USAIX vs. VTI
Compare and contrast key facts about USAA Income Fund (USAIX) and Vanguard Total Stock Market ETF (VTI).
USAIX is managed by Victory Capital. It was launched on Mar 4, 1974. VTI is a passively managed fund by Vanguard that tracks the performance of the CRSP US Total Market Index. It was launched on May 24, 2001.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: USAIX or VTI.
Correlation
The correlation between USAIX and VTI is -0.14. This indicates that the assets' prices tend to move in opposite directions. Negative correlation can be particularly beneficial for diversification and risk management, as one asset may offset the losses of the other during market fluctuations.
Performance
USAIX vs. VTI - Performance Comparison
Key characteristics
USAIX:
0.37
VTI:
1.94
USAIX:
0.53
VTI:
2.60
USAIX:
1.07
VTI:
1.36
USAIX:
0.15
VTI:
2.91
USAIX:
1.18
VTI:
12.37
USAIX:
1.52%
VTI:
2.02%
USAIX:
4.92%
VTI:
12.86%
USAIX:
-19.74%
VTI:
-55.45%
USAIX:
-8.31%
VTI:
-2.59%
Returns By Period
In the year-to-date period, USAIX achieves a 2.15% return, which is significantly lower than VTI's 25.46% return. Over the past 10 years, USAIX has underperformed VTI with an annualized return of 1.82%, while VTI has yielded a comparatively higher 12.50% annualized return.
USAIX
2.15%
-2.07%
1.28%
1.98%
-0.17%
1.82%
VTI
25.46%
-1.48%
10.10%
24.92%
14.09%
12.50%
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USAIX vs. VTI - Expense Ratio Comparison
USAIX has a 0.44% expense ratio, which is higher than VTI's 0.03% expense ratio.
Risk-Adjusted Performance
USAIX vs. VTI - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Income Fund (USAIX) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
USAIX vs. VTI - Dividend Comparison
USAIX's dividend yield for the trailing twelve months is around 3.13%, more than VTI's 1.25% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USAIX USAA Income Fund | 3.13% | 3.70% | 3.48% | 2.80% | 2.91% | 3.32% | 3.46% | 3.32% | 3.52% | 3.65% | 3.73% | 3.88% |
VTI Vanguard Total Stock Market ETF | 1.25% | 1.44% | 1.67% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% | 1.74% |
Drawdowns
USAIX vs. VTI - Drawdown Comparison
The maximum USAIX drawdown since its inception was -19.74%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for USAIX and VTI. For additional features, visit the drawdowns tool.
Volatility
USAIX vs. VTI - Volatility Comparison
The current volatility for USAA Income Fund (USAIX) is 1.58%, while Vanguard Total Stock Market ETF (VTI) has a volatility of 4.22%. This indicates that USAIX experiences smaller price fluctuations and is considered to be less risky than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.