- ISIN
- US0258161092
- CUSIP
- 025816109
- Sector
- Financial Services
- Industry
- Credit Services
- IPO Date
- Jun 1, 1972
Highlights
- Market Cap
- $223.25B
- Enterprise Value
- $231.63B
- EPS (TTM)
- $16.23
- PE Ratio
- 20.06
- PEG Ratio
- 1.71
- Total Revenue (TTM)
- $82.41B
- Gross Profit (TTM)
- $68.81B
- EBITDA (TTM)
- $18.41B
- Year Range
- $288.34 - $387.49
- Target Price
- $384.60
- ROA (TTM)
- 3.63%
- ROE (TTM)
- 33.00%
Share Price Chart
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Performance
AXP Performance Chart
American Express Company (AXP) is down 11.6% since the beginning of the year. At $325 per share, AXP is trading 16.0% below its 52-week high of $387. Investors who bought $1,000 worth of AXP shares 5 years ago would now be looking at an investment worth $2,102.
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Returns By Period
American Express Company (AXP) has returned -11.56% so far this year and 10.36% over the past 12 months. Looking at the last ten years, AXP has achieved an annualized return of 19.88%, outperforming the S&P 500 Index benchmark, which averaged 13.61% per year.
American Express Company
- 1D
- 2.18%
- 1M
- 5.11%
- YTD
- -11.56%
- 6M
- -14.47%
- 1Y
- 10.36%
- 3Y*
- 24.40%
- 5Y*
- 16.02%
- 10Y*
- 19.88%
Benchmark (S&P 500 Index)
- 1D
- 0.50%
- 1M
- -0.17%
- YTD
- 8.56%
- 6M
- 8.85%
- 1Y
- 22.93%
- 3Y*
- 19.37%
- 5Y*
- 11.84%
- 10Y*
- 13.61%
AXP Monthly Returns History
Based on dividend-adjusted daily data since Jun 1, 1972, AXP's average daily return is +0.06%, while the average monthly return is +1.18%. At this rate, an investment would double in approximately 4.9 years.
Historically, 57% of months were positive and 43% were negative. The best month was Apr 2009 with a return of +87.5%, while the worst month was Oct 1987 at -32.4%. The longest winning streak lasted 8 consecutive months, and the longest losing streak was 7 months.
On a daily basis, AXP closed higher 48% of trading days. The best single day was Mar 24, 2020 with a return of +21.9%, while the worst single day was Oct 19, 1987 at -26.2%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -4.59% | -12.29% | -2.08% | 7.14% | -2.04% | 2.83% | -11.56% | ||||||
| 2025 | 7.21% | -5.19% | -10.60% | -0.65% | 10.37% | 8.48% | -5.93% | 10.68% | 0.27% | 8.88% | 1.26% | 1.28% | 25.99% |
| 2024 | 7.50% | 9.31% | 3.77% | 3.10% | 2.55% | -3.52% | 9.61% | 2.22% | 4.85% | -0.15% | 12.81% | -2.59% | 60.32% |
| 2023 | 18.81% | -0.54% | -5.20% | -1.83% | -1.72% | 9.86% | -2.72% | -6.45% | -5.57% | -1.72% | 16.94% | 9.70% | 28.67% |
| 2022 | 10.19% | 8.19% | -3.88% | -6.31% | -3.37% | -17.58% | 11.11% | -1.31% | -11.24% | 10.46% | 6.16% | -6.24% | -8.52% |
| 2021 | -3.51% | 16.34% | 4.88% | 8.42% | 4.42% | 3.18% | 3.48% | -2.68% | 0.95% | 3.99% | -12.36% | 7.42% | 36.88% |
Benchmark Metrics
American Express Company has an annualized alpha of 2.80%, beta of 1.38, and R2 of 0.47 versus S&P 500 Index. Calculated based on daily prices since June 01, 1972.
- This stock captured 128.66% of S&P 500 Index gains and 117.28% of its losses - amplifying both gains and losses, but participating more in upside than downside.
- R2 of 0.47 means the benchmark explains less than half of this stock's behavior - treat beta with caution or consider switching to a more representative benchmark.
