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United Community Banks, Inc. (UCBI)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US90984P3038

CUSIP

90984P303

Sector

Financial Services

IPO Date

Mar 18, 2002

Highlights

Market Cap

$3.32B

EPS (TTM)

$1.54

PE Ratio

18.07

PEG Ratio

17.42

Total Revenue (TTM)

$383.52M

Gross Profit (TTM)

$383.52M

EBITDA (TTM)

$3.43M

Year Range

$23.95 - $31.96

Target Price

$32.64

Short %

2.29%

Short Ratio

3.47

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
UCBI vs. BANF
Popular comparisons:
UCBI vs. BANF

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in United Community Banks, Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


UCBI (United Community Banks, Inc.)
Benchmark (^GSPC)

Returns By Period


UCBI

YTD

N/A

1M

N/A

6M

N/A

1Y

N/A

5Y*

N/A

10Y*

N/A

^GSPC (Benchmark)

YTD

-10.30%

1M

-7.04%

6M

-9.70%

1Y

4.44%

5Y*

12.96%

10Y*

9.77%

*Annualized

Monthly Returns

The table below presents the monthly returns of UCBI, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024-6.56%-4.86%2.11%-4.14%1.70%0.15%21.56%-9.24%0.00%-2.23%
2023-3.73%1.75%-14.35%-11.45%-9.20%11.48%16.33%-7.12%-5.03%-13.07%11.59%19.64%-10.44%
2022-1.53%9.24%-9.48%-13.39%4.28%-3.24%12.72%-1.47%-0.62%16.31%1.22%-12.71%-3.48%
20214.89%10.83%3.76%-4.10%5.68%-6.91%-10.00%4.72%9.54%6.15%-1.64%5.50%29.42%
2020-9.59%-11.28%-25.31%15.48%-7.54%3.89%-10.88%1.06%-5.59%23.69%14.18%19.74%-4.44%
201919.85%7.66%-9.42%12.64%-5.59%8.40%0.49%-7.98%8.00%6.56%2.61%0.19%47.41%
201812.58%-2.43%2.77%0.88%1.66%-5.08%-2.09%1.03%-7.60%-10.83%3.94%-16.41%-22.18%
2017-5.03%2.70%-3.85%-1.23%-5.78%8.23%-0.14%-5.94%9.73%-3.92%4.81%-1.73%-3.67%
2016-7.34%-4.15%7.11%8.99%-0.00%-8.81%5.19%9.04%0.57%2.62%26.01%9.28%54.13%
2015-7.55%8.62%-0.47%-1.43%2.90%9.26%0.00%-6.23%4.76%-1.37%3.57%-6.37%4.07%
2014-6.03%0.06%16.30%-16.80%-5.01%6.91%1.10%2.48%-2.79%9.54%-2.39%7.91%7.38%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of UCBI is 62, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of UCBI is 6262
Overall Rank
The Sharpe Ratio Rank of UCBI is 6565
Sharpe Ratio Rank
The Sortino Ratio Rank of UCBI is 6060
Sortino Ratio Rank
The Omega Ratio Rank of UCBI is 8383
Omega Ratio Rank
The Calmar Ratio Rank of UCBI is 4545
Calmar Ratio Rank
The Martin Ratio Rank of UCBI is 5656
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for United Community Banks, Inc. (UCBI) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
No data

There is not enough data available to calculate the Sharpe ratio for United Community Banks, Inc.. We calculate this metric based on the past 12 months of trading data. Please check back later for updated information.


Rolling 12-month Sharpe Ratio
UCBI (United Community Banks, Inc.)
Benchmark (^GSPC)

Dividends

Dividend History

United Community Banks, Inc. provided a 1.67% dividend yield over the last twelve months, with an annual payout of $0.47 per share.


0.50%1.00%1.50%2.00%2.50%3.00%$0.00$0.20$0.40$0.60$0.80$1.002014201520162017201820192020202120222023
Dividends
Dividend Yield
PeriodTTM2023202220212020201920182017201620152014
Dividend$0.47$0.92$0.86$0.78$0.72$0.68$0.58$0.38$0.30$0.22$0.11

Dividend yield

1.67%3.14%2.54%2.17%2.53%2.20%2.70%1.35%1.01%1.13%0.58%

Monthly Dividends

The table displays the monthly dividend distributions for United Community Banks, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024$0.00$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.24$0.70
2023$0.00$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.23$0.00$0.00$0.23$0.92
2022$0.00$0.00$0.21$0.00$0.00$0.21$0.00$0.00$0.22$0.00$0.00$0.22$0.86
2021$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.20$0.00$0.00$0.20$0.78
2020$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.00$0.00$0.18$0.72
2019$0.00$0.00$0.16$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.18$0.68
2018$0.00$0.00$0.12$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.16$0.58
2017$0.00$0.00$0.09$0.00$0.00$0.09$0.00$0.00$0.10$0.00$0.00$0.10$0.38
2016$0.00$0.00$0.07$0.00$0.00$0.07$0.00$0.00$0.08$0.00$0.00$0.08$0.30
2015$0.00$0.00$0.05$0.00$0.00$0.05$0.00$0.00$0.06$0.00$0.00$0.06$0.22
2014$0.03$0.00$0.00$0.03$0.00$0.00$0.05$0.11

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


UCBI (United Community Banks, Inc.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the United Community Banks, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the United Community Banks, Inc. was 96.13%, occurring on Nov 15, 2010. The portfolio has not yet recovered.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-96.13%Mar 8, 2007932Nov 15, 2010
-26.46%May 21, 200299Oct 9, 2002213Aug 14, 2003312
-24.87%Dec 2, 200496Apr 20, 2005135Oct 31, 2005231
-15.1%Apr 1, 20027Apr 9, 200225May 14, 200232
-13.62%Jul 1, 200426Aug 6, 200467Nov 10, 200493

Volatility

Volatility Chart

The current United Community Banks, Inc. volatility is 4.58%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


UCBI (United Community Banks, Inc.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of United Community Banks, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how United Community Banks, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio
20.040.060.080.0100.0
UCBI: 18.1
The chart displays the Price-to-Earnings (P/E) ratio for UCBI, comparing it with other companies in the Banks - Regional industry. Currently, UCBI has a P/E ratio of 18.1. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
2.04.06.08.010.0
UCBI: 17.4
The chart shows the Price/Earnings to Growth (PEG) ratio for UCBI compared to other companies in the Banks - Regional industry. UCBI currently has a PEG ratio of 17.4. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.
PS Ratio
2.04.06.08.0
UCBI: 4.0
This chart shows the Price-to-Sales (P/S) ratio for UCBI relative to other companies in the Banks - Regional industry. Currently, UCBI has a P/S ratio of 4.0. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
0.51.01.52.02.53.0
UCBI: 1.1
The chart illustrates the Price-to-Book (P/B) ratio for UCBI in comparison with other companies in the Banks - Regional industry. Currently, UCBI has a P/B value of 1.1. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for United Community Banks, Inc..


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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Disclaimer

The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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