TRV vs. CIB
TRV (The Travelers Companies, Inc.) and CIB (Bancolombia S.A.) are both stocks. Both are in the Financial Services sector — TRV in Insurance - Property & Casualty, CIB in Banks - Regional. Over the past 10 years, TRV returned 14.59%/yr vs 15.74%/yr for CIB. At a 0.20 correlation, their price movements are largely independent.
Performance
TRV vs. CIB - Performance Comparison
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Returns By Period
In the year-to-date period, TRV achieves a 28.04% return, which is significantly lower than CIB's 31.47% return. Over the past 10 years, TRV has underperformed CIB with an annualized return of 14.59%, while CIB has yielded a comparatively higher 15.74% annualized return.
TRV
- 1D
- -0.13%
- 1M
- 19.72%
- 6M
- 37.85%
- YTD
- 28.04%
- 1Y
- 40.75%
- 3Y*
- 31.04%
- 5Y*
- 21.74%
- 10Y*
- 14.59%
- ALL TIME*
- 11.80%
CIB
- 1D
- 0.51%
- 1M
- 0.87%
- 6M
- 10.40%
- YTD
- 31.47%
- 1Y
- 82.00%
- 3Y*
- 54.25%
- 5Y*
- 34.42%
- 10Y*
- 15.74%
- ALL TIME*
- 10.76%
TRV vs. CIB - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TRV The Travelers Companies, Inc. | 28.04% | 22.38% | 28.76% | 3.93% | 22.42% | 13.96% | 5.31% | 17.00% | -9.64% | 13.36% |
CIB Bancolombia S.A. | 31.47% | 124.16% | 13.78% | 22.08% | -0.31% | -20.69% | -22.31% | 47.45% | -0.72% | 11.41% |
Correlation
The correlation between TRV and CIB is -0.08, meaning there is essentially no relationship between their price movements. Each responds to its own set of market drivers, making them strong candidates for combining in a diversified portfolio.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | -0.08 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.03 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.13 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.20 |
Correlation (All Time) Calculated using the full available price history since Apr 22, 1996 | 0.20 |
The correlation between TRV and CIB shifts across timeframes, from -0.08 (1 year) to 0.20 (all time), reflecting how their relationship changes across market environments.
Fundamentals
TRV:
$78.36B
CIB:
$19.18B
TRV:
$37.59
CIB:
COP 29.23K
TRV:
9.80
CIB:
9.00
TRV:
0.45
CIB:
0.53
TRV:
1.66
CIB:
1.45
TRV:
2.38
CIB:
1.72
TRV:
$48.98B
CIB:
COP 43.34T
TRV:
$17.01B
CIB:
COP 25.71T
TRV:
$11.31B
CIB:
COP 10.37T
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Return for Risk
TRV vs. CIB — Risk / Return Rank
TRV
CIB
TRV vs. CIB - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for The Travelers Companies, Inc. (TRV) and Bancolombia S.A. (CIB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TRV | CIB | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.55 | ||
| Sortino ratioReturn per unit of downside risk | -0.22 | ||
| Omega ratioGain probability vs. loss probability | 1.37 | 1.42 | -0.04 |
| Calmar ratioReturn relative to maximum drawdown | 4.93 | 3.44 | +1.48 |
| Martin ratioReturn relative to average drawdown | 12.51 | 8.51 | +4.00 |
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Drawdowns
TRV vs. CIB - Drawdown Comparison
The maximum TRV drawdown since its inception was -55.11%, smaller than the maximum CIB drawdown of -93.77%. Use the drawdown chart below to compare losses from any high point for TRV and CIB.
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Drawdown Indicators
| TRV | CIB | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -55.11% | -93.77% | +38.66% |
Max Drawdown (1Y)Largest decline over 1 year | -8.31% | -23.95% | +15.64% |
Max Drawdown (3Y)Largest decline over 3 years | -12.47% | -23.95% | +11.48% |
Max Drawdown (5Y)Largest decline over 5 years | -18.90% | -46.85% | +27.95% |
Max Drawdown (10Y)Largest decline over 10 years | -46.28% | -70.38% | +24.10% |
Current DrawdownCurrent decline from peak | -0.13% | -2.57% | +2.44% |
Average DrawdownAverage peak-to-trough decline | -11.08% | -32.53% | +21.45% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.27% | 9.67% | -6.40% |
Volatility
TRV vs. CIB - Volatility Comparison
The Travelers Companies, Inc. (TRV) has a higher volatility of 10.55% compared to Bancolombia S.A. (CIB) at 7.30%. This indicates that TRV's price experiences larger fluctuations and is considered to be riskier than CIB based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TRV | CIB | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.55% | 7.30% | +3.25% |
Volatility (6M)Calculated over the trailing 6-month period | 15.87% | 27.01% | -11.14% |
Volatility (1Y)Calculated over the trailing 1-year period | 20.40% | 32.23% | -11.83% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 22.18% | 32.70% | -10.52% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 24.60% | 35.72% | -11.12% |
Dividends
TRV vs. CIB - Dividend Comparison
TRV's dividend yield for the trailing twelve months is around 1.23%, less than CIB's 3.12% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
CIB Bancolombia S.A. | 3.12% | 6.90% | 10.96% | 10.92% | 10.68% | 0.87% | 4.01% | 2.41% | 3.62% | 3.21% | 3.21% | 4.49% |
TRV The Travelers Companies, Inc. | 1.23% | 1.50% | 1.72% | 2.06% | 1.96% | 2.23% | 2.40% | 2.36% | 2.53% | 2.09% | 2.14% | 2.11% |
Financials
TRV vs. CIB - Financials Comparison
This section allows you to compare key financial metrics between The Travelers Companies, Inc. and Bancolombia S.A.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
TRV vs. CIB - Profitability Comparison
TRV - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, The Travelers Companies, Inc. reported a gross profit of 4.45B and revenue of 12.15B. Therefore, the gross margin over that period was 36.6%.
CIB - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jul 2026, Bancolombia S.A. reported a gross profit of 6.19T and revenue of 10.46T. Therefore, the gross margin over that period was 59.2%.
TRV - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, The Travelers Companies, Inc. reported an operating income of 2.88B and revenue of 12.15B, resulting in an operating margin of 23.7%.
CIB - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jul 2026, Bancolombia S.A. reported an operating income of 2.15T and revenue of 10.46T, resulting in an operating margin of 20.5%.
TRV - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, The Travelers Companies, Inc. reported a net income of 2.21B and revenue of 12.15B, resulting in a net margin of 18.2%.
CIB - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jul 2026, Bancolombia S.A. reported a net income of 1.46T and revenue of 10.46T, resulting in a net margin of 13.9%.
Frequently Asked Questions
TRV and CIB have a correlation of -0.08, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TRV has higher volatility (10.55%) compared to CIB (7.30%). In terms of maximum drawdown, TRV dropped -55.11% vs CIB's -93.77%.
CIB currently has the higher Sharpe Ratio (2.56 vs 2.01), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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