TPIF vs. PATN

Last updated Jun 4, 2026

TPIF (Timothy Plan International ETF) and PATN (Pacer Nasdaq International Patent Leaders ETF) are both Foreign Large Cap Equities funds - TPIF tracks the Victory International Volatility Weighted BRI Index while PATN tracks the Nasdaq International Patent Leaders Index. Both are passively managed. Over the past year, TPIF returned 22.50% vs 73.16% for PATN. Their correlation of 0.81 suggests significant overlap in exposure. TPIF charges 0.62%/yr vs 0.65%/yr for PATN.

Performance

TPIF vs. PATN - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Timothy Plan International ETF (TPIF) and Pacer Nasdaq International Patent Leaders ETF (PATN). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

In the year-to-date period, TPIF achieves a 9.41% return, which is significantly lower than PATN's 40.52% return.

TPIF

• 1D: -0.56%
• 1M: 1.55%
• YTD: 9.41%
• 6M: 11.47%
• 1Y: 22.50%
• 3Y*: 17.61%
• 5Y*: 7.66%
• 10Y*: —

PATN

• 1D: -0.39%
• 1M: 16.77%
• YTD: 40.52%
• 6M: 44.04%
• 1Y: 73.16%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

TPIF vs. PATN - Yearly Performance Comparison

	2026 (YTD)	2025	2024
TPIF Timothy Plan International ETF	9.41%	34.34%	-6.06%
PATN Pacer Nasdaq International Patent Leaders ETF	40.52%	40.01%	-1.73%

Correlation

The correlation between TPIF and PATN is 0.80, which is moderate. They share some common price drivers but move independently often enough to provide real diversification benefit when combined.

	Correlation
Correlation (1Y) Calculated over the trailing 1-year period	0.80
Correlation (All Time) Calculated using the full available price history since Sep 18, 2024	0.81

The correlation between TPIF and PATN has been stable across timeframes, ranging from 0.80 to 0.81 - a consistent structural relationship.

TPIF vs. PATN - Sectors Allocation Comparison

Sectors	TPIF	PATN
Financial Services	24.5%	0.8%
Industrials	23.6%	16.4%
Basic Materials	9.2%	2.9%
Utilities	8.5%	-
Technology	7.1%	41.1%
Consumer Cyclical	6.1%	9.0%
Energy	6.0%	2.1%
Healthcare	5.8%	12.5%
Consumer Defensive	3.7%	6.3%
Communication Services	2.5%	8.4%
Real Estate	2.3%	-

Return for Risk

TPIF vs. PATN — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TPIF

TPIF Risk / Return Rank: 48
TPIF Sharpe Ratio Rank: 48
TPIF Sortino Ratio Rank: 47
TPIF Omega Ratio Rank: 48
TPIF Calmar Ratio Rank: 45
TPIF Martin Ratio Rank: 52

PATN

PATN Risk / Return Rank: 91
PATN Sharpe Ratio Rank: 93
PATN Sortino Ratio Rank: 91
PATN Omega Ratio Rank: 91
PATN Calmar Ratio Rank: 88
PATN Martin Ratio Rank: 90

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TPIF vs. PATN - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Timothy Plan International ETF (TPIF) and Pacer Nasdaq International Patent Leaders ETF (PATN). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	TPIF	PATN	Difference
Sharpe ratio: Return per unit of total volatility	1.65	3.47	-1.82
Sortino ratio: Return per unit of downside risk	2.30	4.35	-2.05
Omega ratio: Gain probability vs. loss probability	1.30	1.60	-0.30
Calmar ratio: Return relative to maximum drawdown	2.22	5.11	-2.89
Martin ratio: Return relative to average drawdown	8.72	20.70	-11.98
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

TPIF vs. PATN - Sharpe Ratio Comparison

The current TPIF Sharpe Ratio is 1.65, which is lower than the PATN Sharpe Ratio of 3.47. The chart below compares the historical Sharpe Ratios of TPIF and PATN, calculated using daily returns over the previous 12 months. A higher Sharpe Ratio indicates better risk-adjusted performance relative to the risk-free rate.

