TOST vs. VOO
TOST (Toast, Inc.) is a stock, while VOO (Vanguard S&P 500 ETF) is S&P 500 fund tracking the S&P 500 Index. Over the past 3 years, TOST returned 12.00%/yr vs 19.52%/yr for VOO. A 0.54 correlation means they provide meaningful diversification when combined.
Performance
TOST vs. VOO - Performance Comparison
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Returns By Period
In the year-to-date period, TOST achieves a -13.12% return, which is significantly lower than VOO's 9.44% return.
TOST
- 1D
- 2.56%
- 1M
- 25.10%
- 6M
- -7.97%
- YTD
- -13.12%
- 1Y
- -33.68%
- 3Y*
- 12.00%
- 5Y*
- —
- 10Y*
- —
- ALL TIME*
- -14.39%
VOO
- 1D
- -0.14%
- 1M
- -0.57%
- 6M
- 7.90%
- YTD
- 9.44%
- 1Y
- 19.65%
- 3Y*
- 19.52%
- 5Y*
- 12.88%
- 10Y*
- 14.98%
- ALL TIME*
- 14.77%
TOST vs. VOO - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
TOST Toast, Inc. | -13.12% | -2.58% | 99.62% | 1.28% | -48.06% | -46.81% |
VOO Vanguard S&P 500 ETF | 9.44% | 17.82% | 24.98% | 26.32% | -18.17% | 9.89% |
Correlation
The correlation between TOST and VOO is 0.32, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.32 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.48 |
Correlation (All Time) Calculated using the full available price history since Sep 22, 2021 | 0.54 |
Over the past year, the correlation between TOST and VOO has dropped to 0.32 - well below their long-term average of 0.54, suggesting their price drivers have been diverging.
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Return for Risk
TOST vs. VOO — Risk / Return Rank
TOST
VOO
TOST vs. VOO - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Toast, Inc. (TOST) and Vanguard S&P 500 ETF (VOO). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TOST | VOO | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -2.31 | ||
| Sortino ratioReturn per unit of downside risk | -3.06 | ||
| Omega ratioGain probability vs. loss probability | 0.89 | 1.28 | -0.39 |
| Calmar ratioReturn relative to maximum drawdown | -0.62 | 2.22 | -2.83 |
| Martin ratioReturn relative to average drawdown | -0.95 | 9.63 | -10.58 |
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Drawdowns
TOST vs. VOO - Drawdown Comparison
The maximum TOST drawdown since its inception was -80.57%, which is greater than VOO's maximum drawdown of -33.99%. Use the drawdown chart below to compare losses from any high point for TOST and VOO.
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Drawdown Indicators
| TOST | VOO | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -80.57% | -33.99% | -46.58% |
Max Drawdown (1Y)Largest decline over 1 year | -54.71% | -8.90% | -45.81% |
Max Drawdown (3Y)Largest decline over 3 years | -54.71% | -18.69% | -36.02% |
Max Drawdown (5Y)Largest decline over 5 years | — | -24.52% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.99% | — |
Current DrawdownCurrent decline from peak | -52.73% | -2.01% | -50.72% |
Average DrawdownAverage peak-to-trough decline | -57.99% | -3.67% | -54.32% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 35.33% | 2.04% | +33.29% |
Volatility
TOST vs. VOO - Volatility Comparison
Toast, Inc. (TOST) has a higher volatility of 10.34% compared to Vanguard S&P 500 ETF (VOO) at 3.36%. This indicates that TOST's price experiences larger fluctuations and is considered to be riskier than VOO based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TOST | VOO | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 10.34% | 3.36% | +6.98% |
Volatility (6M)Calculated over the trailing 6-month period | 36.62% | 10.02% | +26.60% |
Volatility (1Y)Calculated over the trailing 1-year period | 46.03% | 12.58% | +33.45% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 60.88% | 16.91% | +43.97% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 60.88% | 18.00% | +42.88% |
Dividends
TOST vs. VOO - Dividend Comparison
TOST has not paid dividends to shareholders, while VOO's dividend yield for the trailing twelve months is around 1.08%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TOST Toast, Inc. | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
VOO Vanguard S&P 500 ETF | 1.08% | 1.13% | 1.24% | 1.46% | 1.69% | 1.25% | 1.54% | 1.88% | 2.06% | 1.78% | 2.02% | 2.10% |
Frequently Asked Questions
TOST and VOO have a correlation of 0.32, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
TOST has higher volatility (10.34%) compared to VOO (3.36%). In terms of maximum drawdown, TOST dropped -80.57% vs VOO's -33.99%.
VOO currently has the higher Sharpe Ratio (1.57 vs -0.74), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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