USAIX vs. VBTLX
Compare and contrast key facts about USAA Income Fund (USAIX) and Vanguard Total Bond Market Index Fund Admiral Shares (VBTLX).
USAIX is managed by Victory Capital. It was launched on Mar 4, 1974. VBTLX is managed by Vanguard. It was launched on Nov 12, 2001.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: USAIX or VBTLX.
Key characteristics
| USAIX | VBTLX | |
|---|---|---|
| YTD Return | 4.22% | 2.22% |
| 1Y Return | 11.23% | 8.98% |
| 3Y Return (Ann) | -2.03% | -2.42% |
| 5Y Return (Ann) | 0.43% | -0.02% |
| 10Y Return (Ann) | 2.06% | 1.46% |
| Sharpe Ratio | 2.03 | 1.38 |
| Sortino Ratio | 3.03 | 2.04 |
| Omega Ratio | 1.37 | 1.25 |
| Calmar Ratio | 0.66 | 0.50 |
| Martin Ratio | 9.14 | 4.90 |
| Ulcer Index | 1.15% | 1.64% |
| Daily Std Dev | 5.19% | 5.82% |
| Max Drawdown | -19.74% | -19.05% |
| Current Drawdown | -6.45% | -8.51% |
Correlation
The correlation between USAIX and VBTLX is 0.90, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
USAIX vs. VBTLX - Performance Comparison
In the year-to-date period, USAIX achieves a 4.22% return, which is significantly higher than VBTLX's 2.22% return. Over the past 10 years, USAIX has outperformed VBTLX with an annualized return of 2.06%, while VBTLX has yielded a comparatively lower 1.46% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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USAIX vs. VBTLX - Expense Ratio Comparison
USAIX has a 0.44% expense ratio, which is higher than VBTLX's 0.05% expense ratio.
Risk-Adjusted Performance
USAIX vs. VBTLX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Income Fund (USAIX) and Vanguard Total Bond Market Index Fund Admiral Shares (VBTLX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
USAIX vs. VBTLX - Dividend Comparison
USAIX's dividend yield for the trailing twelve months is around 3.99%, more than VBTLX's 3.58% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
USAIX USAA Income Fund | 3.99% | 3.70% | 3.48% | 2.80% | 2.91% | 3.32% | 3.46% | 3.32% | 3.52% | 3.65% | 3.73% | 3.88% |
VBTLX Vanguard Total Bond Market Index Fund Admiral Shares | 3.58% | 3.11% | 2.51% | 1.90% | 2.23% | 2.74% | 2.78% | 2.51% | 2.49% | 2.48% | 2.55% | 2.56% |
Drawdowns
USAIX vs. VBTLX - Drawdown Comparison
The maximum USAIX drawdown since its inception was -19.74%, roughly equal to the maximum VBTLX drawdown of -19.05%. Use the drawdown chart below to compare losses from any high point for USAIX and VBTLX. For additional features, visit the drawdowns tool.
Volatility
USAIX vs. VBTLX - Volatility Comparison
The current volatility for USAA Income Fund (USAIX) is 1.44%, while Vanguard Total Bond Market Index Fund Admiral Shares (VBTLX) has a volatility of 1.66%. This indicates that USAIX experiences smaller price fluctuations and is considered to be less risky than VBTLX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.