BPOP vs. FFIN
BPOP (Popular, Inc.) and FFIN (First Financial Bankshares, Inc.) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, BPOP returned 21.11%/yr vs 9.68%/yr for FFIN. Their 0.44 correlation means their historical movements had little consistent relationship.
Performance
BPOP vs. FFIN - Performance Comparison
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Returns By Period
In the year-to-date period, BPOP achieves a 42.23% return, which is significantly higher than FFIN's 19.19% return. Over the past 10 years, BPOP has outperformed FFIN with an annualized return of 21.11%, while FFIN has yielded a comparatively lower 9.68% annualized return.
BPOP
- 1D
- 0.05%
- 1M
- 4.75%
- 6M
- 32.63%
- YTD
- 42.23%
- 1Y
- 58.43%
- 3Y*
- 38.06%
- 5Y*
- 22.67%
- 10Y*
- 21.11%
- ALL TIME*
- 5.53%
FFIN
- 1D
- 0.63%
- 1M
- 0.75%
- 6M
- 11.89%
- YTD
- 19.19%
- 1Y
- 5.75%
- 3Y*
- 4.87%
- 5Y*
- -4.42%
- 10Y*
- 9.68%
- ALL TIME*
- 12.71%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
BPOP Popular, Inc. | $87.46M | $87.41M | $83.49M |
| $26.96M | $28.08M | $30.58M |
BPOP vs. FFIN - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BPOP Popular, Inc. | 42.23% | 36.01% | 17.86% | 28.33% | -16.78% | 49.06% | 0.00% | 27.21% | 35.80% | -16.87% |
FFIN First Financial Bankshares, Inc. | 19.19% | -15.32% | 21.58% | -9.79% | -31.21% | 42.23% | 4.88% | 23.48% | 29.95% | 1.45% |
Correlation
The correlation between BPOP and FFIN is 0.67, which is moderate. They have sometimes moved together and sometimes differently, sharing some price drivers without tracking each other closely.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.67 |
Correlation (3Y) Balances recent behavior with more history. | 0.71 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.71 |
Correlation (10Y) Provides a long-term view across more market conditions. | 0.70 |
Correlation (All Time) Calculated using the full available price history since Nov 1, 1993 | 0.44 |
Over the past year, BPOP and FFIN have become more correlated (0.67) than their long-term average of 0.44, meaning their price movements have been converging.
Fundamentals
BPOP:
$11.19B
FFIN:
$5.03B
BPOP:
$14.74
FFIN:
$1.87
BPOP:
11.88
FFIN:
18.75
BPOP:
1.31
FFIN:
5.52
BPOP:
2.56
FFIN:
5.84
BPOP:
1.75
FFIN:
2.53
BPOP:
$4.50B
FFIN:
$863.29M
BPOP:
$3.11B
FFIN:
$630.99M
BPOP:
$1.17B
FFIN:
$335.46M
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Return for Risk
BPOP vs. FFIN — Risk / Return Rank
BPOP
FFIN
BPOP vs. FFIN - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Popular, Inc. (BPOP) and First Financial Bankshares, Inc. (FFIN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| BPOP | FFIN | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +2.18 | ||
| Sortino ratioReturn per unit of downside risk | +2.50 | ||
| Omega ratioGain probability vs. loss probability | 1.39 | 1.05 | +0.34 |
| Calmar ratioReturn relative to maximum drawdown | 3.87 | 0.17 | +3.70 |
| Martin ratioReturn relative to average drawdown | 10.17 | 0.29 | +9.88 |
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Drawdowns
BPOP vs. FFIN - Drawdown Comparison
The maximum BPOP drawdown since its inception was -95.72%, which is greater than FFIN's maximum drawdown of -55.97%. Use the drawdown chart below to compare losses from any high point for BPOP and FFIN.
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Drawdown Indicators
| BPOP | FFIN | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -95.72% | -55.97% | -39.75% |
Max Drawdown (1Y)Largest decline over 1 year | -14.68% | -23.37% | +8.69% |
Max Drawdown (3Y)Largest decline over 3 years | -22.63% | -31.38% | +8.75% |
Max Drawdown (5Y)Largest decline over 5 years | -46.27% | -55.97% | +9.70% |
Max Drawdown (10Y)Largest decline over 10 years | -59.03% | -55.97% | -3.06% |
Current DrawdownCurrent decline from peak | -3.35% | -28.78% | +25.43% |
Average DrawdownAverage peak-to-trough decline | -48.69% | -12.80% | -35.89% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.57% | 13.79% | -8.22% |
Volatility
BPOP vs. FFIN - Volatility Comparison
The current volatility for Popular, Inc. (BPOP) is 4.95%, while First Financial Bankshares, Inc. (FFIN) has a volatility of 6.94%. This indicates that BPOP experiences smaller price fluctuations and is considered to be less risky than FFIN based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BPOP | FFIN | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.95% | 6.94% | -1.99% |
Volatility (6M)Calculated over the trailing 6-month period | 15.99% | 18.08% | -2.09% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.32% | 25.55% | -1.23% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 29.83% | 30.74% | -0.91% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 33.35% | 32.05% | +1.30% |
Dividends
BPOP vs. FFIN - Dividend Comparison
BPOP's dividend yield for the trailing twelve months is around 1.71%, less than FFIN's 2.25% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BPOP Popular, Inc. | 1.71% | 2.33% | 2.72% | 2.77% | 3.32% | 2.13% | 2.84% | 2.04% | 2.12% | 2.82% | 1.37% | 1.06% |
FFIN First Financial Bankshares, Inc. | 2.25% | 2.51% | 2.00% | 2.34% | 1.92% | 1.14% | 1.41% | 1.32% | 1.42% | 1.66% | 1.55% | 2.06% |
Financials
BPOP vs. FFIN - Financials Comparison
This section allows you to compare key financial metrics between Popular, Inc. and First Financial Bankshares, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
BPOP vs. FFIN - Profitability Comparison
BPOP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, Popular, Inc. reported a gross profit of 811.33M and revenue of 1.17B. Therefore, the gross margin over that period was 69.6%.
FFIN - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Aug 2026, First Financial Bankshares, Inc. reported a gross profit of 168.58M and revenue of 221.80M. Therefore, the gross margin over that period was 76.0%.
BPOP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, Popular, Inc. reported an operating income of 323.96M and revenue of 1.17B, resulting in an operating margin of 27.8%.
FFIN - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Aug 2026, First Financial Bankshares, Inc. reported an operating income of 87.47M and revenue of 221.80M, resulting in an operating margin of 39.4%.
BPOP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, Popular, Inc. reported a net income of 278.21M and revenue of 1.17B, resulting in a net margin of 23.9%.
FFIN - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Aug 2026, First Financial Bankshares, Inc. reported a net income of 71.89M and revenue of 221.80M, resulting in a net margin of 32.4%.
Frequently Asked Questions
BPOP and FFIN have a correlation of 0.67, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FFIN has higher volatility (6.94%) compared to BPOP (4.95%). In terms of maximum drawdown, BPOP dropped -95.72% vs FFIN's -55.97%.
BPOP currently has the higher Sharpe Ratio (2.33 vs 0.16), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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