- Alpha
- 2.80%
- Beta
- 1.38
- R²
- 0.47
- Upside Capture
- 128.66%
- Downside Capture
- 117.28%
Return for Risk
Risk / Return Rank
AXP ranks 52 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for American Express Company (AXP) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| AXP | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.47 | ||
| Sortino ratioReturn per unit of downside risk | -1.84 | ||
| Omega ratioGain probability vs. loss probability | 1.09 | 1.34 | -0.25 |
| Calmar ratioReturn relative to maximum drawdown | 0.44 | 2.53 | -2.10 |
| Martin ratioReturn relative to average drawdown | 0.93 | 11.37 | -10.44 |
Dividends
Dividend History
American Express Company provided a 1.05% dividend yield over the last twelve months, with an annual payout of $3.41 per share. The company has been increasing its dividends for 19 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $3.41 | $3.16 | $2.70 | $2.32 | $1.99 | $1.72 | $1.72 | $1.60 | $1.44 | $1.31 | $1.19 | $1.10 |
Dividend yield | 1.05% | 0.85% | 0.91% | 1.24% | 1.35% | 1.05% | 1.42% | 1.29% | 1.51% | 1.32% | 1.61% | 1.58% |
Monthly Dividends
The table displays the monthly dividend distributions for American Express Company. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.82 | $0.00 | $0.00 | $0.95 | $0.00 | $0.00 | $1.77 | ||||||
| 2025 | $0.70 | $0.00 | $0.00 | $0.82 | $0.00 | $0.00 | $0.82 | $0.00 | $0.00 | $0.82 | $0.00 | $0.00 | $3.16 |
| 2024 | $0.60 | $0.00 | $0.00 | $0.70 | $0.00 | $0.00 | $0.70 | $0.00 | $0.00 | $0.70 | $0.00 | $0.00 | $2.70 |
| 2023 | $0.52 | $0.00 | $0.00 | $0.60 | $0.00 | $0.00 | $0.60 | $0.00 | $0.00 | $0.60 | $0.00 | $0.00 | $2.32 |
| 2022 | $0.43 | $0.00 | $0.00 | $0.52 | $0.00 | $0.52 | $0.00 | $0.00 | $0.00 | $0.52 | $0.00 | $0.00 | $1.99 |
| 2021 | $0.43 | $0.00 | $0.43 | $0.00 | $0.00 | $0.00 | $0.43 | $0.00 | $0.00 | $0.43 | $0.00 | $0.00 | $1.72 |
Dividend Yield & Payout
Dividend Yield
American Express Company has a dividend yield of 1.05%, which signifies it pays a smaller percentage of its stock price in dividends to its shareholders compared to other companies in the market.
Payout Ratio
American Express Company has a payout ratio of 20.90%, which is below the market average. This means American Express Company returns a smaller proportion of its earnings to shareholders as dividends, suggesting it retains a higher portion for reinvestment, growth, or debt payment.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the American Express Company. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Express Company was 83.91%, occurring on Mar 6, 2009. Recovery took 793 trading sessions.
The current American Express Company drawdown is 14.99%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -83.91%Mar 2009 | 1y 7mo | 3y 1mo | 4y 9moJul 2007 - Apr 2012 |
1974 bear market1974 | -74.68%Oct 1974 | 1y 8mo | 8y 1mo | 9y 9moJan 1973 - Nov 1982 |
Dot-com crash2000–2002 | -59.06%Sep 2001 | 11mo 23d | 4y 2mo | 5y 1moOct 2000 - Nov 2005 |
1990 bear market1990 | -53.56%Oct 1990 | 1y 7d | 2y 9mo | 3y 9moOct 1989 - Jul 1993 |
COVID crash2020 | -49.64%Mar 2020 | 1mo 2d | 11mo 6d | 1y 3dFeb 2020 - Feb 2021 |
Drawdown Indicators
| AXP | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -83.91% | -56.78% | -27.13% |
Max Drawdown (1Y)Largest decline over 1 year | -23.90% | -9.10% | -14.80% |
Max Drawdown (3Y)Largest decline over 3 years | -28.76% | -18.90% | -9.86% |
Max Drawdown (5Y)Largest decline over 5 years | -31.55% | -25.43% | -6.12% |
Max Drawdown (10Y)Largest decline over 10 years | -49.64% | -33.92% | -15.72% |
Current DrawdownCurrent decline from peak | -14.99% | -2.34% | -12.65% |
Average DrawdownAverage peak-to-trough decline | -22.05% | -10.72% | -11.33% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 11.15% | 2.02% | +9.13% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of American Express Company over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how American Express Company is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for AXP, comparing it with other companies in the Credit Services industry. Currently, AXP has a P/E ratio of 20.1. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.
PEG Ratio
The chart shows the Price/Earnings to Growth (PEG) ratio for AXP compared to other companies in the Credit Services industry. AXP currently has a PEG ratio of 1.7. This PEG ratio is higher than the industry average, which may suggest the stock is overvalued relative to its expected earnings growth.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for AXP relative to other companies in the Credit Services industry. Currently, AXP has a P/S ratio of 2.7. This P/S ratio is high relative to other companies in the industry. It could mean the stock is overvalued, or that investors expect strong future growth and profitability.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for AXP in comparison with other companies in the Credit Services industry. Currently, AXP has a P/B value of 6.6. This P/B ratio is higher than most companies in the industry. It may suggest the stock is overvalued or that investors expect the company to generate high returns on its assets.
Income Statement
| TTM | |
|---|---|
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Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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