BPOP vs. OFG
BPOP (Popular, Inc.) and OFG (OFG Bancorp) are both stocks. Both operate in the Banks - Regional industry within the Financial Services sector. Over the past 10 years, BPOP returned 20.33%/yr vs 20.44%/yr for OFG. At a 0.43 correlation, their price movements are largely independent.
Performance
BPOP vs. OFG - Performance Comparison
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Returns By Period
In the year-to-date period, BPOP achieves a 20.25% return, which is significantly higher than OFG's 10.12% return. Both investments have delivered pretty close results over the past 10 years, with BPOP having a 20.33% annualized return and OFG not far ahead at 20.44%.
BPOP
- 1D
- -1.97%
- 1M
- 0.56%
- YTD
- 20.25%
- 6M
- 28.50%
- 1Y
- 43.91%
- 3Y*
- 36.77%
- 5Y*
- 15.91%
- 10Y*
- 20.33%
OFG
- 1D
- -1.84%
- 1M
- -0.89%
- YTD
- 10.12%
- 6M
- 11.72%
- 1Y
- 11.25%
- 3Y*
- 22.24%
- 5Y*
- 16.18%
- 10Y*
- 20.44%
BPOP vs. OFG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
BPOP Popular, Inc. | 20.25% | 36.01% | 17.86% | 28.33% | -16.78% | 49.06% | -0.00% | 27.21% | 35.80% | -16.87% |
OFG OFG Bancorp | 10.12% | -0.35% | 15.81% | 40.22% | 6.54% | 45.63% | -19.79% | 45.34% | 78.29% | -26.43% |
Correlation
The correlation between BPOP and OFG is 0.77, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.77 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.78 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.77 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.75 |
Correlation (All Time) Calculated using the full available price history since Mar 29, 1990 | 0.43 |
Over the past year, BPOP and OFG have become more correlated (0.77) than their long-term average of 0.43, meaning their price movements have been converging.
Fundamentals
BPOP:
$13.50
OFG:
$4.49
BPOP:
10.97
OFG:
9.96
BPOP:
1.21
OFG:
0.80
BPOP:
2.24
OFG:
2.37
BPOP:
$4.41B
OFG:
$862.62M
BPOP:
$3.01B
OFG:
$614.52M
BPOP:
$1.10B
OFG:
$285.15M
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Return for Risk
BPOP vs. OFG — Risk / Return Rank
BPOP
OFG
BPOP vs. OFG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Popular, Inc. (BPOP) and OFG Bancorp (OFG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| BPOP | OFG | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +1.37 | ||
| Sortino ratioReturn per unit of downside risk | +1.59 | ||
| Omega ratioGain probability vs. loss probability | 1.32 | 1.10 | +0.21 |
| Calmar ratioReturn relative to maximum drawdown | 3.00 | 0.66 | +2.35 |
| Martin ratioReturn relative to average drawdown | 7.88 | 1.52 | +6.36 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| BPOP | OFG | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.81 | 0.44 | +1.37 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.53 | 0.54 | -0.01 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.61 | 0.52 | +0.08 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.13 | 0.27 | -0.14 |
Drawdowns
BPOP vs. OFG - Drawdown Comparison
The maximum BPOP drawdown since its inception was -95.72%, roughly equal to the maximum OFG drawdown of -96.64%. Use the drawdown chart below to compare losses from any high point for BPOP and OFG.
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Drawdown Indicators
| BPOP | OFG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -95.72% | -96.64% | +0.92% |
Max Drawdown (1Y)Largest decline over 1 year | -14.68% | -17.13% | +2.45% |
Max Drawdown (3Y)Largest decline over 3 years | -22.63% | -24.56% | +1.93% |
Max Drawdown (5Y)Largest decline over 5 years | -46.27% | -24.56% | -21.71% |
Max Drawdown (10Y)Largest decline over 10 years | -59.03% | -61.25% | +2.22% |
Current DrawdownCurrent decline from peak | -18.29% | -2.97% | -15.32% |
Average DrawdownAverage peak-to-trough decline | -48.87% | -29.49% | -19.38% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 5.59% | 7.44% | -1.85% |
Volatility
BPOP vs. OFG - Volatility Comparison
The current volatility for Popular, Inc. (BPOP) is 5.68%, while OFG Bancorp (OFG) has a volatility of 6.07%. This indicates that BPOP experiences smaller price fluctuations and is considered to be less risky than OFG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| BPOP | OFG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.68% | 6.07% | -0.39% |
Volatility (6M)Calculated over the trailing 6-month period | 17.83% | 18.60% | -0.77% |
Volatility (1Y)Calculated over the trailing 1-year period | 24.41% | 25.51% | -1.10% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 30.22% | 29.88% | +0.34% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 33.54% | 39.10% | -5.56% |
Dividends
BPOP vs. OFG - Dividend Comparison
BPOP's dividend yield for the trailing twelve months is around 2.03%, less than OFG's 2.79% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
BPOP Popular, Inc. | 2.03% | 2.33% | 2.72% | 2.77% | 3.32% | 2.13% | 2.84% | 2.04% | 2.12% | 2.82% | 1.37% | 1.06% |
OFG OFG Bancorp | 2.79% | 2.93% | 2.36% | 2.35% | 2.54% | 1.51% | 1.51% | 1.19% | 1.52% | 2.55% | 1.83% | 4.92% |
Financials
BPOP vs. OFG - Financials Comparison
This section allows you to compare key financial metrics between Popular, Inc. and OFG Bancorp. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
BPOP vs. OFG - Profitability Comparison
BPOP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Popular, Inc. reported a gross profit of 835.81M and revenue of 1.11B. Therefore, the gross margin over that period was 75.1%.
OFG - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, OFG Bancorp reported a gross profit of 184.32M and revenue of 228.80M. Therefore, the gross margin over that period was 80.6%.
BPOP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Popular, Inc. reported an operating income of 292.61M and revenue of 1.11B, resulting in an operating margin of 26.3%.
OFG - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, OFG Bancorp reported an operating income of 79.31M and revenue of 228.80M, resulting in an operating margin of 34.7%.
BPOP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Popular, Inc. reported a net income of 245.67M and revenue of 1.11B, resulting in a net margin of 22.1%.
OFG - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, OFG Bancorp reported a net income of 55.89M and revenue of 228.80M, resulting in a net margin of 24.4%.
Frequently Asked Questions
BPOP and OFG have a correlation of 0.77, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
OFG has higher volatility (6.07%) compared to BPOP (5.68%). In terms of maximum drawdown, BPOP dropped -95.72% vs OFG's -96.64%.
BPOP currently has the higher Sharpe Ratio (1.81 vs 0.44), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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