TRV vs. AXP
TRV (The Travelers Companies, Inc.) and AXP (American Express Company) are both stocks. Both are in the Financial Services sector — TRV in Insurance - Property & Casualty, AXP in Credit Services. Over the past 10 years, TRV returned 12.87%/yr vs 19.88%/yr for AXP. At a 0.47 correlation, their price movements are largely independent.
Performance
TRV vs. AXP - Performance Comparison
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Returns By Period
In the year-to-date period, TRV achieves a 5.79% return, which is significantly higher than AXP's -11.56% return. Over the past 10 years, TRV has underperformed AXP with an annualized return of 12.87%, while AXP has yielded a comparatively higher 19.88% annualized return.
TRV
- 1D
- 0.18%
- 1M
- 1.99%
- YTD
- 5.79%
- 6M
- 7.55%
- 1Y
- 17.40%
- 3Y*
- 22.19%
- 5Y*
- 16.78%
- 10Y*
- 12.87%
AXP
- 1D
- 2.18%
- 1M
- 3.82%
- YTD
- -11.56%
- 6M
- -14.47%
- 1Y
- 14.27%
- 3Y*
- 24.40%
- 5Y*
- 16.02%
- 10Y*
- 19.88%
TRV vs. AXP - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TRV The Travelers Companies, Inc. | 5.79% | 22.38% | 28.76% | 3.93% | 22.42% | 13.96% | 5.31% | 17.00% | -9.64% | 13.36% |
AXP American Express Company | -11.56% | 25.99% | 60.32% | 28.67% | -8.52% | 36.88% | -1.14% | 32.52% | -2.62% | 36.22% |
Correlation
The correlation between TRV and AXP is 0.31, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.31 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.33 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.41 |
Correlation (10Y) Calculated over the trailing 10-year period | 0.47 |
Correlation (All Time) Calculated using the full available price history since Apr 22, 1996 | 0.47 |
The correlation between TRV and AXP shifts across timeframes, from 0.31 (1 year) to 0.47 (10 years), reflecting how their relationship changes across market environments.
Fundamentals
TRV:
$66.49B
AXP:
$223.25B
TRV:
$33.83
AXP:
$16.23
TRV:
9.00
AXP:
20.06
TRV:
0.42
AXP:
1.71
TRV:
1.40
AXP:
2.73
TRV:
2.08
AXP:
6.57
TRV:
$48.94B
AXP:
$82.41B
TRV:
$16.00B
AXP:
$68.81B
TRV:
$8.15B
AXP:
$18.41B
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Return for Risk
TRV vs. AXP — Risk / Return Rank
TRV
AXP
TRV vs. AXP - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for The Travelers Companies, Inc. (TRV) and American Express Company (AXP). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TRV | AXP | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.49 | ||
| Sortino ratioReturn per unit of downside risk | +0.65 | ||
| Omega ratioGain probability vs. loss probability | 1.16 | 1.09 | +0.07 |
| Calmar ratioReturn relative to maximum drawdown | 1.97 | 0.44 | +1.53 |
| Martin ratioReturn relative to average drawdown | 4.83 | 0.93 | +3.90 |
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Drawdowns
TRV vs. AXP - Drawdown Comparison
The maximum TRV drawdown since its inception was -55.11%, smaller than the maximum AXP drawdown of -83.91%. Use the drawdown chart below to compare losses from any high point for TRV and AXP.
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Drawdown Indicators
| TRV | AXP | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -55.11% | -83.91% | +28.80% |
Max Drawdown (1Y)Largest decline over 1 year | -8.31% | -23.90% | +15.59% |
Max Drawdown (3Y)Largest decline over 3 years | -12.47% | -28.76% | +16.29% |
Max Drawdown (5Y)Largest decline over 5 years | -18.90% | -31.55% | +12.65% |
Max Drawdown (10Y)Largest decline over 10 years | -46.28% | -49.64% | +3.36% |
Current DrawdownCurrent decline from peak | -1.66% | -14.99% | +13.33% |
Average DrawdownAverage peak-to-trough decline | -11.11% | -22.05% | +10.94% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 3.39% | 11.15% | -7.76% |
Volatility
TRV vs. AXP - Volatility Comparison
The current volatility for The Travelers Companies, Inc. (TRV) is 6.11%, while American Express Company (AXP) has a volatility of 6.90%. This indicates that TRV experiences smaller price fluctuations and is considered to be less risky than AXP based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TRV | AXP | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 6.11% | 6.90% | -0.79% |
Volatility (6M)Calculated over the trailing 6-month period | 12.74% | 20.01% | -7.27% |
Volatility (1Y)Calculated over the trailing 1-year period | 18.63% | 26.46% | -7.83% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 21.87% | 29.50% | -7.63% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 24.40% | 31.83% | -7.43% |
Dividends
TRV vs. AXP - Dividend Comparison
TRV's dividend yield for the trailing twelve months is around 1.49%, more than AXP's 1.05% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AXP American Express Company | 1.05% | 0.85% | 0.91% | 1.24% | 1.35% | 1.05% | 1.42% | 1.29% | 1.51% | 1.32% | 1.61% | 1.58% |
TRV The Travelers Companies, Inc. | 1.49% | 1.50% | 1.72% | 2.06% | 1.96% | 2.23% | 2.40% | 2.36% | 2.53% | 2.09% | 2.14% | 2.11% |
Financials
TRV vs. AXP - Financials Comparison
This section allows you to compare key financial metrics between The Travelers Companies, Inc. and American Express Company. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
TRV vs. AXP - Profitability Comparison
TRV - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, The Travelers Companies, Inc. reported a gross profit of 0.00 and revenue of 11.92B. Therefore, the gross margin over that period was 0.0%.
AXP - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, American Express Company reported a gross profit of 17.66B and revenue of 20.88B. Therefore, the gross margin over that period was 84.6%.
TRV - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, The Travelers Companies, Inc. reported an operating income of 0.00 and revenue of 11.92B, resulting in an operating margin of 0.0%.
AXP - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, American Express Company reported an operating income of 6.60B and revenue of 20.88B, resulting in an operating margin of 31.6%.
TRV - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, The Travelers Companies, Inc. reported a net income of 1.71B and revenue of 11.92B, resulting in a net margin of 14.4%.
AXP - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, American Express Company reported a net income of 2.97B and revenue of 20.88B, resulting in a net margin of 14.2%.
Frequently Asked Questions
TRV and AXP have a correlation of 0.31, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
AXP has higher volatility (6.90%) compared to TRV (6.11%). In terms of maximum drawdown, TRV dropped -55.11% vs AXP's -83.91%.
TRV currently has the higher Sharpe Ratio (0.88 vs 0.39), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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