UFCS vs. INNV
UFCS (United Fire Group, Inc.) and INNV (InnovAge Holding Corp.) are both stocks. UFCS operates in Insurance - Property & Casualty (Financial Services), while INNV operates in Medical Care Facilities (Healthcare). Over the past 5 years, UFCS returned 9.72%/yr vs -19.09%/yr for INNV. At a 0.17 correlation, their price movements are largely independent.
Performance
UFCS vs. INNV - Performance Comparison
Loading charts...
Returns By Period
In the year-to-date period, UFCS achieves a 19.42% return, which is significantly lower than INNV's 36.42% return.
UFCS
- 1D
- -1.19%
- 1M
- 10.07%
- YTD
- 19.42%
- 6M
- 20.58%
- 1Y
- 55.27%
- 3Y*
- 27.74%
- 5Y*
- 9.72%
- 10Y*
- 3.47%
INNV
- 1D
- -1.94%
- 1M
- -13.34%
- YTD
- 36.42%
- 6M
- 39.37%
- 1Y
- 74.38%
- 3Y*
- -1.99%
- 5Y*
- -19.09%
- 10Y*
- —
UFCS vs. INNV - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
UFCS United Fire Group, Inc. | 19.42% | 30.48% | 45.32% | -24.30% | 20.49% | -25.17% |
INNV InnovAge Holding Corp. | 36.42% | 32.06% | -34.50% | -16.43% | 43.60% | -79.34% |
Correlation
The correlation between UFCS and INNV is 0.23, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.23 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.20 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.18 |
Correlation (All Time) Calculated using the full available price history since Mar 5, 2021 | 0.17 |
Fundamentals
UFCS:
$6.59
INNV:
-$0.16
UFCS:
0.60
INNV:
1.02
UFCS:
$1.43B
INNV:
$945.90M
UFCS:
$325.77M
INNV:
$140.05M
UFCS:
$140.18M
INNV:
$5.26M
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Return for Risk
UFCS vs. INNV — Risk / Return Rank
UFCS
INNV
UFCS vs. INNV - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for United Fire Group, Inc. (UFCS) and InnovAge Holding Corp. (INNV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| UFCS | INNV | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.84 | ||
| Sortino ratioReturn per unit of downside risk | +1.06 | ||
| Omega ratioGain probability vs. loss probability | 1.33 | 1.22 | +0.11 |
| Calmar ratioReturn relative to maximum drawdown | 4.54 | 2.25 | +2.29 |
| Martin ratioReturn relative to average drawdown | 13.26 | 4.58 | +8.68 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading charts...
Sharpe Ratios by Period
| UFCS | INNV | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.74 | 0.90 | +0.84 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.25 | -0.26 | +0.50 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.09 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.23 | -0.29 | +0.52 |
Drawdowns
UFCS vs. INNV - Drawdown Comparison
The maximum UFCS drawdown since its inception was -69.89%, smaller than the maximum INNV drawdown of -89.92%. Use the drawdown chart below to compare losses from any high point for UFCS and INNV.
Loading charts...
Drawdown Indicators
| UFCS | INNV | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -69.89% | -89.92% | +20.03% |
Max Drawdown (1Y)Largest decline over 1 year | -12.24% | -33.21% | +20.97% |
Max Drawdown (3Y)Largest decline over 3 years | -24.94% | -66.60% | +41.66% |
Max Drawdown (5Y)Largest decline over 5 years | -47.99% | -88.72% | +40.73% |
Max Drawdown (10Y)Largest decline over 10 years | -64.51% | — | — |
Current DrawdownCurrent decline from peak | -12.24% | -72.81% | +60.57% |
Average DrawdownAverage peak-to-trough decline | -26.49% | -72.40% | +45.91% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 4.18% | 16.31% | -12.13% |
Volatility
UFCS vs. INNV - Volatility Comparison
United Fire Group, Inc. (UFCS) has a higher volatility of 13.84% compared to InnovAge Holding Corp. (INNV) at 12.05%. This indicates that UFCS's price experiences larger fluctuations and is considered to be riskier than INNV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading charts...
Volatility by Period
| UFCS | INNV | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 13.84% | 12.05% | +1.79% |
Volatility (6M)Calculated over the trailing 6-month period | 21.47% | 51.41% | -29.94% |
Volatility (1Y)Calculated over the trailing 1-year period | 31.90% | 83.13% | -51.23% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 39.52% | 74.47% | -34.95% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 38.83% | 73.30% | -34.47% |
Dividends
UFCS vs. INNV - Dividend Comparison
UFCS's dividend yield for the trailing twelve months is around 1.57%, while INNV has not paid dividends to shareholders.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
INNV InnovAge Holding Corp. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
UFCS United Fire Group, Inc. | 1.57% | 1.76% | 2.25% | 3.18% | 2.30% | 2.59% | 4.54% | 2.97% | 7.59% | 2.39% | 1.97% | 2.24% |
Financials
UFCS vs. INNV - Financials Comparison
This section allows you to compare key financial metrics between United Fire Group, Inc. and InnovAge Holding Corp.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
UFCS vs. INNV - Profitability Comparison
UFCS - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, United Fire Group, Inc. reported a gross profit of 0.00 and revenue of 369.44M. Therefore, the gross margin over that period was 0.0%.
INNV - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, InnovAge Holding Corp. reported a gross profit of 0.00 and revenue of 251.94M. Therefore, the gross margin over that period was 0.0%.
UFCS - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, United Fire Group, Inc. reported an operating income of 0.00 and revenue of 369.44M, resulting in an operating margin of 0.0%.
INNV - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, InnovAge Holding Corp. reported an operating income of 0.00 and revenue of 251.94M, resulting in an operating margin of 0.0%.
UFCS - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, United Fire Group, Inc. reported a net income of 30.05M and revenue of 369.44M, resulting in a net margin of 8.1%.
INNV - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, InnovAge Holding Corp. reported a net income of -29.46M and revenue of 251.94M, resulting in a net margin of -11.7%.
Frequently Asked Questions
UFCS and INNV have a correlation of 0.23, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
UFCS has higher volatility (13.84%) compared to INNV (12.05%). In terms of maximum drawdown, UFCS dropped -69.89% vs INNV's -89.92%.
UFCS currently has the higher Sharpe Ratio (1.74 vs 0.90), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
Find the right allocation for UFCS and INNV
Add both to a portfolio and optimize allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Optimizer