UITB vs. AGG
UITB (VictoryShares Core Intermediate Bond ETF) and AGG (iShares Core U.S. Aggregate Bond ETF) are both exchange-traded funds - UITB is a Intermediate Core Bond fund actively managed by Victory Capital, while AGG is a Total Bond Market fund tracking the Bloomberg U.S. Aggregate Bond Index. UITB is actively managed, while AGG is passively managed. Over the past 5 years, UITB returned 0.56%/yr vs 0.10%/yr for AGG. Their correlation of 0.92 suggests significant overlap in exposure. UITB charges 0.38%/yr vs 0.03%/yr for AGG.
Performance
UITB vs. AGG - Performance Comparison
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Returns By Period
In the year-to-date period, UITB achieves a 0.17% return, which is significantly lower than AGG's 0.25% return.
UITB
- 1D
- -0.19%
- 1M
- 0.24%
- YTD
- 0.17%
- 6M
- 0.03%
- 1Y
- 5.06%
- 3Y*
- 4.33%
- 5Y*
- 0.56%
- 10Y*
- —
AGG
- 1D
- -0.21%
- 1M
- 0.24%
- YTD
- 0.25%
- 6M
- 0.09%
- 1Y
- 5.14%
- 3Y*
- 3.95%
- 5Y*
- 0.10%
- 10Y*
- 1.57%
UITB vs. AGG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
UITB VictoryShares Core Intermediate Bond ETF | 0.17% | 7.32% | 1.81% | 6.49% | -12.23% | -0.88% | 7.99% | 11.40% | -1.31% | 0.99% |
AGG iShares Core U.S. Aggregate Bond ETF | 0.25% | 7.19% | 1.31% | 5.65% | -13.02% | -1.77% | 7.48% | 8.46% | 0.09% | 0.76% |
Correlation
The correlation between UITB and AGG is 0.98 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.98 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.98 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.96 |
Correlation (All Time) Calculated using the full available price history since Oct 27, 2017 | 0.92 |
The correlation between UITB and AGG has been stable across timeframes, ranging from 0.92 to 0.98 - a consistent structural relationship.
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Return for Risk
UITB vs. AGG — Risk / Return Rank
UITB
AGG
UITB vs. AGG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for VictoryShares Core Intermediate Bond ETF (UITB) and iShares Core U.S. Aggregate Bond ETF (AGG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| UITB | AGG | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.05 | ||
| Sortino ratioReturn per unit of downside risk | +0.08 | ||
| Omega ratioGain probability vs. loss probability | 1.25 | 1.24 | +0.01 |
| Calmar ratioReturn relative to maximum drawdown | 1.81 | 1.87 | -0.06 |
| Martin ratioReturn relative to average drawdown | 5.57 | 5.73 | -0.16 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| UITB | AGG | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.39 | 1.34 | +0.05 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.10 | 0.02 | +0.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.29 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.46 | 0.59 | -0.13 |
Drawdowns
UITB vs. AGG - Drawdown Comparison
The maximum UITB drawdown since its inception was -17.02%, smaller than the maximum AGG drawdown of -18.43%. Use the drawdown chart below to compare losses from any high point for UITB and AGG.
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Drawdown Indicators
| UITB | AGG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -17.02% | -18.43% | +1.41% |
Max Drawdown (1Y)Largest decline over 1 year | -2.80% | -2.76% | -0.04% |
Max Drawdown (3Y)Largest decline over 3 years | -5.44% | -6.11% | +0.67% |
Max Drawdown (5Y)Largest decline over 5 years | -17.02% | -17.82% | +0.80% |
Max Drawdown (10Y)Largest decline over 10 years | — | -18.43% | — |
Current DrawdownCurrent decline from peak | -1.61% | -2.14% | +0.53% |
Average DrawdownAverage peak-to-trough decline | -4.35% | -2.71% | -1.64% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.91% | 0.90% | +0.01% |
Volatility
UITB vs. AGG - Volatility Comparison
VictoryShares Core Intermediate Bond ETF (UITB) and iShares Core U.S. Aggregate Bond ETF (AGG) have volatilities of 1.24% and 1.30%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| UITB | AGG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.24% | 1.30% | -0.06% |
Volatility (6M)Calculated over the trailing 6-month period | 2.58% | 2.74% | -0.16% |
Volatility (1Y)Calculated over the trailing 1-year period | 3.66% | 3.85% | -0.19% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.64% | 6.09% | -0.45% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 4.98% | 5.40% | -0.42% |
UITB vs. AGG - Expense Ratio Comparison
UITB has a 0.38% expense ratio, which is higher than AGG's 0.03% expense ratio.
Dividends
UITB vs. AGG - Dividend Comparison
UITB's dividend yield for the trailing twelve months is around 4.17%, more than AGG's 3.99% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AGG iShares Core U.S. Aggregate Bond ETF | 3.99% | 3.89% | 3.74% | 3.13% | 2.39% | 1.77% | 2.14% | 2.70% | 2.72% | 2.32% | 2.39% | 2.45% |
UITB VictoryShares Core Intermediate Bond ETF | 4.17% | 4.04% | 3.89% | 3.14% | 2.32% | 1.95% | 2.79% | 3.01% | 2.99% | 0.50% | 0.00% | 0.00% |
Frequently Asked Questions
With a correlation of 0.98, UITB and AGG move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
AGG has higher volatility (1.30%) compared to UITB (1.24%). In terms of maximum drawdown, UITB dropped -17.02% vs AGG's -18.43%.
On 5-year performance, UITB leads with 0.56% vs 0.10% for AGG. On fees, AGG is cheaper at 0.03% per year. Their volatility is very similar. The better choice depends on whether you care most about return, fees, risk, or income.
Over the 5-year period, UITB has performed better with a 0.56% return vs 0.10%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.
AGG is cheaper with a 0.03% expense ratio, compared with 0.38% for UITB.
UITB has the higher dividend yield at 4.17%, compared with 3.99% for AGG.
UITB is categorized as Intermediate Core Bond, while AGG is Total Bond Market. They also come from different issuers: Victory Capital and iShares. Their fees differ too: 0.38% for UITB and 0.03% for AGG.
UITB currently has the higher Sharpe Ratio (1.39 vs 1.34), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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