TPHD vs. GERM

Last updated Apr 2, 2026

Compare and contrast key facts about Timothy Plan High Dividend Stock ETF (TPHD) and Amplify Treatments, Testing and Advancements ETF (GERM).

TPHD and GERM are both exchange-traded funds (ETFs), meaning they are traded on stock exchanges and can be bought and sold throughout the day. TPHD is a passively managed fund by Timothy Plan that tracks the performance of the Victory US Large Cap High Dividend Volatility Weighted BRI Index. It was launched on Apr 29, 2019. GERM is a passively managed fund by Amplify that tracks the performance of the Prime Treatments, Testing and Advancements Index. It was launched on Jun 17, 2020. Both TPHD and GERM are passive ETFs, meaning that they are not actively managed but aim to replicate the performance of the underlying index as closely as possible.

Performance

TPHD vs. GERM - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Timothy Plan High Dividend Stock ETF (TPHD) and Amplify Treatments, Testing and Advancements ETF (GERM). The values are adjusted to include any dividend payments, if applicable.

TPHD vs. GERM - Yearly Performance Comparison

	2026 (YTD)	2025	2024
TPHD Timothy Plan High Dividend Stock ETF	7.62%	8.28%	1.27%
GERM Amplify Treatments, Testing and Advancements ETF	0.00%	0.00%	0.00%

Returns By Period

TPHD

• 1D: -0.17%
• 1M: -4.08%
• YTD: 7.62%
• 6M: 6.18%
• 1Y: 11.58%
• 3Y*: 12.19%
• 5Y*: 9.57%
• 10Y*: —

GERM

• 1D: 0.00%
• 1M: 0.00%
• YTD: 0.00%
• 6M: 0.00%
• 1Y: 0.00%
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

TPHD vs. GERM - Expense Ratio Comparison

TPHD has a 0.52% expense ratio, which is lower than GERM's 0.68% expense ratio.

GERM

Amplify Treatments, Testing and Advancements ETF

TPHD

Timothy Plan High Dividend Stock ETF

Return for Risk

TPHD vs. GERM — Risk / Return Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

TPHD

TPHD Risk / Return Rank: 37
TPHD Sharpe Ratio Rank: 37
TPHD Sortino Ratio Rank: 36
TPHD Omega Ratio Rank: 38
TPHD Calmar Ratio Rank: 34
TPHD Martin Ratio Rank: 41

The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

TPHD vs. GERM - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Timothy Plan High Dividend Stock ETF (TPHD) and Amplify Treatments, Testing and Advancements ETF (GERM). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

	TPHD	GERM	Difference
Sharpe ratio Return per unit of total volatility	0.74	—	—
Sortino ratio Return per unit of downside risk	1.12	—	—
Omega ratio Gain probability vs. loss probability	1.16	—	—
Calmar ratio Return relative to maximum drawdown	0.91	—	—
Martin ratio Return relative to average drawdown	4.12	—	—
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month.

Sharpe Ratios by Period

	TPHD	GERM	Difference
Sharpe Ratio (1Y) Calculated over the trailing 1-year period	0.74	—	—
Sharpe Ratio (5Y) Calculated over the trailing 5-year period	0.66	—	—
Sharpe Ratio (All Time) Calculated using the full available price history	0.51	—	—

Dividends

TPHD vs. GERM - Dividend Comparison

TPHD's dividend yield for the trailing twelve months is around 1.96%, while GERM has not paid dividends to shareholders.

	TTM	2025	2024	2023	2022	2021	2020	2019
TPHD Timothy Plan High Dividend Stock ETF	1.96%	2.10%	2.09%	2.19%	2.38%	1.86%	2.38%	1.61%
GERM Amplify Treatments, Testing and Advancements ETF	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Drawdowns

TPHD vs. GERM - Drawdown Comparison

The maximum TPHD drawdown since its inception was -41.71%, which is greater than GERM's maximum drawdown of 0.00%. Use the drawdown chart below to compare losses from any high point for TPHD and GERM.

Drawdown Indicators

	TPHD	GERM	Difference
Max Drawdown Largest peak-to-trough decline	-41.71%	0.00%	-41.71%
Max Drawdown (1Y) Largest decline over 1 year	-13.22%	0.00%	-13.22%
Max Drawdown (5Y) Largest decline over 5 years	-16.54%	—	—
Current Drawdown Current decline from peak	-4.08%	0.00%	-4.08%
Average Drawdown Average peak-to-trough decline	-4.77%	0.00%	-4.77%
Ulcer Index Depth and duration of drawdowns from previous peaks	2.93%	0.00%	+2.93%

Volatility

TPHD vs. GERM - Volatility Comparison

Timothy Plan High Dividend Stock ETF (TPHD) has a higher volatility of 2.79% compared to Amplify Treatments, Testing and Advancements ETF (GERM) at 0.00%. This indicates that TPHD's price experiences larger fluctuations and is considered to be riskier than GERM based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

Volatility by Period

	TPHD	GERM	Difference
Volatility (1M) Calculated over the trailing 1-month period	2.79%	0.00%	+2.79%
Volatility (6M) Calculated over the trailing 6-month period	7.80%	0.00%	+7.80%
Volatility (1Y) Calculated over the trailing 1-year period	15.62%	0.00%	+15.62%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	14.65%	0.00%	+14.65%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	19.81%	0.00%	+19.81%