UNH vs. ATD.TO
UNH (UnitedHealth Group Incorporated) and ATD.TO (Alimentation Couche-Tard Inc.) are both stocks. UNH operates in Healthcare Plans (Healthcare), while ATD.TO operates in Specialty Retail (Consumer Cyclical). Over the past 10 years, UNH returned 13.32%/yr vs 12.06%/yr for ATD.TO. At a 0.17 correlation, their price movements are largely independent.
Performance
UNH vs. ATD.TO - Performance Comparison
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Different Trading Currencies
UNH is traded in USD, while ATD.TO is traded in CAD. To make them comparable, the ATD.TO values have been converted to USD using the latest available exchange rates.
Returns By Period
In the year-to-date period, UNH achieves a 24.71% return, which is significantly higher than ATD.TO's 10.42% return. Over the past 10 years, UNH has outperformed ATD.TO with an annualized return of 13.32%, while ATD.TO has yielded a comparatively lower 12.06% annualized return.
UNH
- 1D
- 0.73%
- 1M
- 1.83%
- YTD
- 24.71%
- 6M
- 20.44%
- 1Y
- 31.88%
- 3Y*
- -4.10%
- 5Y*
- 2.27%
- 10Y*
- 13.32%
ATD.TO
- 1D
- -0.33%
- 1M
- 5.92%
- YTD
- 10.42%
- 6M
- 15.26%
- 1Y
- 13.03%
- 3Y*
- 8.56%
- 5Y*
- 10.89%
- 10Y*
- 12.06%
UNH vs. ATD.TO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UNH UnitedHealth Group Incorporated | 24.71% | -33.14% | -2.41% | 0.80% | 6.94% | 45.20% | 21.25% | 20.00% | 14.52% | 39.83% |
ATD.TO Alimentation Couche-Tard Inc. | 10.42% | -0.37% | -4.94% | 35.48% | 6.47% | 22.90% | 8.45% | 28.38% | -3.87% | 14.86% |
Correlation
The correlation between UNH and ATD.TO is 0.16, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.16 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.12 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.17 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.16 |
Correlation (All Time) Calculated using the full available price history since Jul 12, 2006 | 0.17 |
Fundamentals
UNH:
$371.75B
ATD.TO:
CA$77.94B
UNH:
$13.23
ATD.TO:
$2.90
UNH:
30.88
ATD.TO:
20.80
UNH:
0.83
ATD.TO:
0.77
UNH:
3.58
ATD.TO:
3.58
UNH:
$449.71B
ATD.TO:
$73.29B
UNH:
$84.55B
ATD.TO:
$13.89B
UNH:
$22.99B
ATD.TO:
$6.26B
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Return for Risk
UNH vs. ATD.TO — Risk / Return Rank
UNH
ATD.TO
UNH vs. ATD.TO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for UnitedHealth Group Incorporated (UNH) and Alimentation Couche-Tard Inc. (ATD.TO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| UNH | ATD.TO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.29 | ||
| Sortino ratioReturn per unit of downside risk | +0.27 | ||
| Omega ratioGain probability vs. loss probability | 1.19 | 1.11 | +0.08 |
| Calmar ratioReturn relative to maximum drawdown | 1.11 | 0.98 | +0.12 |
| Martin ratioReturn relative to average drawdown | 2.43 | 1.92 | +0.51 |
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Drawdowns
UNH vs. ATD.TO - Drawdown Comparison
The maximum UNH drawdown since its inception was -74.37%, which is greater than ATD.TO's maximum drawdown of -58.96%. Use the drawdown chart below to compare losses from any high point for UNH and ATD.TO.
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Drawdown Indicators
| UNH | ATD.TO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -74.37% | -58.96% | -15.41% |
Max Drawdown (1Y)Largest decline over 1 year | -28.96% | -13.33% | -15.63% |
Max Drawdown (3Y)Largest decline over 3 years | -61.39% | -26.59% | -34.80% |
Max Drawdown (5Y)Largest decline over 5 years | -61.39% | -26.59% | -34.80% |
Max Drawdown (10Y)Largest decline over 10 years | -61.39% | -38.09% | -23.30% |
Current DrawdownCurrent decline from peak | -32.27% | -3.61% | -28.66% |
Average DrawdownAverage peak-to-trough decline | -14.77% | -10.39% | -4.38% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 13.19% | 6.83% | +6.36% |
Volatility
UNH vs. ATD.TO - Volatility Comparison
UnitedHealth Group Incorporated (UNH) has a higher volatility of 7.60% compared to Alimentation Couche-Tard Inc. (ATD.TO) at 5.92%. This indicates that UNH's price experiences larger fluctuations and is considered to be riskier than ATD.TO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UNH | ATD.TO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 7.60% | 5.92% | +1.68% |
Volatility (6M)Calculated over the trailing 6-month period | 30.86% | 18.02% | +12.84% |
Volatility (1Y)Calculated over the trailing 1-year period | 40.10% | 25.57% | +14.53% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 31.87% | 24.26% | +7.61% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 30.18% | 25.02% | +5.16% |
Dividends
UNH vs. ATD.TO - Dividend Comparison
UNH's dividend yield for the trailing twelve months is around 2.16%, more than ATD.TO's 0.97% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
ATD.TO Alimentation Couche-Tard Inc. | 0.97% | 1.07% | 0.90% | 0.76% | 0.79% | 0.70% | 0.69% | 1.06% | 1.15% | 1.09% | 1.00% | 0.72% |
UNH UnitedHealth Group Incorporated | 2.16% | 2.64% | 1.62% | 1.38% | 1.21% | 1.12% | 1.38% | 1.41% | 1.38% | 1.30% | 1.48% | 1.59% |
Financials
UNH vs. ATD.TO - Financials Comparison
This section allows you to compare key financial metrics between UnitedHealth Group Incorporated and Alimentation Couche-Tard Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
UNH vs. ATD.TO - Profitability Comparison
UNH - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, UnitedHealth Group Incorporated reported a gross profit of 25.41B and revenue of 111.72B. Therefore, the gross margin over that period was 22.7%.
ATD.TO - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Alimentation Couche-Tard Inc. reported a gross profit of 4.24B and revenue of 21.81B. Therefore, the gross margin over that period was 19.4%.
UNH - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, UnitedHealth Group Incorporated reported an operating income of 8.99B and revenue of 111.72B, resulting in an operating margin of 8.1%.
ATD.TO - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Alimentation Couche-Tard Inc. reported an operating income of 1.15B and revenue of 21.81B, resulting in an operating margin of 5.3%.
UNH - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, UnitedHealth Group Incorporated reported a net income of 6.28B and revenue of 111.72B, resulting in a net margin of 5.6%.
ATD.TO - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Alimentation Couche-Tard Inc. reported a net income of 757.20M and revenue of 21.81B, resulting in a net margin of 3.5%.
Frequently Asked Questions
UNH and ATD.TO have a correlation of 0.16, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
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