and Vanguard Small-Cap Value ETF (VBR). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, V achieves a -6.31% return, which is significantly lower than VBR's 13.21% return. Over the past 10 years, V has outperformed VBR with an annualized return of 16.33%, while VBR has yielded a comparatively lower 10.72% annualized return.

V

• 1D: -0.95%
• 1M: -0.81%
• YTD: -6.31%
• 6M: -5.03%
• 1Y: -3.10%
• 3Y*: 13.51%
• 5Y*: 8.07%
• 10Y*: 16.33%

VBR

• 1D: 0.62%
• 1M: 5.45%
• YTD: 13.21%
• 6M: 12.18%
• 1Y: 27.70%
• 3Y*: 15.68%
• 5Y*: 9.37%
• 10Y*: 10.72%

*Multi-year figures are annualized to reflect compound growth (CAGR)

V vs. VBR - Yearly Performance Comparison

	2026 (YTD)	2025	2024	2023	2022	2021	2020	2019	2018	2017
V Visa Inc.	-6.31%	11.76%	22.32%	26.31%	-3.40%	-0.31%	17.12%	43.33%	16.49%	47.18%
VBR Vanguard Small-Cap Value ETF	13.21%	9.09%	12.40%	16.00%	-9.38%	28.08%	5.90%	22.78%	-12.28%	11.81%

Correlation

The correlation between V and VBR is 0.30, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.30
Correlation (3Y) Calculated over the trailing 3-year period	0.38
Correlation (5Y) Calculated over the trailing 5-year period	0.48
Correlation (10Y) Calculated over the trailing 10-year period	0.50
Correlation (All Time) Calculated using the full available price history since Mar 19, 2008	0.54

Over the past year, the correlation between V and VBR has dropped to 0.30 - well below their long-term average of 0.54, suggesting their price drivers have been diverging.

Return for Risk

V vs. VBR — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

V

V Risk / Return Rank: 33
V Sharpe Ratio Rank: 36
V Sortino Ratio Rank: 30
V Omega Ratio Rank: 29
V Calmar Ratio Rank: 36
V Martin Ratio Rank: 35

VBR

VBR Risk / Return Rank: 61
VBR Sharpe Ratio Rank: 58
VBR Sortino Ratio Rank: 61
VBR Omega Ratio Rank: 54
VBR Calmar Ratio Rank: 67
VBR Martin Ratio Rank: 65

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

V vs. VBR - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Visa Inc. (V) and Vanguard Small-Cap Value ETF (VBR). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	V	VBR	Difference
Sharpe ratio: Return per unit of total volatility	-0.15	1.82	-1.96
Sortino ratio: Return per unit of downside risk	-0.06	2.67	-2.73
Omega ratio: Gain probability vs. loss probability	0.99	1.31	-0.32
Calmar ratio: Return relative to maximum drawdown	-0.18	3.14	-3.32
Martin ratio: Return relative to average drawdown	-0.39	11.11	-11.50

V vs. VBR - Sharpe Ratio Comparison

The current V Sharpe Ratio is -0.15, which is lower than the VBR Sharpe Ratio of 1.82. The chart below compares the historical Sharpe Ratios of V and VBR, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Drawdowns

V vs. VBR - Drawdown Comparison

The maximum V drawdown since its inception was -51.90%, smaller than the maximum VBR drawdown of -61.98%. Use the drawdown chart below to compare losses from any high point for V and VBR.

Drawdown Indicators

	V	VBR	Difference
Max Drawdown Largest peak-to-trough decline	-51.90%	-61.98%	+10.08%
Max Drawdown (1Y) Largest decline over 1 year	-17.18%	-8.85%	-8.33%
Max Drawdown (3Y) Largest decline over 3 years	-20.38%	-24.19%	+3.81%
Max Drawdown (5Y) Largest decline over 5 years	-28.60%	-24.19%	-4.41%
Max Drawdown (10Y) Largest decline over 10 years	-36.36%	-45.28%	+8.92%
Current Drawdown Current decline from peak	-11.65%	-1.21%	-10.44%
Average Drawdown Average peak-to-trough decline	-8.27%	-8.25%	-0.02%
Ulcer Index Depth and duration of drawdowns from previous peaks	8.03%	2.50%	+5.53%

Volatility

V vs. VBR - Volatility Comparison

Visa Inc. (V) has a higher volatility of 5.87% compared to Vanguard Small-Cap Value ETF (VBR) at 4.24%. This indicates that V's price experiences larger fluctuations and is considered to be riskier than VBR based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	V	VBR	Difference
Volatility (1M) Calculated over the trailing 1-month period	5.87%	4.24%	+1.63%
Volatility (6M) Calculated over the trailing 6-month period	16.80%	10.66%	+6.14%
Volatility (1Y) Calculated over the trailing 1-year period	21.99%	15.30%	+6.69%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	22.85%	19.75%	+3.10%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	24.47%	21.74%	+2.73%

Dividends

V vs. VBR - Dividend Comparison

V's dividend yield for the trailing twelve months is around 0.79%, less than VBR's 1.74% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
V Visa Inc.	0.79%	0.70%	0.68%	0.72%	0.76%	0.62%	0.56%	0.56%	0.67%	0.61%	0.75%	0.64%
VBR Vanguard Small-Cap Value ETF	1.74%	1.95%	1.98%	2.12%	2.03%	1.75%	1.68%	2.06%	2.35%	1.79%	1.77%	1.99%

Frequently Asked Questions

Can I hold both V and VBR in my portfolio?

V and VBR have a correlation of 0.30, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, V or VBR?

V has higher volatility (5.87%) compared to VBR (4.24%). In terms of maximum drawdown, V dropped -51.90% vs VBR's -61.98%.

Which has better risk-adjusted returns?

VBR currently has the higher Sharpe Ratio (1.82 vs -0.15), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.