TTIIX vs. VFIFX
Compare and contrast key facts about TIAA-CREF Lifecycle Index 2055 Fund (TTIIX) and Vanguard Target Retirement 2050 Fund (VFIFX).
TTIIX is managed by TIAA Investments. It was launched on Apr 28, 2011. VFIFX is managed by Vanguard. It was launched on Jun 7, 2006.
Performance
TTIIX vs. VFIFX - Performance Comparison
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TTIIX vs. VFIFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TTIIX TIAA-CREF Lifecycle Index 2055 Fund | -4.34% | 20.96% | 15.35% | 20.75% | -17.59% | 17.38% | 17.22% | 26.38% | -7.17% | 19.39% |
VFIFX Vanguard Target Retirement 2050 Fund | -3.95% | 21.42% | 14.45% | 20.39% | -17.48% | 16.42% | 16.40% | 24.99% | -7.89% | 19.15% |
Returns By Period
In the year-to-date period, TTIIX achieves a -4.34% return, which is significantly lower than VFIFX's -3.95% return. Both investments have delivered pretty close results over the past 10 years, with TTIIX having a 10.76% annualized return and VFIFX not far behind at 10.29%.
TTIIX
- 1D
- -0.24%
- 1M
- -8.37%
- YTD
- -4.34%
- 6M
- -1.56%
- 1Y
- 16.31%
- 3Y*
- 14.68%
- 5Y*
- 8.29%
- 10Y*
- 10.76%
VFIFX
- 1D
- -0.28%
- 1M
- -8.41%
- YTD
- -3.95%
- 6M
- -1.01%
- 1Y
- 17.29%
- 3Y*
- 14.65%
- 5Y*
- 8.11%
- 10Y*
- 10.29%
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TTIIX vs. VFIFX - Expense Ratio Comparison
TTIIX has a 0.10% expense ratio, which is higher than VFIFX's 0.08% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
TTIIX vs. VFIFX — Risk / Return Rank
TTIIX
VFIFX
TTIIX vs. VFIFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle Index 2055 Fund (TTIIX) and Vanguard Target Retirement 2050 Fund (VFIFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TTIIX | VFIFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.07 | 1.17 | -0.10 |
Sortino ratioReturn per unit of downside risk | 1.57 | 1.70 | -0.13 |
Omega ratioGain probability vs. loss probability | 1.23 | 1.25 | -0.02 |
Calmar ratioReturn relative to maximum drawdown | 1.27 | 1.48 | -0.22 |
Martin ratioReturn relative to average drawdown | 5.98 | 6.86 | -0.88 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TTIIX | VFIFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.07 | 1.17 | -0.10 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.57 | 0.58 | -0.01 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.69 | 0.69 | 0.00 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.61 | 0.47 | +0.14 |
Correlation
The correlation between TTIIX and VFIFX is 0.99, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TTIIX vs. VFIFX - Dividend Comparison
TTIIX's dividend yield for the trailing twelve months is around 2.90%, more than VFIFX's 2.18% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TTIIX TIAA-CREF Lifecycle Index 2055 Fund | 2.90% | 2.77% | 2.20% | 2.15% | 2.29% | 2.03% | 1.67% | 2.22% | 2.63% | 0.11% | 2.37% | 0.29% |
VFIFX Vanguard Target Retirement 2050 Fund | 2.18% | 2.09% | 2.26% | 2.21% | 2.38% | 12.83% | 1.84% | 2.20% | 2.51% | 0.03% | 2.04% | 2.36% |
Drawdowns
TTIIX vs. VFIFX - Drawdown Comparison
The maximum TTIIX drawdown since its inception was -31.76%, smaller than the maximum VFIFX drawdown of -51.68%. Use the drawdown chart below to compare losses from any high point for TTIIX and VFIFX.
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Drawdown Indicators
| TTIIX | VFIFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.76% | -51.68% | +19.92% |
Max Drawdown (1Y)Largest decline over 1 year | -10.91% | -10.52% | -0.39% |
Max Drawdown (5Y)Largest decline over 5 years | -25.49% | -25.40% | -0.09% |
Max Drawdown (10Y)Largest decline over 10 years | -31.76% | -31.36% | -0.40% |
Current DrawdownCurrent decline from peak | -8.92% | -8.87% | -0.05% |
Average DrawdownAverage peak-to-trough decline | -4.35% | -6.93% | +2.58% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.42% | 2.27% | +0.15% |
Volatility
TTIIX vs. VFIFX - Volatility Comparison
TIAA-CREF Lifecycle Index 2055 Fund (TTIIX) and Vanguard Target Retirement 2050 Fund (VFIFX) have volatilities of 4.77% and 4.70%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TTIIX | VFIFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.77% | 4.70% | +0.07% |
Volatility (6M)Calculated over the trailing 6-month period | 8.66% | 8.53% | +0.13% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.37% | 14.79% | +0.58% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.55% | 14.07% | +0.48% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.67% | 15.05% | +0.62% |