TPFI vs. TPHD

Last updated Aug 5, 2026

TPFI (Timothy Plan Fixed Income ETF) and TPHD (Timothy Plan High Dividend Stock ETF) are both exchange-traded funds - TPFI is a Intermediate Core-Plus Bond fund actively managed by Timothy Plan, while TPHD is a Mid Cap Value Equities fund tracking the Victory US Large Cap High Dividend Volatility Weighted BRI Index. TPFI is actively managed, while TPHD is passively managed. Their 0.22 correlation means their historical movements had little consistent relationship. TPFI charges 0.55%/yr vs 0.52%/yr for TPHD.

Performance

TPFI vs. TPHD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Timothy Plan Fixed Income ETF (TPFI) and Timothy Plan High Dividend Stock ETF (TPHD). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

TPFI

• 1D: 0.37%
• 1M: -0.51%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —
• ALL TIME*: —

TPHD

• 1D: 1.06%
• 1M: 2.28%
• 6M: 7.52%
• YTD: 14.86%
• 1Y: 16.18%
• 3Y*: 13.04%
• 5Y*: 9.89%
• 10Y*: —
• ALL TIME*: 10.47%

*Multi-year figures are annualized to reflect compound growth (CAGR)

Liquidity Comparison

Position	Avg. Volume Value (2W)	Avg. Volume Value (1M)	Avg. Volume Value (3M)
TPFI Timothy Plan Fixed Income ETF	$121.03K	$133.74K	$123.91K
TPHD Timothy Plan High Dividend Stock ETF	$1.62M	$1.14M	$888.18K

TPFI vs. TPHD - Yearly Performance Comparison

	2026 (YTD)
TPFI Timothy Plan Fixed Income ETF	-0.50%
TPHD Timothy Plan High Dividend Stock ETF	4.46%

Correlation

The correlation between TPFI and TPHD is 0.22, which is low. Their historical price movements had little consistent relationship.

	Correlation
Correlation (All Time) Calculated using the full available price history since May 5, 2026	0.22

Return for Risk

TPFI vs. TPHD — Risk / Return Rank

Compare historical risk-adjusted metric ranks over the past 12 months.

TPFI

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

TPHD

TPHD Risk / Return Rank: 58
TPHD Sharpe Ratio Rank: 56
TPHD Sortino Ratio Rank: 60
TPHD Omega Ratio Rank: 52
TPHD Calmar Ratio Rank: 68
TPHD Martin Ratio Rank: 56

The rank (0–100) uses a weighted average of the Sharpe, Sortino, Omega, Calmar, and Martin percentile ranks for the trailing 12 months. Higher means stronger historical risk-adjusted performance within the peer group.

TPFI vs. TPHD - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Timothy Plan Fixed Income ETF (TPFI) and Timothy Plan High Dividend Stock ETF (TPHD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

	TPFI	TPHD	Difference
Sharpe ratio: Return per unit of total volatility	—	1.53	—
Sortino ratio: Return per unit of downside risk	—	2.30	—
Omega ratio: Gain probability vs. loss probability	—	1.27	—
Calmar ratio: Return relative to maximum drawdown	—	2.67	—
Martin ratio: Return relative to average drawdown	—	7.45	—

Drawdowns

TPFI vs. TPHD - Drawdown Comparison

The maximum TPFI drawdown since its inception was -1.66%, smaller than the maximum TPHD drawdown of -41.71%. Use the drawdown chart below to compare losses from any high point for TPFI and TPHD.

Drawdown Indicators

	TPFI	TPHD	Difference
Max Drawdown Largest peak-to-trough decline	-1.66%	-41.71%	+40.05%
Max Drawdown (1Y) Largest decline over 1 year	—	-6.08%	—
Max Drawdown (3Y) Largest decline over 3 years	—	-15.89%	—
Max Drawdown (5Y) Largest decline over 5 years	—	-16.54%	—
Current Drawdown Current decline from peak	-0.99%	-0.27%	-0.72%
Average Drawdown Average peak-to-trough decline	-0.64%	-4.65%	+4.01%
Ulcer Index Depth and duration of drawdowns from previous peaks	—	2.18%	—

Volatility

Volatility by Period

	TPFI	TPHD	Difference
Volatility (1M) Calculated over the trailing 1-month period	—	3.66%	—
Volatility (6M) Calculated over the trailing 6-month period	—	7.52%	—
Volatility (1Y) Calculated over the trailing 1-year period	3.89%	10.68%	-6.79%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	3.89%	14.59%	-10.70%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	3.89%	19.48%	-15.59%

TPFI vs. TPHD - Expense Ratio Comparison

TPFI has a 0.55% expense ratio, which is higher than TPHD's 0.52% expense ratio.

Dividends

TPFI vs. TPHD - Dividend Comparison

TPFI's dividend yield for the trailing twelve months is around 0.70%, less than TPHD's 1.89% yield.

Position	TTM	2025	2024	2023	2022	2021	2020	2019
TPFI Timothy Plan Fixed Income ETF	0.70%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
TPHD Timothy Plan High Dividend Stock ETF	1.89%	2.10%	2.09%	2.19%	2.38%	1.86%	2.38%	1.61%

Frequently Asked Questions

Can I hold both TPFI and TPHD in my portfolio?

TPFI and TPHD have a correlation of 0.22, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, TPFI or TPHD?

On fees, TPHD is cheaper at 0.52% per year. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, TPFI or TPHD?

TPHD is cheaper with a 0.52% expense ratio, compared with 0.55% for TPFI.

Which ETF pays a higher dividend yield, TPFI or TPHD?

TPHD has the higher dividend yield at 1.89%, compared with 0.70% for TPFI.

What is the main difference between TPFI and TPHD?

TPFI is categorized as Intermediate Core-Plus Bond, while TPHD is Mid Cap Value Equities. Their fees differ too: 0.55% for TPFI and 0.52% for TPHD.