TPFI vs. TPFG

Last updated Jul 16, 2026

TPFI (Timothy Plan Fixed Income ETF) and TPFG (Timothy Plan Free Cash Flow Growth ETF) are both exchange-traded funds - TPFI is a Intermediate Core-Plus Bond fund actively managed by Timothy Plan, while TPFG is a Large Cap Growth Equities fund tracking the Victory Free Cash Flow Growth BRI Index. TPFI is actively managed, while TPFG is passively managed. At a 0.34 correlation, their price movements are largely independent. TPFI charges 0.55%/yr vs 0.59%/yr for TPFG.

Performance

TPFI vs. TPFG - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Timothy Plan Fixed Income ETF (TPFI) and Timothy Plan Free Cash Flow Growth ETF (TPFG). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

TPFI

• 1D: 0.12%
• 1M: -0.16%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

TPFG

• 1D: -1.34%
• 1M: -4.90%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

TPFI vs. TPFG - Yearly Performance Comparison

	2026 (YTD)
TPFI Timothy Plan Fixed Income ETF	-0.26%
TPFG Timothy Plan Free Cash Flow Growth ETF	1.96%

Correlation

The correlation between TPFI and TPFG is 0.34, which is low. Their price movements are largely independent, making them effective diversification partners.

	Correlation
Correlation (All Time) Calculated using the full available price history since May 5, 2026	0.34

Return for Risk

TPFI vs. TPFG - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Timothy Plan Fixed Income ETF (TPFI) and Timothy Plan Free Cash Flow Growth ETF (TPFG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

TPFI vs. TPFG - Drawdown Comparison

The maximum TPFI drawdown since its inception was -1.66%, smaller than the maximum TPFG drawdown of -8.66%. Use the drawdown chart below to compare losses from any high point for TPFI and TPFG.

Drawdown Indicators

	TPFI	TPFG	Difference
Max Drawdown Largest peak-to-trough decline	-1.66%	-8.66%	+7.00%
Current Drawdown Current decline from peak	-0.75%	-7.10%	+6.35%
Average Drawdown Average peak-to-trough decline	-0.49%	-2.73%	+2.24%

Volatility

Volatility by Period

	TPFI	TPFG	Difference
Volatility (1Y) Calculated over the trailing 1-year period	3.90%	32.74%	-28.84%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	3.90%	32.74%	-28.84%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	3.90%	32.74%	-28.84%

TPFI vs. TPFG - Expense Ratio Comparison

TPFI has a 0.55% expense ratio, which is lower than TPFG's 0.59% expense ratio.

Dividends

TPFI vs. TPFG - Dividend Comparison

TPFI's dividend yield for the trailing twelve months is around 0.70%, while TPFG has not paid dividends to shareholders.

Position	TTM
TPFG Timothy Plan Free Cash Flow Growth ETF	0.00%
TPFI Timothy Plan Fixed Income ETF	0.70%

Frequently Asked Questions

Can I hold both TPFI and TPFG in my portfolio?

TPFI and TPFG have a correlation of 0.34, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, TPFI or TPFG?

On fees, TPFI is cheaper at 0.55% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, TPFI or TPFG?

TPFI is cheaper with a 0.55% expense ratio, compared with 0.59% for TPFG.

Which ETF pays a higher dividend yield, TPFI or TPFG?

TPFI has the higher dividend yield at 0.70%, compared with 0.00% for TPFG.

What is the main difference between TPFI and TPFG?

TPFI is categorized as Intermediate Core-Plus Bond, while TPFG is Large Cap Growth Equities. Their fees differ too: 0.55% for TPFI and 0.59% for TPFG.