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United Community Banks, Inc. (UCBI)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US90984P3038
CUSIP
90984P303
IPO Date
Mar 18, 2002

Highlights

Market Cap
$3.39B
Enterprise Value
$3.48B
EPS (TTM)
$2.69
PE Ratio
10.33
PEG Ratio
6.03
Total Revenue (TTM)
$1.06B
Gross Profit (TTM)
$663.73M
EBITDA (TTM)
$709.04M
Target Price
$31.33
ROA (TTM)
1.17%
ROE (TTM)
9.02%

Share Price Chart


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United Community Banks, Inc.

Often compared with UCBI:
UCBI vs. BANFUCBI vs. BPOP

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in United Community Banks, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period


United Community Banks, Inc.

1D
1M
YTD
6M
1Y
3Y*
5Y*
10Y*

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20240.52%-10.08%-9.61%

Return for Risk

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for United Community Banks, Inc. (UCBI) and compare them to a chosen benchmark (S&P 500 Index).


Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Dividends

Dividend History


United Community Banks, Inc. doesn't pay dividends

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the United Community Banks, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the United Community Banks, Inc. was 10.43%, occurring on Aug 5, 2024. The portfolio has not yet recovered.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-10.43%Jul 31, 20244Aug 5, 2024

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of United Community Banks, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how United Community Banks, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for UCBI, comparing it with other companies in the Banks - Regional industry. Currently, UCBI has a P/E ratio of 10.3. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for UCBI compared to other companies in the Banks - Regional industry. UCBI currently has a PEG ratio of 6.0. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for UCBI relative to other companies in the Banks - Regional industry. Currently, UCBI has a P/S ratio of 3.2. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for UCBI in comparison with other companies in the Banks - Regional industry. Currently, UCBI has a P/B value of 0.9. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items