Sharpe Ratios by Period

	TPIF	PATN	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	1.65	3.47	-1.82
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.49	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.51	2.28	-1.77

Drawdowns

TPIF vs. PATN - Drawdown Comparison

The maximum TPIF drawdown since its inception was -34.02%, which is greater than PATN's maximum drawdown of -16.77%. Use the drawdown chart below to compare losses from any high point for TPIF and PATN.

Drawdown Indicators

	TPIF	PATN	Difference
Max Drawdown Largest peak-to-trough decline	-34.02%	-16.77%	-17.25%
Max Drawdown (1Y) Largest decline over 1 year	-10.19%	-14.40%	+4.21%
Max Drawdown (3Y) Largest decline over 3 years	-12.64%	—	—
Max Drawdown (5Y) Largest decline over 5 years	-32.11%	—	—
Current Drawdown Current decline from peak	-2.01%	-0.39%	-1.62%
Average Drawdown Average peak-to-trough decline	-7.96%	-3.15%	-4.81%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.59%	3.55%	-0.96%

Volatility

TPIF vs. PATN - Volatility Comparison

The current volatility for Timothy Plan International ETF (TPIF) is 4.76%, while Pacer Nasdaq International Patent Leaders ETF (PATN) has a volatility of 8.84%. This indicates that TPIF experiences smaller price fluctuations and is considered to be less risky than PATN based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	TPIF	PATN	Difference
Volatility (1M) Calculated over the trailing 1-month period	4.76%	8.84%	-4.08%
Volatility (6M) Calculated over the trailing 6-month period	11.53%	18.16%	-6.63%
Volatility (1Y) Calculated over the trailing 1-year period	13.71%	21.18%	-7.47%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	15.66%	20.85%	-5.19%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	18.29%	20.85%	-2.56%

TPIF vs. PATN - Expense Ratio Comparison

TPIF has a 0.62% expense ratio, which is lower than PATN's 0.65% expense ratio.

Dividends

TPIF vs. PATN - Dividend Comparison

TPIF's dividend yield for the trailing twelve months is around 2.62%, more than PATN's 1.60% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019
PATN Pacer Nasdaq International Patent Leaders ETF	1.60%	2.25%	0.30%	0.00%	0.00%	0.00%	0.00%	0.00%
TPIF Timothy Plan International ETF	2.62%	2.65%	2.98%	2.40%	2.58%	2.38%	1.72%	0.13%

Frequently Asked Questions

Can I hold both TPIF and PATN in my portfolio?

TPIF and PATN have a correlation of 0.80, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which is riskier, TPIF or PATN?

PATN has higher volatility (8.84%) compared to TPIF (4.76%). In terms of maximum drawdown, TPIF dropped -34.02% vs PATN's -16.77%.

Which ETF is better, TPIF or PATN?

On 1-year performance, PATN leads with 73.16% vs 22.50% for TPIF. On fees, TPIF is cheaper at 0.62% per year. On volatility, TPIF has been the lower-risk option at 4.76%. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF has performed better, TPIF or PATN?

Over the 1-year period, PATN has performed better with a 73.16% return vs 22.50%. Past performance does not guarantee future results, so compare this with risk, fees, and fund exposure.

Which ETF is cheaper, TPIF or PATN?

TPIF is cheaper with a 0.62% expense ratio, compared with 0.65% for PATN.

Which ETF pays a higher dividend yield, TPIF or PATN?

TPIF has the higher dividend yield at 2.62%, compared with 1.60% for PATN.

What is the main difference between TPIF and PATN?

TPIF tracks Victory International Volatility Weighted BRI Index, while PATN tracks Nasdaq International Patent Leaders Index. They also come from different issuers: Timothy Plan and Pacer. Their fees differ too: 0.62% for TPIF and 0.65% for PATN.

Which has better risk-adjusted returns?

PATN currently has the higher Sharpe Ratio (3.47 vs 1.65), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.