UCBI vs. BPOP

Last updated Apr 2, 2026

Compare and contrast key facts about United Community Banks, Inc. (UCBI) and Popular, Inc. (BPOP).

Performance

UCBI vs. BPOP - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in United Community Banks, Inc. (UCBI) and Popular, Inc. (BPOP). The values are adjusted to include any dividend payments, if applicable.

UCBI vs. BPOP - Yearly Performance Comparison

	2026 (YTD)	2025	2024
UCBI United Community Banks, Inc.	0.00%	0.00%	-9.61%
BPOP Popular, Inc.	10.20%	36.01%	-6.67%

Fundamentals

Market Cap UCBI : $3.39B BPOP : $9.01B
EPS UCBI : $2.69 BPOP : $12.36
PE Ratio UCBI : 10.33 BPOP : 11.04
PEG Ratio UCBI : 6.03 BPOP : 1.21
PS Ratio UCBI : 3.19 BPOP : 2.12
PB Ratio UCBI : 0.93 BPOP : 1.45
Total Revenue (TTM) UCBI : $1.06B BPOP : $4.33B
Gross Profit (TTM) UCBI : $663.73M BPOP : $2.07B
EBITDA (TTM) UCBI : $709.04M BPOP : $1.05B

Returns By Period

UCBI

• 1D: —
• 1M: —
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

BPOP

• 1D: 1.69%
• 1M: -0.62%
• YTD: 10.20%
• 6M: 10.27%
• 1Y: 53.54%
• 3Y*: 37.36%
• 5Y*: 17.10%
• 10Y*: 20.23%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Return for Risk

UCBI vs. BPOP — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

BPOP

BPOP Risk / Return Rank: 87
BPOP Sharpe Ratio Rank: 89
BPOP Sortino Ratio Rank: 83
BPOP Omega Ratio Rank: 87
BPOP Calmar Ratio Rank: 88
BPOP Martin Ratio Rank: 86

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

UCBI vs. BPOP - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for United Community Banks, Inc. (UCBI) and Popular, Inc. (BPOP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Sharpe Ratios by Period

	UCBI	BPOP	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	—	1.91	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	—	0.57	—
Sharpe Ratio (10Y) Calculated over the trailing 10-year period	—	0.60	—
Sharpe Ratio (All Time) Calculated using the full available price history	—	0.12	—

Correlation

The correlation between UCBI and BPOP is 0.16, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

Dividends

UCBI vs. BPOP - Dividend Comparison

UCBI has not paid dividends to shareholders, while BPOP's dividend yield for the trailing twelve months is around 2.16%.

	TTM	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015
UCBI United Community Banks, Inc.	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
BPOP Popular, Inc.	2.16%	2.33%	2.72%	2.77%	3.32%	2.13%	2.84%	2.04%	2.12%	2.82%	1.37%	1.06%

Drawdowns

Drawdown Indicators

	UCBI	BPOP	Difference
Max Drawdown Largest peak-to-trough decline	—	-95.72%	—
Max Drawdown (1Y) Largest decline over 1 year	—	-14.68%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-46.27%	—
Max Drawdown (10Y) Largest decline over 10 years	—	-59.03%	—
Current Drawdown Current decline from peak	—	-25.12%	—
Average Drawdown Average peak-to-trough decline	—	-49.01%	—
Ulcer Index Depth and duration of drawdowns from previous peaks	—	5.96%	—

Volatility

Volatility by Period

	UCBI	BPOP	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	5.93%	—
Volatility (6M) Calculated over the trailing 6-month period	—	20.86%	—
Volatility (1Y) Calculated over the trailing 1-year period	—	28.28%	—
Volatility (5Y) Calculated over the trailing 5-year period, annualized	—	30.32%	—
Volatility (10Y) Calculated over the trailing 10-year period, annualized	—	33.55%	—

Financials

UCBI vs. BPOP - Profitability Comparison

The chart below illustrates the profitability comparison between United Community Banks, Inc. and Popular, Inc. over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.

UCBI - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, United Community Banks, Inc. reported a gross profit of 174.27M and revenue of 278.39M. Therefore, the gross margin over that period was 62.6%.

BPOP - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Apr 2026, Popular, Inc. reported a gross profit of 0.00 and revenue of 1.12B. Therefore, the gross margin over that period was 0.0%.

UCBI - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, United Community Banks, Inc. reported an operating income of 167.49M and revenue of 278.39M, resulting in an operating margin of 60.2%.

BPOP - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Apr 2026, Popular, Inc. reported an operating income of 291.62M and revenue of 1.12B, resulting in an operating margin of 25.9%.

UCBI - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, United Community Banks, Inc. reported a net income of 86.46M and revenue of 278.39M, resulting in a net margin of 31.1%.

BPOP - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Apr 2026, Popular, Inc. reported a net income of 233.90M and revenue of 1.12B, resulting in a net margin of 20.8%.