TVIIX vs. FXAIX
Compare and contrast key facts about TIAA-CREF Lifecycle Index 2060 Fund (TVIIX) and Fidelity 500 Index Fund (FXAIX).
TVIIX is managed by TIAA Investments. It was launched on Sep 25, 2014. FXAIX is a passively managed fund by Fidelity that tracks the performance of the S&P 500 Index. It was launched on Feb 17, 1988.
Performance
TVIIX vs. FXAIX - Performance Comparison
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TVIIX vs. FXAIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TVIIX TIAA-CREF Lifecycle Index 2060 Fund | -1.80% | 21.10% | 15.59% | 20.90% | -17.60% | 17.62% | 17.39% | 26.52% | -7.17% | 19.58% |
FXAIX Fidelity 500 Index Fund | -4.34% | 17.84% | 25.01% | 26.29% | -18.14% | 28.71% | 18.42% | 31.48% | -4.43% | 21.82% |
Returns By Period
In the year-to-date period, TVIIX achieves a -1.80% return, which is significantly higher than FXAIX's -4.34% return. Over the past 10 years, TVIIX has underperformed FXAIX with an annualized return of 11.18%, while FXAIX has yielded a comparatively higher 14.08% annualized return.
TVIIX
- 1D
- 2.73%
- 1M
- -5.48%
- YTD
- -1.80%
- 6M
- 0.62%
- 1Y
- 19.17%
- 3Y*
- 15.84%
- 5Y*
- 8.72%
- 10Y*
- 11.18%
FXAIX
- 1D
- 2.92%
- 1M
- -5.02%
- YTD
- -4.34%
- 6M
- -2.14%
- 1Y
- 17.32%
- 3Y*
- 18.30%
- 5Y*
- 11.79%
- 10Y*
- 14.08%
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TVIIX vs. FXAIX - Expense Ratio Comparison
TVIIX has a 0.10% expense ratio, which is higher than FXAIX's 0.02% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
TVIIX vs. FXAIX — Risk / Return Rank
TVIIX
FXAIX
TVIIX vs. FXAIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle Index 2060 Fund (TVIIX) and Fidelity 500 Index Fund (FXAIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TVIIX | FXAIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.26 | 0.97 | +0.28 |
Sortino ratioReturn per unit of downside risk | 1.83 | 1.49 | +0.34 |
Omega ratioGain probability vs. loss probability | 1.27 | 1.23 | +0.04 |
Calmar ratioReturn relative to maximum drawdown | 1.62 | 1.52 | +0.10 |
Martin ratioReturn relative to average drawdown | 7.45 | 7.30 | +0.16 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TVIIX | FXAIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.26 | 0.97 | +0.28 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.59 | 0.70 | -0.11 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.71 | 0.78 | -0.08 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.62 | 0.76 | -0.14 |
Correlation
The correlation between TVIIX and FXAIX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TVIIX vs. FXAIX - Dividend Comparison
TVIIX's dividend yield for the trailing twelve months is around 2.66%, more than FXAIX's 1.16% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TVIIX TIAA-CREF Lifecycle Index 2060 Fund | 2.66% | 2.61% | 2.16% | 2.13% | 2.22% | 1.92% | 1.63% | 2.18% | 2.80% | 0.12% | 2.69% | 0.40% |
FXAIX Fidelity 500 Index Fund | 1.16% | 1.11% | 1.25% | 1.45% | 1.69% | 1.22% | 1.60% | 2.06% | 2.72% | 1.97% | 2.52% | 2.83% |
Drawdowns
TVIIX vs. FXAIX - Drawdown Comparison
The maximum TVIIX drawdown since its inception was -32.04%, smaller than the maximum FXAIX drawdown of -33.79%. Use the drawdown chart below to compare losses from any high point for TVIIX and FXAIX.
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Drawdown Indicators
| TVIIX | FXAIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -32.04% | -33.79% | +1.75% |
Max Drawdown (1Y)Largest decline over 1 year | -10.98% | -12.13% | +1.15% |
Max Drawdown (5Y)Largest decline over 5 years | -25.56% | -24.50% | -1.06% |
Max Drawdown (10Y)Largest decline over 10 years | -32.04% | -33.79% | +1.75% |
Current DrawdownCurrent decline from peak | -6.56% | -6.23% | -0.33% |
Average DrawdownAverage peak-to-trough decline | -4.64% | -3.83% | -0.81% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.39% | 2.53% | -0.14% |
Volatility
TVIIX vs. FXAIX - Volatility Comparison
TIAA-CREF Lifecycle Index 2060 Fund (TVIIX) has a higher volatility of 5.70% compared to Fidelity 500 Index Fund (FXAIX) at 5.34%. This indicates that TVIIX's price experiences larger fluctuations and is considered to be riskier than FXAIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TVIIX | FXAIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.70% | 5.34% | +0.36% |
Volatility (6M)Calculated over the trailing 6-month period | 9.15% | 9.53% | -0.38% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.74% | 18.32% | -2.58% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.78% | 16.92% | -2.14% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.90% | 18.05% | -2.15% |