USBSX vs. AAAAX
USBSX (USAA Cornerstone Moderate Fund) and AAAAX (DWS RREEF Real Assets Fund - Class A) are both Diversified Portfolio funds. Over the past 10 years, USBSX returned 6.63%/yr vs 6.52%/yr for AAAAX. A 0.80 correlation means they provide meaningful diversification when combined. USBSX charges 1.14%/yr vs 1.22%/yr for AAAAX.
Performance
USBSX vs. AAAAX - Performance Comparison
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Returns By Period
In the year-to-date period, USBSX achieves a 6.62% return, which is significantly higher than AAAAX's 3.23% return. Both investments have delivered pretty close results over the past 10 years, with USBSX having a 6.63% annualized return and AAAAX not far behind at 6.52%.
USBSX
- 1D
- 0.12%
- 1M
- -0.04%
- YTD
- 6.62%
- 6M
- 5.88%
- 1Y
- 16.06%
- 3Y*
- 11.63%
- 5Y*
- 5.24%
- 10Y*
- 6.63%
AAAAX
- 1D
- -0.46%
- 1M
- -8.07%
- YTD
- 3.23%
- 6M
- 2.83%
- 1Y
- 9.05%
- 3Y*
- 9.16%
- 5Y*
- 3.70%
- 10Y*
- 6.52%
USBSX vs. AAAAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
USBSX USAA Cornerstone Moderate Fund | 6.62% | 14.93% | 6.90% | 10.86% | -13.36% | 9.48% | 8.54% | 14.98% | -6.23% | 13.41% |
AAAAX DWS RREEF Real Assets Fund - Class A | 3.23% | 12.82% | 5.24% | 2.30% | -9.91% | 23.45% | 3.71% | 21.42% | -5.36% | 14.67% |
Correlation
The correlation between USBSX and AAAAX is 0.50, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.50 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.67 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.74 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.78 |
Correlation (All Time) Calculated using the full available price history since Jul 31, 2007 | 0.80 |
Over the past year, the correlation between USBSX and AAAAX has dropped to 0.50 - well below their long-term average of 0.80, suggesting their price drivers have been diverging.
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Return for Risk
USBSX vs. AAAAX — Risk / Return Rank
USBSX
AAAAX
USBSX vs. AAAAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Cornerstone Moderate Fund (USBSX) and DWS RREEF Real Assets Fund - Class A (AAAAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| USBSX | AAAAX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.13 | ||
| Sortino ratioReturn per unit of downside risk | +1.68 | ||
| Omega ratioGain probability vs. loss probability | 1.36 | 1.15 | +0.21 |
| Calmar ratioReturn relative to maximum drawdown | 2.68 | 0.88 | +1.80 |
| Martin ratioReturn relative to average drawdown | 11.44 | 4.20 | +7.24 |
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Drawdowns
USBSX vs. AAAAX - Drawdown Comparison
The maximum USBSX drawdown since its inception was -47.15%, which is greater than AAAAX's maximum drawdown of -40.47%. Use the drawdown chart below to compare losses from any high point for USBSX and AAAAX.
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Drawdown Indicators
| USBSX | AAAAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -47.15% | -40.47% | -6.68% |
Max Drawdown (1Y)Largest decline over 1 year | -5.96% | -9.28% | +3.32% |
Max Drawdown (3Y)Largest decline over 3 years | -10.05% | -10.17% | +0.12% |
Max Drawdown (5Y)Largest decline over 5 years | -22.63% | -22.62% | -0.01% |
Max Drawdown (10Y)Largest decline over 10 years | -22.63% | -29.41% | +6.78% |
Current DrawdownCurrent decline from peak | -1.12% | -9.28% | +8.16% |
Average DrawdownAverage peak-to-trough decline | -5.11% | -6.84% | +1.73% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.39% | 1.93% | -0.54% |
Volatility
USBSX vs. AAAAX - Volatility Comparison
The current volatility for USAA Cornerstone Moderate Fund (USBSX) is 3.61%, while DWS RREEF Real Assets Fund - Class A (AAAAX) has a volatility of 5.09%. This indicates that USBSX experiences smaller price fluctuations and is considered to be less risky than AAAAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| USBSX | AAAAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.61% | 5.09% | -1.48% |
Volatility (6M)Calculated over the trailing 6-month period | 7.10% | 8.79% | -1.69% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.35% | 10.33% | -1.98% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 10.02% | 12.26% | -2.24% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.43% | 12.76% | -3.33% |
USBSX vs. AAAAX - Expense Ratio Comparison
USBSX has a 1.14% expense ratio, which is lower than AAAAX's 1.22% expense ratio.
Dividends
USBSX vs. AAAAX - Dividend Comparison
USBSX's dividend yield for the trailing twelve months is around 8.43%, more than AAAAX's 1.57% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AAAAX DWS RREEF Real Assets Fund - Class A | 1.57% | 3.54% | 2.45% | 2.08% | 4.17% | 2.31% | 1.33% | 1.81% | 1.61% | 1.52% | 1.47% | 2.15% |
USBSX USAA Cornerstone Moderate Fund | 8.43% | 8.75% | 6.17% | 1.49% | 4.79% | 7.05% | 1.58% | 2.07% | 5.24% | 7.00% | 2.43% | 4.73% |
Frequently Asked Questions
USBSX and AAAAX have a correlation of 0.50, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
AAAAX has higher volatility (5.09%) compared to USBSX (3.61%). In terms of maximum drawdown, USBSX dropped -47.15% vs AAAAX's -40.47%.
USBSX currently has the higher Sharpe Ratio (1.92 vs 0.79), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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