UCBI vs. BPOP

Last updated Jun 4, 2026

UCBI (United Community Banks, Inc.) and BPOP (Popular, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. At a 0.15 correlation, their price movements are largely independent.

Performance

UCBI vs. BPOP - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in United Community Banks, Inc. (UCBI) and Popular, Inc. (BPOP). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

UCBI

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

BPOP

• 1D: 3.13%
• 1M: 3.48%
• YTD: 24.01%
• 6M: 32.72%
• 1Y: 50.17%
• 3Y*: 39.36%
• 5Y*: 16.63%
• 10Y*: 20.56%

*Multi-year figures are annualized to reflect compound growth (CAGR)

UCBI vs. BPOP - Yearly Performance Comparison

	2026 (YTD)	2025	2024
UCBI United Community Banks, Inc.	0.00%	0.00%	-9.61%
BPOP Popular, Inc.	24.01%	36.01%	-6.67%

Correlation

The correlation between UCBI and BPOP is 0.15, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since Jul 30, 2024	0.15

Fundamentals

Market Cap UCBI : $3.36B BPOP : $9.91B
EPS UCBI : $2.80 BPOP : $13.50
PE Ratio UCBI : 9.92 BPOP : 11.32
PEG Ratio UCBI : 5.79 BPOP : 1.24
PS Ratio UCBI : 3.10 BPOP : 2.31
PB Ratio UCBI : 0.92 BPOP : 1.58
Total Revenue (TTM) UCBI : $1.09B BPOP : $4.41B
Gross Profit (TTM) UCBI : $674.79M BPOP : $3.01B
EBITDA (TTM) UCBI : $650.55M BPOP : $1.10B

Return for Risk

UCBI vs. BPOP — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BPOP

BPOP Risk / Return Rank: 86
BPOP Sharpe Ratio Rank: 88
BPOP Sortino Ratio Rank: 84
BPOP Omega Ratio Rank: 85
BPOP Calmar Ratio Rank: 85
BPOP Martin Ratio Rank: 85

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

UCBI vs. BPOP - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for United Community Banks, Inc. (UCBI) and Popular, Inc. (BPOP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	UCBI	BPOP	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	2.06	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.55	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.61	—
Sharpe Ratio (All Time) Calculated using the full available price history	—	0.13	—

Drawdowns

Drawdown Indicators

	UCBI	BPOP	Difference
Max Drawdown Largest peak-to-trough decline	—	-95.72%	—
Max Drawdown (1Y) Largest decline over 1 year	—	-14.68%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-22.63%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-46.27%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-59.03%	—
Current Drawdown Current decline from peak	—	-15.73%	—
Average Drawdown Average peak-to-trough decline	—	-48.86%	—
Ulcer Index Depth and duration of drawdowns from previous peaks	—	5.59%	—

Volatility

Volatility by Period

	UCBI	BPOP	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	6.45%	—
Volatility (6M) Calculated over the trailing 6-month period	—	17.95%	—
Volatility (1Y) Calculated over the trailing 1-year period	—	24.57%	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	—	30.25%	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	—	33.55%	—

Dividends

UCBI vs. BPOP - Dividend Comparison

UCBI has not paid dividends to shareholders, while BPOP's dividend yield for the trailing twelve months is around 1.96%.

Position	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
BPOP Popular, Inc.	1.96%	2.33%	2.72%	2.77%	3.32%	2.13%	2.84%	2.04%	2.12%	2.82%	1.37%	1.06%
UCBI United Community Banks, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Financials

UCBI vs. BPOP - Profitability Comparison

The chart below illustrates the profitability comparison between United Community Banks, Inc. and Popular, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

UCBI - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, United Community Banks, Inc. reported a gross profit of 163.54M and revenue of 276.51M. Therefore, the gross margin over that period was 59.1%.

BPOP - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Popular, Inc. reported a gross profit of 835.81M and revenue of 1.11B. Therefore, the gross margin over that period was 75.1%.

UCBI - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, United Community Banks, Inc. reported an operating income of 157.96M and revenue of 276.51M, resulting in an operating margin of 57.1%.

BPOP - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Popular, Inc. reported an operating income of 292.61M and revenue of 1.11B, resulting in an operating margin of 26.3%.

UCBI - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, United Community Banks, Inc. reported a net income of 84.29M and revenue of 276.51M, resulting in a net margin of 30.5%.

BPOP - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Popular, Inc. reported a net income of 245.67M and revenue of 1.11B, resulting in a net margin of 22.1%.

Frequently Asked Questions

Can I hold both UCBI and BPOP in my portfolio?

UCBI and BPOP have a correlation of 0.15, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.