TSAIX vs. TVIIX
TSAIX (TIAA-CREF Lifestyle Aggressive Growth Fund) and TVIIX (TIAA-CREF Lifecycle Index 2060 Fund) are both mutual funds - TSAIX is a Diversified Portfolio fund managed by TIAA Investments, while TVIIX is a Target Retirement Date fund managed by TIAA Investments. Over the past 10 years, TSAIX returned 12.03%/yr vs 12.46%/yr for TVIIX. With a 0.99 correlation, they move nearly in lockstep. TSAIX charges 0.04%/yr vs 0.10%/yr for TVIIX.
Performance
TSAIX vs. TVIIX - Performance Comparison
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Returns By Period
In the year-to-date period, TSAIX achieves a 10.64% return, which is significantly lower than TVIIX's 12.42% return. Both investments have delivered pretty close results over the past 10 years, with TSAIX having a 12.03% annualized return and TVIIX not far ahead at 12.46%.
TSAIX
- 1D
- 0.62%
- 1M
- 4.96%
- YTD
- 10.64%
- 6M
- 11.38%
- 1Y
- 26.69%
- 3Y*
- 19.37%
- 5Y*
- 9.70%
- 10Y*
- 12.03%
TVIIX
- 1D
- 0.38%
- 1M
- 5.55%
- YTD
- 12.42%
- 6M
- 13.16%
- 1Y
- 28.48%
- 3Y*
- 20.10%
- 5Y*
- 10.83%
- 10Y*
- 12.46%
TSAIX vs. TVIIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TSAIX TIAA-CREF Lifestyle Aggressive Growth Fund | 10.64% | 20.04% | 15.46% | 22.72% | -19.57% | 17.10% | 19.69% | 27.97% | -11.27% | 22.35% |
TVIIX TIAA-CREF Lifecycle Index 2060 Fund | 12.42% | 21.10% | 15.59% | 20.90% | -17.60% | 17.62% | 17.39% | 26.52% | -7.17% | 19.58% |
Correlation
The correlation between TSAIX and TVIIX is 0.99 - these two move nearly in lockstep. At this level, holding both provides almost no diversification benefit. If you already own one, adding the other does little to reduce portfolio risk.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.99 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.99 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.99 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.99 |
Correlation (All Time) Calculated using the full available price history since Sep 30, 2014 | 0.99 |
The correlation between TSAIX and TVIIX has been stable across timeframes, ranging from 0.99 to 0.99 - a consistent structural relationship.
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Return for Risk
TSAIX vs. TVIIX — Risk / Return Rank
TSAIX
TVIIX
TSAIX vs. TVIIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifestyle Aggressive Growth Fund (TSAIX) and TIAA-CREF Lifecycle Index 2060 Fund (TVIIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TSAIX | TVIIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.38 | ||
| Sortino ratioReturn per unit of downside risk | -0.52 | ||
| Omega ratioGain probability vs. loss probability | 1.38 | 1.45 | -0.07 |
| Calmar ratioReturn relative to maximum drawdown | 2.65 | 3.21 | -0.56 |
| Martin ratioReturn relative to average drawdown | 11.60 | 14.32 | -2.72 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TSAIX | TVIIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 2.11 | 2.49 | -0.38 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.60 | 0.73 | -0.13 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.68 | 0.78 | -0.10 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.72 | 0.69 | +0.03 |
Drawdowns
TSAIX vs. TVIIX - Drawdown Comparison
The maximum TSAIX drawdown since its inception was -34.58%, which is greater than TVIIX's maximum drawdown of -32.04%. Use the drawdown chart below to compare losses from any high point for TSAIX and TVIIX.
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Drawdown Indicators
| TSAIX | TVIIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.58% | -32.04% | -2.54% |
Max Drawdown (1Y)Largest decline over 1 year | -10.28% | -9.05% | -1.23% |
Max Drawdown (3Y)Largest decline over 3 years | -17.29% | -15.29% | -2.00% |
Max Drawdown (5Y)Largest decline over 5 years | -28.28% | -25.56% | -2.72% |
Max Drawdown (10Y)Largest decline over 10 years | -34.58% | -32.04% | -2.54% |
Current DrawdownCurrent decline from peak | 0.00% | 0.00% | 0.00% |
Average DrawdownAverage peak-to-trough decline | -4.92% | -4.59% | -0.33% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.34% | 2.02% | +0.32% |
Volatility
TSAIX vs. TVIIX - Volatility Comparison
TIAA-CREF Lifestyle Aggressive Growth Fund (TSAIX) has a higher volatility of 3.72% compared to TIAA-CREF Lifecycle Index 2060 Fund (TVIIX) at 3.43%. This indicates that TSAIX's price experiences larger fluctuations and is considered to be riskier than TVIIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TSAIX | TVIIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.72% | 3.43% | +0.29% |
Volatility (6M)Calculated over the trailing 6-month period | 10.26% | 9.26% | +1.00% |
Volatility (1Y)Calculated over the trailing 1-year period | 12.92% | 11.66% | +1.26% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 16.25% | 14.83% | +1.42% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 17.65% | 15.93% | +1.72% |
TSAIX vs. TVIIX - Expense Ratio Comparison
TSAIX has a 0.04% expense ratio, which is lower than TVIIX's 0.10% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Dividends
TSAIX vs. TVIIX - Dividend Comparison
TSAIX's dividend yield for the trailing twelve months is around 6.67%, more than TVIIX's 2.32% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TSAIX TIAA-CREF Lifestyle Aggressive Growth Fund | 6.67% | 7.38% | 2.94% | 1.81% | 9.27% | 11.82% | 5.59% | 5.71% | 5.71% | 1.13% | 4.12% | 7.19% |
TVIIX TIAA-CREF Lifecycle Index 2060 Fund | 2.32% | 2.61% | 2.16% | 2.13% | 2.22% | 1.92% | 1.63% | 2.18% | 2.80% | 0.12% | 2.69% | 0.40% |
Frequently Asked Questions
With a correlation of 0.99, TSAIX and TVIIX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
TSAIX has higher volatility (3.72%) compared to TVIIX (3.43%). In terms of maximum drawdown, TSAIX dropped -34.58% vs TVIIX's -32.04%.
TVIIX currently has the higher Sharpe Ratio (2.49 vs 2.11), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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