GERM vs. BTEC

Last updated Jun 4, 2026

GERM (Amplify Treatments, Testing and Advancements ETF) and BTEC (Principal Healthcare Innovators Index ETF) are both Health & Biotech Equities funds - GERM tracks the Prime Treatments, Testing and Advancements Index while BTEC tracks the NASDAQ U.S. Health Care Innovators Index. Both are passively managed. GERM charges 0.68%/yr vs 0.42%/yr for BTEC.

Performance

GERM vs. BTEC - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Amplify Treatments, Testing and Advancements ETF (GERM) and Principal Healthcare Innovators Index ETF (BTEC). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

GERM

• 1D: 0.00%
• 1M: 0.00%
• YTD: 0.00%
• 6M: 0.00%
• 1Y: 0.00%
• 3Y*: —
• 5Y*: —
• 10Y*: —

BTEC

• 1D: 0.00%
• 1M: 0.00%
• YTD: —
• 6M: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

GERM vs. BTEC - Yearly Performance Comparison

	2026 (YTD)
GERM Amplify Treatments, Testing and Advancements ETF	0.00%
BTEC Principal Healthcare Innovators Index ETF	0.00%

GERM vs. BTEC - Sectors Allocation Comparison

Sectors	GERM	BTEC
Healthcare	99.3%	99.4%
Financial Services	0.4%	-
Basic Materials	-	-
Communication Services	-	-
Consumer Cyclical	-	-
Consumer Defensive	-	-
Energy	-	-
Industrials	-	0.6%
Real Estate	-	-
Technology	-	-
Utilities	-	-

Return for Risk

GERM vs. BTEC - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Amplify Treatments, Testing and Advancements ETF (GERM) and Principal Healthcare Innovators Index ETF (BTEC). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

GERM vs. BTEC - Drawdown Comparison

The maximum GERM drawdown since its inception was 0.00%, which is greater than BTEC's maximum drawdown of 0.00%. Use the drawdown chart below to compare losses from any high point for GERM and BTEC.

Drawdown Indicators

	GERM	BTEC	Difference
Max Drawdown Largest peak-to-trough decline	0.00%	0.00%	0.00%
Max Drawdown (1Y) Largest decline over 1 year	0.00%	—	—
Current Drawdown Current decline from peak	0.00%	0.00%	0.00%
Average Drawdown Average peak-to-trough decline	0.00%	0.00%	0.00%
Ulcer Index Depth and duration of drawdowns from previous peaks	0.00%	—	—

Volatility

Volatility by Period

	GERM	BTEC	Difference
Volatility (1M) Calculated over the trailing 1-month period	0.00%	—	—
Volatility (6M) Calculated over the trailing 6-month period	0.00%	—	—
Volatility (1Y) Calculated over the trailing 1-year period	0.00%	0.00%	0.00%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	0.00%	0.00%	0.00%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	0.00%	0.00%	0.00%

GERM vs. BTEC - Expense Ratio Comparison

GERM has a 0.68% expense ratio, which is higher than BTEC's 0.42% expense ratio.

Dividends

GERM vs. BTEC - Dividend Comparison

Neither GERM nor BTEC has paid dividends to shareholders.

Tickers have no history of dividend payments

Frequently Asked Questions

Which ETF is better, GERM or BTEC?

On fees, BTEC is cheaper at 0.42% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, GERM or BTEC?

BTEC is cheaper with a 0.42% expense ratio, compared with 0.68% for GERM.

Which ETF pays a higher dividend yield, GERM or BTEC?

GERM and BTEC have nearly identical dividend yields, around 0.00%.

What is the main difference between GERM and BTEC?

GERM tracks Prime Treatments, Testing and Advancements Index, while BTEC tracks NASDAQ U.S. Health Care Innovators Index. They also come from different issuers: Amplify and Principal. Their fees differ too: 0.68% for GERM and 0.42% for BTEC.