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USSCX vs. UUSTX
Performance
Return for Risk
Drawdowns
Volatility
Dividends

Performance

USSCX vs. UUSTX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in USAA Science & Technology Fund (USSCX) and USAA Ultra Short-Term Bond Fund (UUSTX). The values are adjusted to include any dividend payments, if applicable.

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Returns By Period

In the year-to-date period, USSCX achieves a 21.67% return, which is significantly higher than UUSTX's 1.75% return. Over the past 10 years, USSCX has outperformed UUSTX with an annualized return of 15.29%, while UUSTX has yielded a comparatively lower 2.96% annualized return.


USSCX

1D
-0.35%
1M
4.31%
6M
18.84%
YTD
21.67%
1Y
36.73%
3Y*
26.36%
5Y*
6.13%
10Y*
15.29%

UUSTX

1D
-0.10%
1M
0.26%
6M
1.75%
YTD
1.75%
1Y
4.39%
3Y*
5.48%
5Y*
3.57%
10Y*
2.96%
*Multi-year figures are annualized to reflect compound growth (CAGR)

USSCX vs. UUSTX - Yearly Performance Comparison


2026 (YTD)202520242023202220212020201920182017
USSCX
USAA Science & Technology Fund
21.67%17.93%30.58%34.01%-41.76%-3.45%60.62%37.84%-4.34%36.06%
UUSTX
USAA Ultra Short-Term Bond Fund
1.75%5.25%6.20%5.57%-0.69%0.78%3.00%4.37%1.58%1.51%

Correlation

The correlation between USSCX and UUSTX is 0.14, which is low. Their price movements are largely independent, making them effective diversification partners.


Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.14

Correlation (3Y)
Calculated over the trailing 3-year period

0.13

Correlation (5Y)
Calculated over the trailing 5-year period

0.14

Correlation (10Y)
Calculated over the trailing 10-year period

0.09

Correlation (All Time)
Calculated using the full available price history since Oct 25, 2010

0.05

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Return for Risk

USSCX vs. UUSTX — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

USSCX
USSCX Risk / Return Rank: 4343
Overall Rank
USSCX Sharpe Ratio Rank: 4949
Sharpe Ratio Rank
USSCX Sortino Ratio Rank: 4242
Sortino Ratio Rank
USSCX Omega Ratio Rank: 4444
Omega Ratio Rank
USSCX Calmar Ratio Rank: 4141
Calmar Ratio Rank
USSCX Martin Ratio Rank: 3838
Martin Ratio Rank

UUSTX
UUSTX Risk / Return Rank: 9898
Overall Rank
UUSTX Sharpe Ratio Rank: 9797
Sharpe Ratio Rank
UUSTX Sortino Ratio Rank: 9999
Sortino Ratio Rank
UUSTX Omega Ratio Rank: 9999
Omega Ratio Rank
UUSTX Calmar Ratio Rank: 9898
Calmar Ratio Rank
UUSTX Martin Ratio Rank: 9999
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

USSCX vs. UUSTX - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for USAA Science & Technology Fund (USSCX) and USAA Ultra Short-Term Bond Fund (UUSTX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.


USSCXUUSTXDifference
Sharpe ratioReturn per unit of total volatility

-1.43

Sortino ratioReturn per unit of downside risk

-6.80

Omega ratioGain probability vs. loss probability

1.27

2.81

-1.54

Calmar ratioReturn relative to maximum drawdown

1.96

7.43

-5.47

Martin ratioReturn relative to average drawdown

6.56

36.15

-29.59

USSCX vs. UUSTX - Sharpe Ratio Comparison

The current USSCX Sharpe Ratio is 1.57, which is lower than the UUSTX Sharpe Ratio of 3.00. The chart below compares the historical Sharpe Ratios of USSCX and UUSTX, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.


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Drawdowns

USSCX vs. UUSTX - Drawdown Comparison

The maximum USSCX drawdown since its inception was -79.48%, which is greater than UUSTX's maximum drawdown of -7.34%. Use the drawdown chart below to compare losses from any high point for USSCX and UUSTX.


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Drawdown Indicators


USSCXUUSTXDifference

Max Drawdown

Largest peak-to-trough decline

-79.48%

-7.34%

-72.14%

Max Drawdown (1Y)

Largest decline over 1 year

-18.19%

-0.59%

-17.60%

Max Drawdown (3Y)

Largest decline over 3 years

-28.82%

-0.59%

-28.23%

Max Drawdown (5Y)

Largest decline over 5 years

-52.07%

-2.53%

-49.54%

Max Drawdown (10Y)

Largest decline over 10 years

-52.70%

-7.34%

-45.36%

Current Drawdown

Current decline from peak

-1.58%

-0.10%

-1.48%

Average Drawdown

Average peak-to-trough decline

-30.95%

-0.26%

-30.69%

Ulcer Index

Depth and duration of drawdowns from previous peaks

5.43%

0.12%

+5.31%

Volatility

USSCX vs. UUSTX - Volatility Comparison

USAA Science & Technology Fund (USSCX) has a higher volatility of 8.84% compared to USAA Ultra Short-Term Bond Fund (UUSTX) at 0.43%. This indicates that USSCX's price experiences larger fluctuations and is considered to be riskier than UUSTX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


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Volatility by Period


USSCXUUSTXDifference

Volatility (1M)

Calculated over the trailing 1-month period

8.84%

0.43%

+8.41%

Volatility (6M)

Calculated over the trailing 6-month period

18.84%

1.06%

+17.78%

Volatility (1Y)

Calculated over the trailing 1-year period

22.73%

1.47%

+21.26%

Volatility (5Y)

Calculated over the trailing 5-year period, annualized

29.02%

1.52%

+27.50%

Volatility (10Y)

Calculated over the trailing 10-year period, annualized

26.66%

1.51%

+25.15%

USSCX vs. UUSTX - Expense Ratio Comparison

USSCX has a 0.95% expense ratio, which is higher than UUSTX's 0.62% expense ratio.


Dividends

USSCX vs. UUSTX - Dividend Comparison

USSCX's dividend yield for the trailing twelve months is around 7.74%, more than UUSTX's 4.50% yield.


PositionTTM20252024202320222021202020192018201720162015
USSCX
USAA Science & Technology Fund
7.74%9.42%0.00%0.00%0.00%15.49%5.36%27.99%16.68%8.31%4.15%6.54%
UUSTX
USAA Ultra Short-Term Bond Fund
4.50%4.81%5.30%3.87%2.01%0.87%2.10%2.66%2.38%1.60%1.31%1.33%

Frequently Asked Questions


USSCX and UUSTX have a correlation of 0.14, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

USSCX has higher volatility (8.84%) compared to UUSTX (0.43%). In terms of maximum drawdown, USSCX dropped -79.48% vs UUSTX's -7.34%.

UUSTX currently has the higher Sharpe Ratio (3.00 vs 1.57), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.

Portfolio Optimizer

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Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.

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