USSCX vs. XLK
Compare and contrast key facts about USAA Science & Technology Fund (USSCX) and State Street Technology Select Sector SPDR ETF (XLK).
USSCX is managed by Victory. It was launched on Jul 31, 1997. XLK is a passively managed fund by State Street that tracks the performance of the S&P Technology Select Sector Daily Capped 35/20 Index. It was launched on Dec 16, 1998.
Performance
USSCX vs. XLK - Performance Comparison
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USSCX vs. XLK - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USSCX USAA Science & Technology Fund | -14.66% | 17.93% | 30.58% | 34.01% | -41.76% | -3.45% | 60.62% | 37.84% | -4.34% | 36.06% |
XLK State Street Technology Select Sector SPDR ETF | -7.57% | 24.61% | 21.63% | 56.02% | -27.73% | 34.74% | 43.62% | 49.86% | -1.68% | 34.26% |
Returns By Period
In the year-to-date period, USSCX achieves a -14.66% return, which is significantly lower than XLK's -7.57% return. Over the past 10 years, USSCX has underperformed XLK with an annualized return of 11.70%, while XLK has yielded a comparatively higher 20.82% annualized return.
USSCX
- 1D
- -1.34%
- 1M
- -9.27%
- YTD
- -14.66%
- 6M
- -13.47%
- 1Y
- 17.07%
- 3Y*
- 16.19%
- 5Y*
- 0.02%
- 10Y*
- 11.70%
XLK
- 1D
- 4.24%
- 1M
- -4.64%
- YTD
- -7.57%
- 6M
- -6.35%
- 1Y
- 28.52%
- 3Y*
- 21.58%
- 5Y*
- 15.31%
- 10Y*
- 20.82%
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USSCX vs. XLK - Expense Ratio Comparison
USSCX has a 0.95% expense ratio, which is higher than XLK's 0.08% expense ratio.
Return for Risk
USSCX vs. XLK — Risk / Return Rank
USSCX
XLK
USSCX vs. XLK - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Science & Technology Fund (USSCX) and State Street Technology Select Sector SPDR ETF (XLK). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| USSCX | XLK | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.58 | 1.10 | -0.51 |
Sortino ratioReturn per unit of downside risk | 1.00 | 1.66 | -0.66 |
Omega ratioGain probability vs. loss probability | 1.14 | 1.23 | -0.10 |
Calmar ratioReturn relative to maximum drawdown | 0.69 | 1.85 | -1.16 |
Martin ratioReturn relative to average drawdown | 2.44 | 5.98 | -3.55 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| USSCX | XLK | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.58 | 1.10 | -0.51 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.00 | 0.62 | -0.62 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.45 | 0.86 | -0.41 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.29 | 0.36 | -0.06 |
Correlation
The correlation between USSCX and XLK is 0.90, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
USSCX vs. XLK - Dividend Comparison
USSCX's dividend yield for the trailing twelve months is around 11.04%, more than XLK's 0.57% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USSCX USAA Science & Technology Fund | 11.04% | 9.42% | 0.00% | 0.00% | 0.00% | 15.49% | 5.36% | 27.99% | 16.68% | 8.31% | 4.15% | 6.54% |
XLK State Street Technology Select Sector SPDR ETF | 0.57% | 0.54% | 0.66% | 0.76% | 1.04% | 0.65% | 0.92% | 1.16% | 1.60% | 1.37% | 1.74% | 1.79% |
Drawdowns
USSCX vs. XLK - Drawdown Comparison
The maximum USSCX drawdown since its inception was -79.48%, roughly equal to the maximum XLK drawdown of -82.05%. Use the drawdown chart below to compare losses from any high point for USSCX and XLK.
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Drawdown Indicators
| USSCX | XLK | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -79.48% | -82.05% | +2.57% |
Max Drawdown (1Y)Largest decline over 1 year | -18.19% | -15.92% | -2.27% |
Max Drawdown (5Y)Largest decline over 5 years | -52.07% | -33.56% | -18.51% |
Max Drawdown (10Y)Largest decline over 10 years | -52.70% | -33.56% | -19.14% |
Current DrawdownCurrent decline from peak | -18.19% | -12.36% | -5.83% |
Average DrawdownAverage peak-to-trough decline | -31.22% | -35.17% | +3.95% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.18% | 4.93% | +0.25% |
Volatility
USSCX vs. XLK - Volatility Comparison
The current volatility for USAA Science & Technology Fund (USSCX) is 7.40%, while State Street Technology Select Sector SPDR ETF (XLK) has a volatility of 8.06%. This indicates that USSCX experiences smaller price fluctuations and is considered to be less risky than XLK based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USSCX | XLK | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.40% | 8.06% | -0.66% |
Volatility (6M)Calculated over the trailing 6-month period | 15.65% | 16.43% | -0.78% |
Volatility (1Y)Calculated over the trailing 1-year period | 26.64% | 27.02% | -0.38% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 28.71% | 24.72% | +3.99% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 26.38% | 24.33% | +2.05% |