TPFI vs. IUSB
TPFI (Timothy Plan Fixed Income ETF) and IUSB (iShares Core Universal USD Bond ETF) are both Intermediate Core-Plus Bond funds. TPFI is actively managed, while IUSB is passively managed. Their correlation of 0.87 suggests significant overlap in exposure. TPFI charges 0.55%/yr vs 0.06%/yr for IUSB.
Performance
TPFI vs. IUSB - Performance Comparison
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Returns By Period
TPFI
- 1D
- 0.12%
- 1M
- -0.16%
- 6M
- —
- YTD
- —
- 1Y
- —
- 3Y*
- —
- 5Y*
- —
- 10Y*
- —
IUSB
- 1D
- 0.18%
- 1M
- -0.36%
- 6M
- -0.06%
- YTD
- 0.41%
- 1Y
- 4.67%
- 3Y*
- 4.42%
- 5Y*
- 0.21%
- 10Y*
- 1.82%
TPFI vs. IUSB - Yearly Performance Comparison
| 2026 (YTD) | |
|---|---|
TPFI Timothy Plan Fixed Income ETF | -0.26% |
IUSB iShares Core Universal USD Bond ETF | 0.29% |
Correlation
The correlation between TPFI and IUSB is 0.87, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.
| Correlation | |
|---|---|
Correlation (All Time) Calculated using the full available price history since May 5, 2026 | 0.87 |
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Return for Risk
TPFI vs. IUSB — Risk / Return Rank
TPFI
Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.
IUSB
TPFI vs. IUSB - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Timothy Plan Fixed Income ETF (TPFI) and iShares Core Universal USD Bond ETF (IUSB). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TPFI | IUSB | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | — | — | |
| Sortino ratioReturn per unit of downside risk | — | — | |
| Omega ratioGain probability vs. loss probability | — | 1.23 | — |
| Calmar ratioReturn relative to maximum drawdown | — | 1.86 | — |
| Martin ratioReturn relative to average drawdown | — | 5.17 | — |
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Drawdowns
TPFI vs. IUSB - Drawdown Comparison
The maximum TPFI drawdown since its inception was -1.66%, smaller than the maximum IUSB drawdown of -17.90%. Use the drawdown chart below to compare losses from any high point for TPFI and IUSB.
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Drawdown Indicators
| TPFI | IUSB | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -1.66% | -17.90% | +16.24% |
Max Drawdown (1Y)Largest decline over 1 year | — | -2.53% | — |
Max Drawdown (3Y)Largest decline over 3 years | — | -5.82% | — |
Max Drawdown (5Y)Largest decline over 5 years | — | -17.87% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -17.90% | — |
Current DrawdownCurrent decline from peak | -0.75% | -1.34% | +0.59% |
Average DrawdownAverage peak-to-trough decline | -0.49% | -3.57% | +3.08% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | — | 0.91% | — |
Volatility
TPFI vs. IUSB - Volatility Comparison
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Volatility by Period
| TPFI | IUSB | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | — | 1.06% | — |
Volatility (6M)Calculated over the trailing 6-month period | — | 2.81% | — |
Volatility (1Y)Calculated over the trailing 1-year period | 3.90% | 3.58% | +0.32% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 3.90% | 5.81% | -1.91% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 3.90% | 5.04% | -1.14% |
TPFI vs. IUSB - Expense Ratio Comparison
TPFI has a 0.55% expense ratio, which is higher than IUSB's 0.06% expense ratio.
Dividends
TPFI vs. IUSB - Dividend Comparison
TPFI's dividend yield for the trailing twelve months is around 0.70%, less than IUSB's 4.25% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
IUSB iShares Core Universal USD Bond ETF | 4.25% | 4.17% | 4.04% | 3.46% | 2.53% | 1.74% | 2.68% | 3.04% | 2.98% | 2.56% | 2.60% | 1.95% |
TPFI Timothy Plan Fixed Income ETF | 0.70% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Frequently Asked Questions
TPFI and IUSB have a correlation of 0.87, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
On fees, IUSB is cheaper at 0.06% per year. The better choice depends on whether you care most about return, fees, risk, or income.
IUSB is cheaper with a 0.06% expense ratio, compared with 0.55% for TPFI.
IUSB has the higher dividend yield at 4.25%, compared with 0.70% for TPFI.
They also come from different issuers: Timothy Plan and iShares. Their fees differ too: 0.55% for TPFI and 0.06% for IUSB.
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