UNTY vs. VGT
Compare and contrast key facts about Unity Bancorp, Inc. (UNTY) and Vanguard Information Technology ETF (VGT).
VGT is a passively managed fund by Vanguard that tracks the performance of the MSCI US Investable Market Information Technology 25/50 Index. It was launched on Mar 25, 2004.
Performance
UNTY vs. VGT - Performance Comparison
Loading graphics...
UNTY vs. VGT - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UNTY Unity Bancorp, Inc. | 0.52% | 20.07% | 49.81% | 10.35% | 5.75% | 51.89% | -20.60% | 10.33% | 6.38% | 27.43% |
VGT Vanguard Information Technology ETF | -7.34% | 21.77% | 29.30% | 52.66% | -29.70% | 30.45% | 46.04% | 48.62% | 2.46% | 37.08% |
Returns By Period
In the year-to-date period, UNTY achieves a 0.52% return, which is significantly higher than VGT's -7.34% return. Over the past 10 years, UNTY has underperformed VGT with an annualized return of 19.32%, while VGT has yielded a comparatively higher 21.35% annualized return.
UNTY
- 1D
- 0.62%
- 1M
- -2.26%
- YTD
- 0.52%
- 6M
- 6.69%
- 1Y
- 28.90%
- 3Y*
- 33.51%
- 5Y*
- 21.01%
- 10Y*
- 19.32%
VGT
- 1D
- 4.34%
- 1M
- -3.89%
- YTD
- -7.34%
- 6M
- -6.36%
- 1Y
- 29.19%
- 3Y*
- 22.58%
- 5Y*
- 14.54%
- 10Y*
- 21.35%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
UNTY vs. VGT — Risk / Return Rank
UNTY
VGT
UNTY vs. VGT - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Unity Bancorp, Inc. (UNTY) and Vanguard Information Technology ETF (VGT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| UNTY | VGT | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.95 | 1.08 | -0.13 |
Sortino ratioReturn per unit of downside risk | 1.47 | 1.65 | -0.18 |
Omega ratioGain probability vs. loss probability | 1.18 | 1.23 | -0.05 |
Calmar ratioReturn relative to maximum drawdown | 1.68 | 1.77 | -0.09 |
Martin ratioReturn relative to average drawdown | 3.86 | 5.47 | -1.61 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| UNTY | VGT | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.95 | 1.08 | -0.13 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.71 | 0.58 | +0.12 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.46 | 0.88 | -0.42 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.15 | 0.61 | -0.45 |
Correlation
The correlation between UNTY and VGT is 0.14, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
UNTY vs. VGT - Dividend Comparison
UNTY's dividend yield for the trailing twelve months is around 1.16%, more than VGT's 0.44% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
UNTY Unity Bancorp, Inc. | 1.16% | 1.12% | 1.19% | 1.62% | 1.57% | 1.37% | 1.82% | 1.37% | 1.30% | 1.16% | 1.07% | 1.12% |
VGT Vanguard Information Technology ETF | 0.44% | 0.40% | 0.60% | 0.65% | 0.91% | 0.64% | 0.82% | 1.11% | 1.29% | 0.99% | 1.31% | 1.28% |
Drawdowns
UNTY vs. VGT - Drawdown Comparison
The maximum UNTY drawdown since its inception was -88.69%, which is greater than VGT's maximum drawdown of -54.63%. Use the drawdown chart below to compare losses from any high point for UNTY and VGT.
Loading graphics...
Drawdown Indicators
| UNTY | VGT | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -88.69% | -54.63% | -34.06% |
Max Drawdown (1Y)Largest decline over 1 year | -16.10% | -16.40% | +0.30% |
Max Drawdown (5Y)Largest decline over 5 years | -30.94% | -35.07% | +4.13% |
Max Drawdown (10Y)Largest decline over 10 years | -59.97% | -35.07% | -24.90% |
Current DrawdownCurrent decline from peak | -7.74% | -12.77% | +5.03% |
Average DrawdownAverage peak-to-trough decline | -35.23% | -8.00% | -27.23% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.01% | 5.30% | +1.71% |
Volatility
UNTY vs. VGT - Volatility Comparison
The current volatility for Unity Bancorp, Inc. (UNTY) is 5.08%, while Vanguard Information Technology ETF (VGT) has a volatility of 7.99%. This indicates that UNTY experiences smaller price fluctuations and is considered to be less risky than VGT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| UNTY | VGT | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.08% | 7.99% | -2.91% |
Volatility (6M)Calculated over the trailing 6-month period | 20.66% | 16.31% | +4.35% |
Volatility (1Y)Calculated over the trailing 1-year period | 30.67% | 27.24% | +3.43% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.92% | 25.07% | +4.85% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 42.43% | 24.48% | +17.95% |