USAA Cornerstone Moderate Fund (USBSX)
The fund invests in equity securities, bonds, money market instruments, and other instruments including derivatives. It has a target asset class allocation of approximately 50% equity securities and 50% fixed-income securities. The implementation of the asset allocation may involve the extensive use of equity and fixed-income ETFs. The fund also may invest in investment-grade and below-investment-grade ("junk" or high-yield) fixed-income securities.
Fund Info
| ISIN | US9032878863 |
|---|---|
| CUSIP | 903287886 |
| Issuer | Victory Capital |
| Inception Date | Aug 31, 1995 |
| Category | Diversified Portfolio |
| Min. Investment | $500 |
| Asset Class | Multi-Asset |
Asset Class Size | Large-Cap |
Asset Class Style | Blend |
Expense Ratio
USBSX has a high expense ratio of 1.14%, indicating higher-than-average management fees.
Share Price Chart
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Popular comparisons: USBSX vs. SWTSX
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in USAA Cornerstone Moderate Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
USAA Cornerstone Moderate Fund had a return of 9.29% year-to-date (YTD) and 15.22% in the last 12 months. Over the past 10 years, USAA Cornerstone Moderate Fund had an annualized return of 4.28%, while the S&P 500 had an annualized return of 10.88%, indicating that USAA Cornerstone Moderate Fund did not perform as well as the benchmark.
| Period | Return | Benchmark |
|---|---|---|
| Year-To-Date | 9.29% | 18.10% |
| 1 month | 1.59% | 1.42% |
| 6 months | 6.55% | 9.39% |
| 1 year | 15.22% | 26.58% |
| 5 years (annualized) | 5.31% | 13.42% |
| 10 years (annualized) | 4.28% | 10.88% |
Monthly Returns
The table below presents the monthly returns of USBSX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | 0.07% | 1.55% | 2.48% | -2.95% | 3.11% | 0.66% | 2.09% | 1.67% | 9.29% | ||||
| 2023 | 4.86% | -2.81% | 1.92% | 1.07% | -2.12% | 2.90% | 1.97% | -1.86% | -2.93% | -2.18% | 5.95% | 4.14% | 10.86% |
| 2022 | -2.62% | -1.88% | -0.50% | -5.08% | 0.88% | -5.02% | 3.89% | -3.34% | -6.34% | 3.10% | 5.79% | -2.34% | -13.36% |
| 2021 | -0.19% | 1.00% | 1.32% | 2.26% | 1.31% | 0.76% | 0.70% | 0.87% | -2.41% | 2.31% | -1.22% | 2.48% | 9.48% |
| 2020 | -0.47% | -3.47% | -9.24% | 5.81% | 2.89% | 2.02% | 3.32% | 2.07% | -1.62% | -1.40% | 6.57% | 2.81% | 8.55% |
| 2019 | 4.64% | 0.93% | 1.21% | 1.19% | -2.01% | 3.41% | -0.07% | 0.28% | 0.84% | 1.30% | 0.74% | 1.73% | 14.98% |
| 2018 | 2.14% | -2.94% | -0.14% | -0.07% | 0.34% | -0.45% | 1.29% | 0.54% | -0.28% | -4.64% | 0.85% | -2.82% | -6.23% |
| 2017 | 1.84% | 1.60% | 0.79% | 1.09% | 1.28% | 0.28% | 1.33% | 0.72% | 0.75% | 1.04% | 0.84% | 1.11% | 13.41% |
| 2016 | -2.89% | -0.30% | 3.85% | 1.01% | 0.29% | 1.03% | 2.56% | 0.21% | 0.40% | -1.32% | -0.91% | 1.00% | 4.86% |
| 2015 | 0.13% | 2.25% | -0.72% | 0.92% | 0.19% | -1.92% | 0.47% | -4.04% | -2.04% | 3.62% | -0.75% | -1.97% | -4.04% |
| 2014 | -1.21% | 2.78% | 0.42% | 0.86% | 1.31% | 1.46% | -0.90% | 1.36% | -2.00% | 0.59% | 0.91% | -1.06% | 4.52% |
| 2013 | 2.37% | 0.07% | 1.29% | 1.60% | -0.55% | -2.49% | 2.56% | -1.25% | 2.12% | 2.70% | 0.61% | 0.88% | 10.23% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of USBSX is 60, suggesting that the investment has average results relative to other mutual funds in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for USAA Cornerstone Moderate Fund (USBSX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
USAA Cornerstone Moderate Fund granted a 1.65% dividend yield in the last twelve months. The annual payout for that period amounted to $0.26 per share.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.26 | $0.22 | $0.65 | $1.16 | $0.25 | $0.31 | $0.70 | $1.05 | $0.34 | $0.65 | $0.51 | $0.38 |
Dividend yield | 1.65% | 1.49% | 4.79% | 7.05% | 1.58% | 2.07% | 5.24% | 7.00% | 2.43% | 4.73% | 3.41% | 2.58% |
Monthly Dividends
The table displays the monthly dividend distributions for USAA Cornerstone Moderate Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.00 | $0.24 | |||
| 2023 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.02 | $0.22 |
| 2022 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.53 | $0.65 |
| 2021 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $1.04 | $1.16 |
| 2020 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.12 | $0.25 |
| 2019 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.13 | $0.31 |
| 2018 | $0.00 | $0.00 | $0.04 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.53 | $0.70 |
| 2017 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.87 | $1.05 |
| 2016 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.10 | $0.34 |
| 2015 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.39 | $0.65 |
| 2014 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.23 | $0.51 |
| 2013 | $0.07 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.11 | $0.38 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the USAA Cornerstone Moderate Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the USAA Cornerstone Moderate Fund was 47.15%, occurring on Mar 9, 2009. Recovery took 457 trading sessions.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -47.15% | Oct 15, 2007 | 351 | Mar 9, 2009 | 457 | Dec 29, 2010 | 808 |
| -31.32% | Nov 1, 2000 | 482 | Oct 9, 2002 | 707 | Aug 2, 2005 | 1189 |
| -20.08% | Feb 20, 2020 | 23 | Mar 23, 2020 | 99 | Aug 12, 2020 | 122 |
| -19.07% | Dec 28, 2021 | 202 | Oct 14, 2022 | 397 | May 15, 2024 | 599 |
| -16.99% | Apr 16, 1998 | 126 | Oct 8, 1998 | 54 | Dec 23, 1998 | 180 |
Volatility
Volatility Chart
The current USAA Cornerstone Moderate Fund volatility is 2.03%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.