United Community Banks, Inc. (UCBI)
Company Info
Highlights
$3.32B
$1.54
18.07
17.42
$383.52M
$383.52M
$3.43M
$23.95 - $31.96
$32.64
2.29%
3.47
Share Price Chart
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Performance
Performance Chart
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Returns By Period
UCBI
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^GSPC (Benchmark)
0.52%
6.32%
-1.44%
12.25%
12.45%
14.20%
10.84%
Monthly Returns
The table below presents the monthly returns of UCBI, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | -6.56% | -4.86% | 2.11% | -4.14% | 1.70% | 0.15% | 21.56% | -9.24% | 0.00% | -2.23% | |||
| 2023 | -3.73% | 1.75% | -14.35% | -11.45% | -9.20% | 11.48% | 16.33% | -7.12% | -5.03% | -13.07% | 11.59% | 19.64% | -10.44% |
| 2022 | -1.53% | 9.24% | -9.48% | -13.39% | 4.28% | -3.24% | 12.72% | -1.47% | -0.62% | 16.31% | 1.22% | -12.71% | -3.48% |
| 2021 | 4.89% | 10.83% | 3.76% | -4.10% | 5.68% | -6.91% | -10.00% | 4.72% | 9.54% | 6.15% | -1.64% | 5.50% | 29.42% |
| 2020 | -9.59% | -11.28% | -25.31% | 15.48% | -7.54% | 3.89% | -10.88% | 1.06% | -5.59% | 23.69% | 14.18% | 19.74% | -4.44% |
| 2019 | 19.85% | 7.66% | -9.42% | 12.64% | -5.59% | 8.40% | 0.49% | -7.98% | 8.00% | 6.56% | 2.61% | 0.19% | 47.41% |
| 2018 | 12.58% | -2.43% | 2.77% | 0.88% | 1.66% | -5.08% | -2.09% | 1.03% | -7.60% | -10.83% | 3.94% | -16.41% | -22.18% |
| 2017 | -5.03% | 2.70% | -3.85% | -1.23% | -5.78% | 8.23% | -0.14% | -5.94% | 9.73% | -3.92% | 4.81% | -1.73% | -3.67% |
| 2016 | -7.34% | -4.15% | 7.11% | 8.99% | -0.00% | -8.81% | 5.19% | 9.04% | 0.57% | 2.62% | 26.01% | 9.28% | 54.13% |
| 2015 | -7.55% | 8.62% | -0.47% | -1.43% | 2.90% | 9.26% | 0.00% | -6.23% | 4.76% | -1.37% | 3.57% | -6.37% | 4.07% |
| 2014 | -6.03% | 0.06% | 16.30% | -16.80% | -5.01% | 6.91% | 1.10% | 2.48% | -2.79% | 9.54% | -2.39% | 7.91% | 7.38% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of UCBI is 62, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for United Community Banks, Inc. (UCBI) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
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Dividends
Dividend History
United Community Banks, Inc. provided a 1.67% dividend yield over the last twelve months, with an annual payout of $0.47 per share.
| Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.47 | $0.92 | $0.86 | $0.78 | $0.72 | $0.68 | $0.58 | $0.38 | $0.30 | $0.22 | $0.11 |
Dividend yield | 1.67% | 3.14% | 2.54% | 2.17% | 2.53% | 2.20% | 2.70% | 1.35% | 1.01% | 1.13% | 0.58% |
Monthly Dividends
The table displays the monthly dividend distributions for United Community Banks, Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.24 | $0.70 | |||
| 2023 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.23 | $0.92 |
| 2022 | $0.00 | $0.00 | $0.21 | $0.00 | $0.00 | $0.21 | $0.00 | $0.00 | $0.22 | $0.00 | $0.00 | $0.22 | $0.86 |
| 2021 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.20 | $0.00 | $0.00 | $0.20 | $0.78 |
| 2020 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.18 | $0.72 |
| 2019 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.17 | $0.00 | $0.00 | $0.18 | $0.68 |
| 2018 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.15 | $0.00 | $0.00 | $0.16 | $0.58 |
| 2017 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.09 | $0.00 | $0.00 | $0.10 | $0.00 | $0.00 | $0.10 | $0.38 |
| 2016 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.08 | $0.00 | $0.00 | $0.08 | $0.30 |
| 2015 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.05 | $0.00 | $0.00 | $0.06 | $0.00 | $0.00 | $0.06 | $0.22 |
| 2014 | $0.03 | $0.00 | $0.00 | $0.03 | $0.00 | $0.00 | $0.05 | $0.11 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the United Community Banks, Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the United Community Banks, Inc. was 96.13%, occurring on Nov 15, 2010. The portfolio has not yet recovered.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -96.13% | Mar 8, 2007 | 932 | Nov 15, 2010 | — | — | — |
| -26.46% | May 21, 2002 | 99 | Oct 9, 2002 | 213 | Aug 14, 2003 | 312 |
| -24.87% | Dec 2, 2004 | 96 | Apr 20, 2005 | 135 | Oct 31, 2005 | 231 |
| -15.1% | Apr 1, 2002 | 7 | Apr 9, 2002 | 25 | May 14, 2002 | 32 |
| -13.62% | Jul 1, 2004 | 26 | Aug 6, 2004 | 67 | Nov 10, 2004 | 93 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of United Community Banks, Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Earnings Per Share
The chart presents the Earnings Per Share (EPS) performance of United Community Banks, Inc., comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 13.7% positive surprise.
Valuation
The Valuation section provides an overview of how United Community Banks, Inc. is priced in the market compared to other companies in the Banks - Regional industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for UCBI, comparing it with other companies in the Banks - Regional industry. Currently, UCBI has a P/E ratio of 18.1. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for UCBI compared to other companies in the Banks - Regional industry. UCBI currently has a PEG ratio of 17.4. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for UCBI relative to other companies in the Banks - Regional industry. Currently, UCBI has a P/S ratio of 4.0. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for UCBI in comparison with other companies in the Banks - Regional industry. Currently, UCBI has a P/B value of 1.1. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
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