UNTY vs. NECB
Compare and contrast key facts about Unity Bancorp, Inc. (UNTY) and Northeast Community Bancorp, Inc. (NECB).
Performance
UNTY vs. NECB - Performance Comparison
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UNTY vs. NECB - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UNTY Unity Bancorp, Inc. | 0.52% | 20.07% | 49.81% | 10.35% | 5.75% | 51.89% | -20.60% | 10.33% | 6.38% | 27.43% |
NECB Northeast Community Bancorp, Inc. | 6.20% | -3.51% | 41.77% | 20.41% | 38.91% | 10.09% | 16.28% | 9.72% | 11.13% | 29.67% |
Fundamentals
UNTY:
$528.41M
NECB:
$325.35M
UNTY:
$5.67
NECB:
$3.27
UNTY:
9.13
NECB:
7.29
UNTY:
0.63
NECB:
0.13
UNTY:
3.05
NECB:
2.07
UNTY:
1.53
NECB:
0.93
UNTY:
$173.63M
NECB:
$156.32M
UNTY:
$94.60M
NECB:
$103.04M
UNTY:
$57.52M
NECB:
$63.13M
Returns By Period
In the year-to-date period, UNTY achieves a 0.52% return, which is significantly lower than NECB's 6.20% return. Both investments have delivered pretty close results over the past 10 years, with UNTY having a 19.32% annualized return and NECB not far behind at 19.27%.
UNTY
- 1D
- 0.62%
- 1M
- -2.26%
- YTD
- 0.52%
- 6M
- 6.69%
- 1Y
- 28.90%
- 3Y*
- 33.51%
- 5Y*
- 21.01%
- 10Y*
- 19.32%
NECB
- 1D
- -0.29%
- 1M
- -1.65%
- YTD
- 6.20%
- 6M
- 17.90%
- 1Y
- 6.26%
- 3Y*
- 25.76%
- 5Y*
- 17.47%
- 10Y*
- 19.27%
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Return for Risk
UNTY vs. NECB — Risk / Return Rank
UNTY
NECB
UNTY vs. NECB - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Unity Bancorp, Inc. (UNTY) and Northeast Community Bancorp, Inc. (NECB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| UNTY | NECB | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 0.95 | 0.22 | +0.73 |
Sortino ratioReturn per unit of downside risk | 1.47 | 0.52 | +0.95 |
Omega ratioGain probability vs. loss probability | 1.18 | 1.06 | +0.12 |
Calmar ratioReturn relative to maximum drawdown | 1.68 | 0.34 | +1.34 |
Martin ratioReturn relative to average drawdown | 3.86 | 0.68 | +3.18 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| UNTY | NECB | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 0.95 | 0.22 | +0.73 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.71 | 0.71 | -0.01 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.46 | 0.67 | -0.21 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.15 | 0.23 | -0.07 |
Correlation
The correlation between UNTY and NECB is 0.15, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
UNTY vs. NECB - Dividend Comparison
UNTY's dividend yield for the trailing twelve months is around 1.16%, less than NECB's 4.20% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
UNTY Unity Bancorp, Inc. | 1.16% | 1.12% | 1.19% | 1.62% | 1.57% | 1.37% | 1.82% | 1.37% | 1.30% | 1.16% | 1.07% | 1.12% |
NECB Northeast Community Bancorp, Inc. | 4.20% | 4.20% | 2.29% | 1.01% | 2.82% | 1.82% | 1.09% | 1.00% | 1.08% | 1.19% | 1.52% | 1.69% |
Drawdowns
UNTY vs. NECB - Drawdown Comparison
The maximum UNTY drawdown since its inception was -88.69%, which is greater than NECB's maximum drawdown of -61.91%. Use the drawdown chart below to compare losses from any high point for UNTY and NECB.
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Drawdown Indicators
| UNTY | NECB | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -88.69% | -61.91% | -26.78% |
Max Drawdown (1Y)Largest decline over 1 year | -16.10% | -18.77% | +2.67% |
Max Drawdown (5Y)Largest decline over 5 years | -30.94% | -34.54% | +3.60% |
Max Drawdown (10Y)Largest decline over 10 years | -59.97% | -47.80% | -12.17% |
Current DrawdownCurrent decline from peak | -7.74% | -19.44% | +11.70% |
Average DrawdownAverage peak-to-trough decline | -35.23% | -24.95% | -10.28% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 7.01% | 9.44% | -2.43% |
Volatility
UNTY vs. NECB - Volatility Comparison
The current volatility for Unity Bancorp, Inc. (UNTY) is 5.08%, while Northeast Community Bancorp, Inc. (NECB) has a volatility of 6.29%. This indicates that UNTY experiences smaller price fluctuations and is considered to be less risky than NECB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UNTY | NECB | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.08% | 6.29% | -1.21% |
Volatility (6M)Calculated over the trailing 6-month period | 20.66% | 18.20% | +2.46% |
Volatility (1Y)Calculated over the trailing 1-year period | 30.67% | 28.70% | +1.97% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.92% | 24.59% | +5.33% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 42.43% | 29.04% | +13.39% |
Financials
UNTY vs. NECB - Financials Comparison
This section allows you to compare key financial metrics between Unity Bancorp, Inc. and Northeast Community Bancorp, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
UNTY vs. NECB - Profitability Comparison
UNTY - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Unity Bancorp, Inc. reported a gross profit of 0.00 and revenue of 17.49M. Therefore, the gross margin over that period was 0.0%.
NECB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Northeast Community Bancorp, Inc. reported a gross profit of 26.45M and revenue of 39.25M. Therefore, the gross margin over that period was 67.4%.
UNTY - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Unity Bancorp, Inc. reported an operating income of 0.00 and revenue of 17.49M, resulting in an operating margin of 0.0%.
NECB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Northeast Community Bancorp, Inc. reported an operating income of 15.59M and revenue of 39.25M, resulting in an operating margin of 39.7%.
UNTY - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Unity Bancorp, Inc. reported a net income of 15.47M and revenue of 17.49M, resulting in a net margin of 88.5%.
NECB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Northeast Community Bancorp, Inc. reported a net income of 10.81M and revenue of 39.25M, resulting in a net margin of 27.5%.