United Fire Group, Inc. (UFCS)
Company Info
US9103401082
910340108
Mar 26, 1990
Highlights
$724.08M
$2.54
11.20
2.90
$681.57M
$676.61M
$97.27M
$17.71 - $31.52
$30.00
1.38%
2.46
Share Price Chart
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Compare to other instruments
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Performance
Performance Chart
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Returns By Period
United Fire Group, Inc. (UFCS) returned 0.56% year-to-date (YTD) and 30.81% over the past 12 months. Over the past 10 years, UFCS returned 2.31% annually, underperforming the S&P 500 benchmark at 10.85%.
UFCS
0.56%
2.82%
-6.50%
30.81%
-1.74%
3.98%
2.31%
^GSPC (Benchmark)
0.51%
6.15%
-2.00%
12.92%
12.68%
14.19%
10.85%
Monthly Returns
The table below presents the monthly returns of UFCS, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | -12.79% | 13.14% | 5.54% | -6.08% | 2.82% | 0.56% | |||||||
| 2024 | 11.38% | 3.93% | -5.87% | 1.47% | 1.45% | -3.42% | 4.28% | -7.94% | 2.25% | -6.16% | 56.64% | -7.03% | 45.32% |
| 2023 | 15.10% | -9.37% | -6.43% | 1.32% | -20.15% | 6.29% | 6.09% | -17.10% | -0.10% | 1.97% | 4.53% | -3.69% | -24.30% |
| 2022 | 7.55% | 10.71% | 13.14% | -5.73% | 10.65% | 6.13% | -4.09% | -10.36% | -1.84% | -5.67% | 12.73% | -9.97% | 20.49% |
| 2021 | 9.72% | 6.94% | 18.72% | -13.05% | 1.29% | -9.08% | -10.13% | 4.17% | -10.49% | -11.56% | 2.40% | 11.62% | -5.52% |
| 2020 | 1.21% | -13.38% | -14.25% | -12.30% | -6.19% | 4.45% | -8.44% | -0.75% | -18.21% | 1.08% | 6.48% | 15.52% | -40.30% |
| 2019 | -6.22% | -5.66% | -10.32% | -0.23% | 8.39% | 3.24% | 7.86% | -12.97% | 4.03% | -3.11% | -2.74% | -0.48% | -18.87% |
| 2018 | -4.80% | 2.51% | 8.27% | 5.08% | 7.27% | 1.62% | 10.60% | -13.06% | 2.50% | 6.03% | 0.67% | 2.93% | 31.06% |
| 2017 | -4.01% | -10.02% | 1.30% | 2.88% | -1.06% | 1.87% | 2.41% | -6.16% | 8.94% | 0.59% | 4.88% | -5.16% | -4.97% |
| 2016 | 0.84% | 4.93% | 8.68% | 2.28% | -7.59% | 3.06% | -1.01% | 3.48% | -2.06% | -6.62% | 15.50% | 8.30% | 31.28% |
| 2015 | -6.02% | 3.94% | 10.16% | -5.98% | 2.88% | 7.37% | 5.49% | -3.30% | 5.57% | 6.11% | 8.24% | -4.30% | 32.30% |
| 2014 | -12.42% | 16.18% | 4.73% | -8.34% | 0.47% | 5.66% | -3.62% | 4.45% | -5.29% | 16.96% | -13.59% | 6.67% | 6.59% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of UFCS is 74, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for United Fire Group, Inc. (UFCS) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
United Fire Group, Inc. provided a 2.25% dividend yield over the last twelve months, with an annual payout of $0.64 per share. The company has been increasing its dividends for 3 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.64 | $0.64 | $0.64 | $0.63 | $0.60 | $1.14 | $1.30 | $4.21 | $1.09 | $0.97 | $0.86 | $0.78 |
Dividend yield | 2.25% | 2.25% | 3.18% | 2.30% | 2.59% | 4.54% | 2.97% | 7.59% | 2.39% | 1.97% | 2.24% | 2.62% |
Monthly Dividends
The table displays the monthly dividend distributions for United Fire Group, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | |||||||
| 2024 | $0.00 | $0.00 | $0.16 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.00 | $0.64 |
| 2023 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.00 | $0.64 |
| 2022 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.16 | $0.63 |
| 2021 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.60 |
| 2020 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.15 | $1.14 |
| 2019 | $0.00 | $0.31 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $0.00 | $0.33 | $0.00 | $1.30 |
| 2018 | $0.00 | $0.00 | $0.28 | $0.00 | $0.31 | $0.00 | $0.00 | $3.31 | $0.00 | $0.00 | $0.31 | $0.00 | $4.21 |
| 2017 | $0.00 | $0.25 | $0.00 | $0.00 | $0.28 | $0.00 | $0.00 | $0.28 | $0.00 | $0.00 | $0.28 | $0.00 | $1.09 |
| 2016 | $0.00 | $0.22 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.25 | $0.00 | $0.97 |
| 2015 | $0.00 | $0.20 | $0.00 | $0.00 | $0.22 | $0.00 | $0.00 | $0.22 | $0.00 | $0.00 | $0.22 | $0.00 | $0.86 |
| 2014 | $0.18 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.00 | $0.78 |
Dividend Yield & Payout
Dividend Yield
United Fire Group, Inc. has a dividend yield of 2.25%, which is quite average when compared to the overall market.
Payout Ratio
United Fire Group, Inc. has a payout ratio of 23.79%, which is below the market average. This means United Fire Group, Inc. returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the United Fire Group, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the United Fire Group, Inc. was 69.89%, occurring on Nov 20, 2008. Recovery took 1741 trading sessions.
The current United Fire Group, Inc. drawdown is 40.94%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -69.89% | Nov 14, 2005 | 761 | Nov 20, 2008 | 1741 | Oct 22, 2015 | 2502 |
| -64.71% | Dec 3, 1997 | 599 | Jun 30, 2000 | 786 | Sep 3, 2003 | 1385 |
| -64.51% | Aug 2, 2018 | 570 | Nov 4, 2020 | — | — | — |
| -25.89% | Apr 5, 1991 | 51 | Aug 7, 1991 | 83 | Mar 31, 1992 | 134 |
| -24.67% | Jun 12, 1996 | 49 | Sep 23, 1996 | 134 | Jun 2, 1997 | 183 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of United Fire Group, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of United Fire Group, Inc., comparing actual results with analytics estimates. In the past quarter, the company did not meet analyst expectations for EPS, resulting in a surprise of -100.0%.
Valuation
The Valuation section provides an overview of how United Fire Group, Inc. is priced in the market compared to other companies in the Insurance - Property & Casualty industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for UFCS, comparing it with other companies in the Insurance - Property & Casualty industry. Currently, UFCS has a P/E ratio of 11.2. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for UFCS compared to other companies in the Insurance - Property & Casualty industry. UFCS currently has a PEG ratio of 2.9. This PEG ratio is close to the industry average, suggesting the stock’s valuation is balanced against its growth outlook.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for UFCS relative to other companies in the Insurance - Property & Casualty industry. Currently, UFCS has a P/S ratio of 0.6. This P/S ratio is low compared to the industry average. It may indicate that the stock is undervalued relative to its revenue, or that the market expects slower growth or lower margins.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for UFCS in comparison with other companies in the Insurance - Property & Casualty industry. Currently, UFCS has a P/B value of 0.9. This P/B ratio is low compared to industry peers. It might indicate the stock is undervalued or that the company’s assets are not expected to generate strong returns.
Income Statement
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