TPFG vs. SGRT

Last updated Jul 16, 2026

TPFG (Timothy Plan Free Cash Flow Growth ETF) and SGRT (SMART Earnings Growth ETF) are both Large Cap Growth Equities funds. TPFG is passively managed, while SGRT is actively managed. Their correlation of 0.82 suggests significant overlap in exposure. Both charge a 0.59% expense ratio.

Performance

TPFG vs. SGRT - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Timothy Plan Free Cash Flow Growth ETF (TPFG) and SMART Earnings Growth ETF (SGRT). The values are adjusted to include any dividend payments, if applicable.

Returns By Period

TPFG

• 1D: -1.34%
• 1M: -4.90%
• 6M: —
• YTD: —
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

SGRT

• 1D: -3.34%
• 1M: -11.51%
• 6M: 26.99%
• YTD: 32.43%
• 1Y: —
• 3Y*: —
• 5Y*: —
• 10Y*: —

*Multi-year figures are annualized to reflect compound growth (CAGR)

TPFG vs. SGRT - Yearly Performance Comparison

	2026 (YTD)
TPFG Timothy Plan Free Cash Flow Growth ETF	1.96%
SGRT SMART Earnings Growth ETF	0.27%

Correlation

The correlation between TPFG and SGRT is 0.82, indicating a strong positive relationship between their price movements. Combining them offers limited diversification - they tend to fall together during downturns.

	Correlation
Correlation (All Time) Calculated using the full available price history since May 5, 2026	0.82

Return for Risk

TPFG vs. SGRT - Risk-Adjusted Trends Comparison

This table presents a comparison of risk-adjusted performance metrics for Timothy Plan Free Cash Flow Growth ETF (TPFG) and SMART Earnings Growth ETF (SGRT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.

Risk / return metrics aren't available yet — we need at least 12 months of trading data to calculate them.

Drawdowns

TPFG vs. SGRT - Drawdown Comparison

The maximum TPFG drawdown since its inception was -8.66%, smaller than the maximum SGRT drawdown of -17.87%. Use the drawdown chart below to compare losses from any high point for TPFG and SGRT.

Drawdown Indicators

	TPFG	SGRT	Difference
Max Drawdown Largest peak-to-trough decline	-8.66%	-17.87%	+9.21%
Current Drawdown Current decline from peak	-7.10%	-13.82%	+6.72%
Average Drawdown Average peak-to-trough decline	-2.73%	-3.60%	+0.87%

Volatility

Volatility by Period

	TPFG	SGRT	Difference
Volatility (1Y) Calculated over the trailing 1-year period	32.74%	36.83%	-4.09%
Volatility (5Y) Calculated over the trailing 5-year period, annualized	32.74%	36.83%	-4.09%
Volatility (10Y) Calculated over the trailing 10-year period, annualized	32.74%	36.83%	-4.09%

TPFG vs. SGRT - Expense Ratio Comparison

Both TPFG and SGRT have an expense ratio of 0.59%.

Dividends

TPFG vs. SGRT - Dividend Comparison

TPFG has not paid dividends to shareholders, while SGRT's dividend yield for the trailing twelve months is around 0.12%.

Position	TTM	2025
SGRT SMART Earnings Growth ETF	0.12%	0.16%
TPFG Timothy Plan Free Cash Flow Growth ETF	0.00%	0.00%

Frequently Asked Questions

Can I hold both TPFG and SGRT in my portfolio?

TPFG and SGRT have a correlation of 0.82, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.

Which ETF is better, TPFG or SGRT?

Both ETFs have the same 0.59% expense ratio. The better choice depends on whether you care most about return, fees, risk, or income.

Which ETF is cheaper, TPFG or SGRT?

TPFG and SGRT have the same expense ratio: 0.59% per year.

Which ETF pays a higher dividend yield, TPFG or SGRT?

SGRT has the higher dividend yield at 0.12%, compared with 0.00% for TPFG.