USSCX vs. XLK
Compare and contrast key facts about USAA Science & Technology Fund (USSCX) and State Street Technology Select Sector SPDR ETF (XLK).
USSCX is managed by Victory. It was launched on Jul 31, 1997. XLK is a passively managed fund by State Street that tracks the performance of the S&P Technology Select Sector Daily Capped 35/20 Index. It was launched on Dec 16, 1998.
Performance
USSCX vs. XLK - Performance Comparison
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USSCX vs. XLK - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USSCX USAA Science & Technology Fund | -10.36% | 17.93% | 30.58% | 34.01% | -41.76% | -3.45% | 60.62% | 37.84% | -4.34% | 36.06% |
XLK State Street Technology Select Sector SPDR ETF | -6.18% | 24.61% | 21.63% | 56.02% | -27.73% | 34.74% | 43.62% | 49.86% | -1.68% | 34.26% |
Returns By Period
In the year-to-date period, USSCX achieves a -10.36% return, which is significantly lower than XLK's -6.18% return. Over the past 10 years, USSCX has underperformed XLK with an annualized return of 12.25%, while XLK has yielded a comparatively higher 21.00% annualized return.
USSCX
- 1D
- 5.04%
- 1M
- -5.71%
- YTD
- -10.36%
- 6M
- -9.24%
- 1Y
- 22.26%
- 3Y*
- 18.11%
- 5Y*
- 0.51%
- 10Y*
- 12.25%
XLK
- 1D
- 1.51%
- 1M
- -3.20%
- YTD
- -6.18%
- 6M
- -4.94%
- 1Y
- 30.47%
- 3Y*
- 22.19%
- 5Y*
- 15.65%
- 10Y*
- 21.00%
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USSCX vs. XLK - Expense Ratio Comparison
USSCX has a 0.95% expense ratio, which is higher than XLK's 0.08% expense ratio.
Return for Risk
USSCX vs. XLK — Risk / Return Rank
USSCX
XLK
USSCX vs. XLK - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Science & Technology Fund (USSCX) and State Street Technology Select Sector SPDR ETF (XLK). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| USSCX | XLK | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.85 | 1.13 | -0.28 |
Sortino ratioReturn per unit of downside risk | 1.36 | 1.71 | -0.35 |
Omega ratioGain probability vs. loss probability | 1.19 | 1.24 | -0.05 |
Calmar ratioReturn relative to maximum drawdown | 1.17 | 1.97 | -0.80 |
Martin ratioReturn relative to average drawdown | 4.05 | 6.31 | -2.26 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| USSCX | XLK | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.85 | 1.13 | -0.28 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.02 | 0.64 | -0.62 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.47 | 0.87 | -0.40 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.30 | 0.36 | -0.06 |
Correlation
The correlation between USSCX and XLK is 0.90, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
USSCX vs. XLK - Dividend Comparison
USSCX's dividend yield for the trailing twelve months is around 10.51%, more than XLK's 0.57% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USSCX USAA Science & Technology Fund | 10.51% | 9.42% | 0.00% | 0.00% | 0.00% | 15.49% | 5.36% | 27.99% | 16.68% | 8.31% | 4.15% | 6.54% |
XLK State Street Technology Select Sector SPDR ETF | 0.57% | 0.54% | 0.66% | 0.76% | 1.04% | 0.65% | 0.92% | 1.16% | 1.60% | 1.37% | 1.74% | 1.79% |
Drawdowns
USSCX vs. XLK - Drawdown Comparison
The maximum USSCX drawdown since its inception was -79.48%, roughly equal to the maximum XLK drawdown of -82.05%. Use the drawdown chart below to compare losses from any high point for USSCX and XLK.
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Drawdown Indicators
| USSCX | XLK | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -79.48% | -82.05% | +2.57% |
Max Drawdown (1Y)Largest decline over 1 year | -18.19% | -15.92% | -2.27% |
Max Drawdown (5Y)Largest decline over 5 years | -52.07% | -33.56% | -18.51% |
Max Drawdown (10Y)Largest decline over 10 years | -52.70% | -33.56% | -19.14% |
Current DrawdownCurrent decline from peak | -14.07% | -11.04% | -3.03% |
Average DrawdownAverage peak-to-trough decline | -31.22% | -35.17% | +3.95% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.26% | 4.98% | +0.28% |
Volatility
USSCX vs. XLK - Volatility Comparison
USAA Science & Technology Fund (USSCX) has a higher volatility of 9.05% compared to State Street Technology Select Sector SPDR ETF (XLK) at 8.12%. This indicates that USSCX's price experiences larger fluctuations and is considered to be riskier than XLK based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USSCX | XLK | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 9.05% | 8.12% | +0.93% |
Volatility (6M)Calculated over the trailing 6-month period | 16.43% | 16.49% | -0.06% |
Volatility (1Y)Calculated over the trailing 1-year period | 27.05% | 27.05% | 0.00% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 28.76% | 24.72% | +4.04% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 26.43% | 24.33% | +2.10% |