UNH vs. PG
UNH (UnitedHealth Group Incorporated) and PG (The Procter & Gamble Company) are both stocks. UNH operates in Healthcare Plans (Healthcare), while PG operates in Household & Personal Products (Consumer Defensive). Over the past 10 years, UNH returned 13.06%/yr vs 8.14%/yr for PG. Their 0.25 correlation means their historical movements had little consistent relationship.
Performance
UNH vs. PG - Performance Comparison
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Returns By Period
In the year-to-date period, UNH achieves a 27.23% return, which is significantly higher than PG's 3.07% return. Over the past 10 years, UNH has outperformed PG with an annualized return of 13.06%, while PG has yielded a comparatively lower 8.14% annualized return.
UNH
- 1D
- -1.68%
- 1M
- -2.85%
- 6M
- 46.38%
- YTD
- 27.23%
- 1Y
- 70.50%
- 3Y*
- -4.45%
- 5Y*
- 1.88%
- 10Y*
- 13.06%
- ALL TIME*
- 22.97%
PG
- 1D
- 0.37%
- 1M
- -1.26%
- 6M
- -3.36%
- YTD
- 3.07%
- 1Y
- -1.15%
- 3Y*
- 0.02%
- 5Y*
- 2.93%
- 10Y*
- 8.14%
- ALL TIME*
- 10.08%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $1.25B | $1.28B | $1.30B | |
| $2.03B | $2.36B | $2.61B |
UNH vs. PG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UNH UnitedHealth Group Incorporated | 27.23% | -33.14% | -2.41% | 0.80% | 6.94% | 45.20% | 21.25% | 20.00% | 14.52% | 39.83% |
PG The Procter & Gamble Company | 3.07% | -12.26% | 17.25% | -0.86% | -5.05% | 20.52% | 14.15% | 39.70% | 3.57% | 12.69% |
Correlation
The correlation between UNH and PG is 0.13, which is low. Their historical price movements had little consistent relationship.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.13 |
Correlation (3Y) Balances recent behavior with more history. | 0.17 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.29 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.29 |
Correlation (All Time) Calculated using the full available price history since Mar 26, 1990 | 0.25 |
The correlation between UNH and PG shifts across timeframes, from 0.13 (1 year) to 0.29 (5 years), reflecting how their relationship changes across market environments.
Fundamentals
UNH:
$376.34B
PG:
$336.46B
UNH:
$15.53
PG:
$6.62
UNH:
26.69
PG:
21.84
UNH:
0.84
PG:
4.03
UNH:
3.59
PG:
6.44
UNH:
$450.13B
PG:
$87.03B
UNH:
$101.21B
PG:
$43.67B
UNH:
$25.76B
PG:
$21.25B
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Return for Risk
UNH vs. PG — Risk / Return Rank
UNH
PG
UNH vs. PG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for UnitedHealth Group Incorporated (UNH) and The Procter & Gamble Company (PG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| UNH | PG | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.92 | ||
| Sortino ratioReturn per unit of downside risk | +2.31 | ||
| Omega ratioGain probability vs. loss probability | 1.36 | 1.01 | +0.35 |
| Calmar ratioReturn relative to maximum drawdown | 2.45 | -0.07 | +2.52 |
| Martin ratioReturn relative to average drawdown | 6.01 | -0.13 | +6.14 |
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Drawdowns
UNH vs. PG - Drawdown Comparison
The maximum UNH drawdown since its inception was -74.37%, which is greater than PG's maximum drawdown of -54.25%. Use the drawdown chart below to compare losses from any high point for UNH and PG.
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Drawdown Indicators
| UNH | PG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -74.37% | -54.25% | -20.12% |
Max Drawdown (1Y)Largest decline over 1 year | -28.96% | -15.52% | -13.44% |
Max Drawdown (3Y)Largest decline over 3 years | -61.39% | -21.15% | -40.24% |
Max Drawdown (5Y)Largest decline over 5 years | -61.39% | -23.77% | -37.62% |
Max Drawdown (10Y)Largest decline over 10 years | -61.39% | -23.77% | -37.62% |
Current DrawdownCurrent decline from peak | -30.91% | -15.63% | -15.28% |
Average DrawdownAverage peak-to-trough decline | -14.83% | -12.17% | -2.66% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 11.78% | 9.06% | +2.72% |
Volatility
UNH vs. PG - Volatility Comparison
UnitedHealth Group Incorporated (UNH) has a higher volatility of 7.40% compared to The Procter & Gamble Company (PG) at 6.95%. This indicates that UNH's price experiences larger fluctuations and is considered to be riskier than PG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UNH | PG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.40% | 6.95% | +0.45% |
Volatility (6M)Calculated over the trailing 6-month period | 21.69% | 15.72% | +5.97% |
Volatility (1Y)Calculated over the trailing 1-year period | 38.68% | 19.64% | +19.04% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 32.06% | 18.08% | +13.98% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.31% | 19.18% | +11.13% |
Dividends
UNH vs. PG - Dividend Comparison
UNH's dividend yield for the trailing twelve months is around 2.16%, less than PG's 2.97% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
PG The Procter & Gamble Company | 2.97% | 2.91% | 2.36% | 2.55% | 2.38% | 2.08% | 2.24% | 2.37% | 3.09% | 2.98% | 3.18% | 3.31% |
UNH UnitedHealth Group Incorporated | 2.16% | 2.64% | 1.62% | 1.38% | 1.21% | 1.12% | 1.38% | 1.41% | 1.38% | 1.30% | 1.48% | 1.59% |
Financials
UNH vs. PG - Financials Comparison
This section allows you to compare key financial metrics between UnitedHealth Group Incorporated and The Procter & Gamble Company. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
UNH vs. PG - Profitability Comparison
UNH - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, UnitedHealth Group Incorporated reported a gross profit of 36.67B and revenue of 112.03B. Therefore, the gross margin over that period was 32.7%.
PG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, The Procter & Gamble Company reported a gross profit of 10.28B and revenue of 21.20B. Therefore, the gross margin over that period was 48.5%.
UNH - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, UnitedHealth Group Incorporated reported an operating income of 7.99B and revenue of 112.03B, resulting in an operating margin of 7.1%.
PG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, The Procter & Gamble Company reported an operating income of 3.95B and revenue of 21.20B, resulting in an operating margin of 18.6%.
UNH - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, UnitedHealth Group Incorporated reported a net income of 5.48B and revenue of 112.03B, resulting in a net margin of 4.9%.
PG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, The Procter & Gamble Company reported a net income of 3.00B and revenue of 21.20B, resulting in a net margin of 14.1%.
Frequently Asked Questions
UNH and PG have a correlation of 0.13, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
UNH has higher volatility (7.40%) compared to PG (6.95%). In terms of maximum drawdown, UNH dropped -74.37% vs PG's -54.25%.
UNH currently has the higher Sharpe Ratio (1.86 vs -0.06), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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